HypoVereinsbankCustody fee from €0 (HVB DirectDepot), order fee from €4.95 + 0.25%
- Published fee
- Custody fee from €0 (HVB DirectDepot), order fee from €4.95 + 0.25%
- Minimum deposit
- 0 €
Broker comparison
HypoVereinsbank vs.
Postbank
Which broker fits your needs?
Platforms, products and fees side by side.
Checked on 22 October 2026
See comparisonHypoVereinsbank
PostbankVS
Summary
Your goal decides
HypoVereinsbank offers 5 instrument types, while Postbank offers 4. Oversight: HypoVereinsbank: BaFin; Postbank: BaFin. HypoVereinsbank: No. Postbank: No. Postbank has been in the market since 1909, making it the more experienced provider.
HypoVereinsbankSecurities trading at HypoVereinsbank – part of the UniCredit Group
PostbankSecurities trading at one of Germany's best-known banks
At a glance
The key differences
| Criterion | HypoVereinsbank | Postbank |
|---|---|---|
| Platforms | HVB Web, HVB App | Postbank Web, Postbank App |
| Product types | Stocks, ETFs, Bonds, Funds, Certificates | Stocks, ETFs, Bonds, Funds |
| Options trading | No | No |
| Fee model | Custody fee from €0 (HVB DirectDepot), order fee from €4.95 + 0.25% | Custody fee €12.90/year (free from €50,000), order fee from €9.95 |
| Minimum deposit | 0 € | 0 € |
| Regulation | BaFin | BaFin |
| More information | Details | Details |
Platforms
HypoVereinsbank
HVB Web, HVB App
Postbank
Postbank Web, Postbank App
Product types
HypoVereinsbank
Stocks, ETFs, Bonds, Funds, Certificates
Postbank
Stocks, ETFs, Bonds, Funds
Options trading
HypoVereinsbank
No
Postbank
No
Fee model
HypoVereinsbank
Custody fee from €0 (HVB DirectDepot), order fee from €4.95 + 0.25%
Postbank
Custody fee €12.90/year (free from €50,000), order fee from €9.95
Minimum deposit
HypoVereinsbank
0 €
Postbank
0 €
Regulation
HypoVereinsbank
BaFin
Postbank
BaFin
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
HypoVereinsbankPostbankCustody fee €12.90/year (free from €50,000), order fee from €9.95
- Published fee
- Custody fee €12.90/year (free from €50,000), order fee from €9.95
- Minimum deposit
- 0 €
The relevant costs depend on market, currency, order size and trading style.
Worked out
What does it actually cost?
Typical months at HypoVereinsbank and Postbank, priced from their published fee schedules. Spreads, FX and exchange fees come on top depending on the venue.
| Scenario | HypoVereinsbank | Postbank |
|---|---|---|
| ETF savings plan, ≈ €200 a month | €3ETF savings online: 1.5% × €200 (selected ETFs without purchase fee) | €0.90ETF savings plan (€25–1,000): €0.90 per execution |
| 10 stock buys of ≈ €1,000 a month | €89SmartDepot: 0.25%, min €8.90 × 10, OTC (Xetra/gettex: +€3.50 flat) | €99.50Online, domestic exchange, up to €1,200: €9.95 × 10, plus third-party costs |
| Custody and account fee per year | €0HVB SmartDepot: custody free | €0Custody and administration €0.00 |
Checked on 22 October 2026. Prices can change; the current fee schedule is what counts. Sources: hypovereinsbank.de · postbank.de
Execution quality
Order type, venue and liquidity affect execution.
HypoVereinsbankCheck the provider’s execution policy and available order types for your account.
Provider informationPostbankCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
HypoVereinsbankStocksETFsBondsFundsCertificates
PostbankStocksETFsBondsFunds
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
HypoVereinsbankHVB Web · HVB App
HypoVereinsbank offers securities trading through HVB Web and the HVB App. The web platform enables management of the DirectDepot with order placement, portfolio overview, and market data. The mobile app provides quick access to key portfolio functions. The platforms are purpose-built and security-focused but offer fewer trading venues and trading tools than pure online brokers.
Explore platformPostbankPostbank Web · Postbank App
Postbank offers its customers two trading platforms: Postbank Web and the Postbank App. The web platform enables classic securities trading through the browser with order placement, portfolio overview, and price queries. The mobile app provides the same basic functions on the go. Both platforms are functional but visually and technically less advanced compared to modern neobrokers. However, for savings plan users and occasional investors, the features are entirely sufficient.
Explore platformHypoVereinsbank
UniCredit Bank GmbH (HypoVereinsbank), München
Regulation does not protect against market losses. What counts is the entity you sign the contract with.
Your investor profile
Who might it suit?
HypoVereinsbankSecurities trading at HypoVereinsbank – part of the UniCredit Group
- Strong parent company UniCredit
- Free DirectDepot available
- Comprehensive investment advice
- Order fees on the higher side
- Branch advice comes with additional costs
PostbankSecurities trading at one of Germany's best-known banks
- BaFin-regulated traditional German bank
- Wide branch network for personal advice
- Deposit protection up to €100,000
- Comparatively high order fees
- Custody fee for small portfolios
Find the broker that fits
HypoVereinsbank oder Postbank?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
HypoVereinsbank and Postbank do not earn the same way
The table shows what they cost. These lessons show how they earn, which is what the difference is made of.
Your questions
Frequently asked questions
How do fees differ between HypoVereinsbank and Postbank?
HypoVereinsbank: Custody fee from €0 (HVB DirectDepot), order fee from €4.95 + 0.25%. Postbank: Custody fee €12.90/year (free from €50,000), order fee from €9.95. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: HypoVereinsbank or Postbank?
HypoVereinsbank offers Stocks, ETFs, Bonds, Funds, Certificates. Postbank offers Stocks, ETFs, Bonds, Funds.
How are HypoVereinsbank and Postbank regulated?
The broker profiles list BaFin for HypoVereinsbank and BaFin for Postbank. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is HypoVereinsbank or Postbank better for beginners?
HypoVereinsbank lists a 0 € minimum deposit and offers HVB Web, HVB App. Postbank lists 0 € and offers Postbank Web, Postbank App. Compare usability, available products and costs for your intended use.
HypoVereinsbank vs Postbank: Which broker is better overall?
The choice between HypoVereinsbank (3.6/5, 950 reviews) and Postbank (3.6/5, 1200 reviews) depends on your needs. HypoVereinsbank: Securities trading at HypoVereinsbank – part of the UniCredit Group. Postbank: Securities trading at one of Germany's best-known banks.
Your next step
Your next step
HypoVereinsbankSecurities trading at HypoVereinsbank – part of the UniCredit Group
Open accountRead reviewPostbankSecurities trading at one of Germany's best-known banks
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.