finanzen.net zero

4(670)

BaFin

Scalable Capital

4.4(1200)

BaFin

finanzen.net zero vs Scalable Capital

Head-to-Head Comparison 2026

Our Verdict

Scalable Capital offers more instruments and the PRIME+ flat rate, while finanzen.net zero offers the cheapest entry with €0 order fee from €500 order volume. Integration with the finanzen.net portal provides additional market data. For cost-conscious occasional investors, finanzen.net zero is the better choice, while frequent traders benefit from Scalable Capital.

Comparison Table

Criteria	finanzen.net zero	Scalable Capital
Rating	4/5 (670 reviews)	4.4/5 (1200 reviews)✓
Regulation	BaFin	BaFin
Fees	€0 order fee (from €500), otherwise €1 per trade✓	PRIME+ flat rate €4.99/month or €0.99 per trade
Min. Deposit	0 €	0 €
Instruments	Stocks, ETFs, Funds, Crypto, Derivatives	Stocks, ETFs, Funds, Crypto, Derivatives✓
Platforms	finanzen.net zero App, finanzen.net zero Web	Scalable Broker App, Scalable Broker Web
Options Trading	No, no options trading	No, no options trading
Founded	2019	2014
Headquarters	Karlsruhe	Munich

Detailed Comparison

Fee Comparison

finanzen.net zero

finanzen.net zero: €0 order fee (from €500), otherwise €1 per trade. Minimum deposit: 0 €.

Scalable Capital: PRIME+ flat rate €4.99/month or €0.99 per trade. Minimum deposit: 0 €.

Product Range

Scalable Capital

finanzen.net zero (5 categories)

StocksETFsFundsCryptoDerivatives

Scalable Capital (5 categories)

StocksETFsFundsCryptoDerivatives

Trading Platforms

finanzen.net zero

finanzen.net zero App
finanzen.net zero Web

Scalable Capital

Scalable Broker App
Scalable Broker Web

Regulation & Security

finanzen.net zero is regulated by BaFin (HQ: Karlsruhe).

Scalable Capital is regulated by BaFin (HQ: Munich).

Who Is It For?

finanzen.net zero

Trade for free with Germany's largest finance portal

✓ €0 order fee from €500 order volume

✓ Integration with finanzen.net portal

✓ Free savings plans

✗ Only one trading venue (gettex)

✗ No options trading

Scalable Capital

Neobroker with flat-rate trading and robo-advisor

✓ Flat-rate trading with PRIME+

✓ BaFin-regulated

✓ Over 7,800 stocks and 2,500 ETFs

✗ No options trading

✗ Limited trading venues (gettex/Xetra)

Frequently Asked Questions

Is finanzen.net zero or Scalable Capital cheaper?

finanzen.net zero charges €0 order fee (from €500), otherwise €1 per trade. Scalable Capital charges PRIME+ flat rate €4.99/month or €0.99 per trade. The minimum deposit is 0 € at finanzen.net zero and 0 € at Scalable Capital.

Which broker offers more products: finanzen.net zero or Scalable Capital?

finanzen.net zero offers Stocks, ETFs, Funds, Crypto, Derivatives. Scalable Capital offers Stocks, ETFs, Funds, Crypto, Derivatives.

Which broker is better regulated?

finanzen.net zero is regulated by BaFin. Scalable Capital is regulated by BaFin. finanzen.net zero has BaFin regulation, which is particularly advantageous for German investors. Scalable Capital has BaFin regulation, which is particularly advantageous for German investors.

Is finanzen.net zero or Scalable Capital better for beginners?

finanzen.net zero has a minimum deposit of 0 € and offers finanzen.net zero App, finanzen.net zero Web as platforms. Scalable Capital has a minimum deposit of 0 € and offers Scalable Broker App, Scalable Broker Web. finanzen.net zero has the lower entry barrier.

finanzen.net zero vs Scalable Capital: Which broker is better overall?

The choice between finanzen.net zero (4/5, 670 reviews) and Scalable Capital (4.4/5, 1200 reviews) depends on your needs. finanzen.net zero: Trade for free with Germany's largest finance portal. Scalable Capital: Neobroker with flat-rate trading and robo-advisor.