finanzen.net zero€0 order fee (from €500), otherwise €1 per trade
- Published fee
- €0 order fee (from €500), otherwise €1 per trade
- Minimum deposit
- 0 €
Broker comparison
finanzen.net zero vs.
Scalable Capital
Which broker fits your needs?
Platforms, products and fees side by side.
Checked on 22 October 2026
See comparisonfinanzen.net zero
Scalable CapitalVS
Summary
Your goal decides
Scalable Capital offers more instruments and the PRIME+ flat rate, while finanzen.net zero offers the cheapest entry with €0 order fee from €500 order volume. Integration with the finanzen.net portal provides additional market data. For cost-conscious occasional investors, finanzen.net zero is the better choice, while frequent traders benefit from Scalable Capital.
finanzen.net zeroTrade for free with Germany's largest finance portal
Scalable CapitalNeobroker with flat-rate trading and robo-advisor
At a glance
The key differences
| Criterion | finanzen.net zero | Scalable Capital |
|---|---|---|
| Platforms | finanzen.net zero App, finanzen.net zero Web | Scalable Broker App, Scalable Broker Web |
| Product types | Stocks, ETFs, Funds, Crypto, Derivatives | Stocks, ETFs, Funds, Bonds, Crypto ETPs, Derivatives |
| Options trading | No, no options trading | No, no options trading |
| Fee model | €0 order fee (from €500), otherwise €1 per trade | FREE: €0.99 per trade; PRIME+: €4.99/month, €0 from €250 order value |
| Minimum deposit | 0 € | 1 € (Verifizierung) |
| Regulation | BaFin | BaFin/Deutsche Bundesbank |
| More information | Details | Details |
Platforms
finanzen.net zero
finanzen.net zero App, finanzen.net zero Web
Scalable Capital
Scalable Broker App, Scalable Broker Web
Product types
finanzen.net zero
Stocks, ETFs, Funds, Crypto, Derivatives
Scalable Capital
Stocks, ETFs, Funds, Bonds, Crypto ETPs, Derivatives
Options trading
finanzen.net zero
No, no options trading
Scalable Capital
No, no options trading
Fee model
finanzen.net zero
€0 order fee (from €500), otherwise €1 per trade
Scalable Capital
FREE: €0.99 per trade; PRIME+: €4.99/month, €0 from €250 order value
Minimum deposit
finanzen.net zero
0 €
Scalable Capital
1 € (Verifizierung)
Regulation
finanzen.net zero
BaFin
Scalable Capital
BaFin/Deutsche Bundesbank
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
finanzen.net zeroScalable CapitalFREE: €0.99 per trade; PRIME+: €4.99/month, €0 from €250 order value
- Published fee
- FREE: €0.99 per trade; PRIME+: €4.99/month, €0 from €250 order value
- Minimum deposit
- 1 € (Verifizierung)
The relevant costs depend on market, currency, order size and trading style.
Worked out
What does it actually cost?
Typical months at finanzen.net zero and Scalable Capital, priced from their published fee schedules. Spreads, FX and exchange fees come on top depending on the venue.
| Scenario | finanzen.net zero | Scalable Capital |
|---|---|---|
| ETF savings plan, ≈ €200 a month | €0Savings plan €0 per execution (price list V13, 09/2026) | €0Savings plan execution €0 (all plans, from €1) |
| 10 stock buys of ≈ €1,000 a month | €0gettex/OTC €0 per order from €500 (else €1 small-order fee) × 10 | €9.90FREE plan, European Investor Exchange: €0.99 per trade × 10 (Xetra/gettex: €1.99) |
| One BTC purchase of ≈ €1,000 | €10€0 order fee; markup max 1% on venue price × €1,000 (maximum) | —No spot crypto: crypto ETPs only (0.99% spread markup + order fee) |
| Custody and account fee per year | €0No account or custody fee | €0Custody fee €0 |
Checked on 22 October 2026. Prices can change; the current fee schedule is what counts. Sources: finanzen.net · finanzen.net · de.scalable.capital
Execution quality
Order type, venue and liquidity affect execution.
finanzen.net zeroCheck the provider’s execution policy and available order types for your account.
Provider informationScalable CapitalCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
finanzen.net zeroStocksETFsFundsCryptoDerivatives
Scalable CapitalStocksETFsFundsBondsCrypto ETPsDerivatives
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
finanzen.net zerofinanzen.net zero App · finanzen.net zero Web
finanzen.net zero provides the finanzen.net zero App and the finanzen.net zero Web platform. The app offers a sleek, user-friendly interface for quick mobile trading with real-time prices and order placement. The web platform is directly integrated into the finanzen.net financial portal, allowing users to seamlessly switch between market data, news, and their portfolio. Order types such as limit and market orders are available. The platform is intentionally kept simple and is particularly suitable for beginners.
