HypoVereinsbank

3.6(950)

BaFin

Postbank

3.6(1200)

BaFin

HypoVereinsbank vs Postbank

Head-to-Head Comparison 2026

Our Verdict

HypoVereinsbank offers 5 instrument types, while Postbank offers 4. Postbank has been in the market since 1909, making it the more experienced provider.

Comparison Table

Criteria	HypoVereinsbank	Postbank
Rating	3.6/5 (950 reviews)	3.6/5 (1200 reviews)
Regulation	BaFin	BaFin
Fees	Custody fee from €0 (HVB DirectDepot), order fee from €4.95 + 0.25%	Custody fee €12.90/year (free from €50,000), order fee from €9.95
Min. Deposit	0 €	0 €
Instruments	Stocks, ETFs, Bonds, Funds, Certificates	Stocks, ETFs, Bonds, Funds
Platforms	HVB Web, HVB App	Postbank Web, Postbank App
Options Trading	No	No
Founded	1998	1909
Headquarters	München	Bonn

Detailed Comparison

Fee Comparison

HypoVereinsbank: Custody fee from €0 (HVB DirectDepot), order fee from €4.95 + 0.25%. Minimum deposit: 0 €.

Postbank: Custody fee €12.90/year (free from €50,000), order fee from €9.95. Minimum deposit: 0 €.

Product Range

HypoVereinsbank (5 categories)

StocksETFsBondsFundsCertificates

Postbank (4 categories)

StocksETFsBondsFunds

Trading Platforms

HypoVereinsbank

HVB Web
HVB App

Postbank

Postbank Web
Postbank App

Regulation & Security

HypoVereinsbank is regulated by BaFin (HQ: München).

Postbank is regulated by BaFin (HQ: Bonn).

Who Is It For?

HypoVereinsbank

Securities trading at HypoVereinsbank – part of the UniCredit Group

✓ Strong parent company UniCredit

✓ Free DirectDepot available

✓ Comprehensive investment advice

✗ Order fees on the higher side

✗ Branch advice comes with additional costs

Postbank

Securities trading at one of Germany's best-known banks

✓ BaFin-regulated traditional German bank

✓ Wide branch network for personal advice

✓ Deposit protection up to €100,000

✗ Comparatively high order fees

✗ Custody fee for small portfolios

Frequently Asked Questions

Is HypoVereinsbank or Postbank cheaper?

HypoVereinsbank charges Custody fee from €0 (HVB DirectDepot), order fee from €4.95 + 0.25%. Postbank charges Custody fee €12.90/year (free from €50,000), order fee from €9.95. The minimum deposit is 0 € at HypoVereinsbank and 0 € at Postbank.

Which broker offers more products: HypoVereinsbank or Postbank?

HypoVereinsbank offers Stocks, ETFs, Bonds, Funds, Certificates. Postbank offers Stocks, ETFs, Bonds, Funds.

Which broker is better regulated?

HypoVereinsbank is regulated by BaFin. Postbank is regulated by BaFin. HypoVereinsbank has BaFin regulation, which is particularly advantageous for German investors. Postbank has BaFin regulation, which is particularly advantageous for German investors.

Is HypoVereinsbank or Postbank better for beginners?

HypoVereinsbank has a minimum deposit of 0 € and offers HVB Web, HVB App as platforms. Postbank has a minimum deposit of 0 € and offers Postbank Web, Postbank App. HypoVereinsbank has the lower entry barrier.

HypoVereinsbank vs Postbank: Which broker is better overall?

The choice between HypoVereinsbank (3.6/5, 950 reviews) and Postbank (3.6/5, 1200 reviews) depends on your needs. HypoVereinsbank: Securities trading at HypoVereinsbank – part of the UniCredit Group. Postbank: Securities trading at one of Germany's best-known banks.