Explore platformScalable CapitalScalable Broker App · Scalable Broker Web
Scalable Capital provides its customers with the Scalable Broker App and the Scalable Broker Web platform. The app offers a modern, intuitive user interface with clear price displays, watchlists, and easy order placement. The web platform extends the offering with more detailed chart analysis and portfolio overviews. Both platforms support limit, market, and stop orders as well as the setup and management of savings plans. Push notifications keep investors informed about price changes.
Explore platformfinanzen.net zero
finanzen.net zero als gebundener Vermittler der DonauCapital Wertpapier GmbH; Konto/Depot bei Baader Bank AG
- Supervisor
- BaFin
Scalable Capital
Scalable Capital Bank GmbH, München
- Supervisor
- BaFin
Regulation does not protect against market losses. What counts is the entity you sign the contract with.
Your investor profile
Who might it suit?
finanzen.net zeroFor investors who want to trade with no subscription and no order fee from €500. The account sits at Baader Bank; below €500 a small surcharge applies.
- €0 order fee from €500 order volume
- Integration with finanzen.net portal
- Free savings plans
- Only one trading venue (gettex)
- No options trading
Scalable CapitalFor investors who want a full bank with its own custody, several venues, and the option of a flat rate for many orders.
- Flat-rate trading with PRIME+
- BaFin-regulated
- Stocks, ETFs, funds and bonds
- No options trading
- PRIME+ flat rate applies from €250 order value
Find the broker that fits
finanzen.net zero oder Scalable Capital?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
finanzen.net zero and Scalable Capital do not earn the same way
The table shows what they cost. These lessons show how they earn, which is what the difference is made of.
In-depth analysis
Entry and fees: Both are supervised by BaFin; the difference is the fee logic. finanzen.net zero asks for no minimum deposit and charges a €0 order fee from €500 of order value, €1 per trade below that. Scalable Capital needs a first €1 transfer for verification and charges €0.99 per trade on the FREE Broker; PRIME+ costs €4.99 a month, with its flat rate applying from €250 of order value. If you buy less often but in amounts of €500 or more, finanzen.net zero charges no order fee. If you place many orders between €250 and €500, you pay €1 each there, and past a certain number of trades PRIME+ becomes cheaper. finanzen.net zero lists free savings plans as an explicit strength.
Products and platforms: Stocks, ETFs, funds and derivatives are available at both, and options trading at neither. Scalable Capital adds bonds and crypto ETPs and an integrated robo-advisor; finanzen.net zero offers crypto. Trading venues differ: finanzen.net zero trades only via gettex, Scalable Capital via gettex and Xetra. Execution is quoted at around 50–100 ms at both. Both offer app and web; finanzen.net zero is also linked to the finanzen.net portal but lists limited order types as a weakness.
Profile and verdict: finanzen.net zero (4.0/5 from 670 reviews) was founded in 2019 and sits in Karlsruhe. Scalable Capital (4.4/5 from 1,200 reviews) has been around since 2014 and sits in Munich. With the same supervisor and a similar range, your trading pattern decides: if you bundle orders of €500 or more and use savings plans, finanzen.net zero charges no order fee. If you trade actively, want Xetra as a second venue or a robo-advisor, Scalable Capital is the better home. Neither offers options.
Your questions
Frequently asked questions
How do fees differ between finanzen.net zero and Scalable Capital?
finanzen.net zero: €0 order fee (from €500), otherwise €1 per trade. Scalable Capital: FREE: €0.99 per trade; PRIME+: €4.99/month, €0 from €250 order value. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: finanzen.net zero or Scalable Capital?
finanzen.net zero offers Stocks, ETFs, Funds, Crypto, Derivatives. Scalable Capital offers Stocks, ETFs, Funds, Bonds, Crypto ETPs, Derivatives.
How are finanzen.net zero and Scalable Capital regulated?
The broker profiles list BaFin for finanzen.net zero and BaFin/Deutsche Bundesbank for Scalable Capital. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is finanzen.net zero or Scalable Capital better for beginners?
finanzen.net zero lists a 0 € minimum deposit and offers finanzen.net zero App, finanzen.net zero Web. Scalable Capital lists 1 € (Verifizierung) and offers Scalable Broker App, Scalable Broker Web. Compare usability, available products and costs for your intended use.
finanzen.net zero vs Scalable Capital: Which broker is better overall?
The choice between finanzen.net zero (4/5, 670 reviews) and Scalable Capital (4.4/5, 1200 reviews) depends on your needs. finanzen.net zero: Trade for free with Germany's largest finance portal. Scalable Capital: Neobroker with flat-rate trading and robo-advisor.
Your next step
Your next step
finanzen.net zeroTrade for free with Germany's largest finance portal
Open accountRead reviewScalable CapitalNeobroker with flat-rate trading and robo-advisor
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.