Postbank
BaFin
Targobank
BaFin
Postbank vs Targobank
Head-to-Head Comparison 2026
Our Verdict
Postbank has a higher rating of 3.6/5 compared to Targobank (3.5/5). Postbank has been in the market since 1909, making it the more experienced provider.
Comparison Table
| Criteria | Postbank | Targobank |
|---|---|---|
| Rating | 3.6/5 (1200 reviews)✓ | 3.5/5 (850 reviews) |
| Regulation | BaFin | BaFin |
| Fees | Custody fee €12.90/year (free from €50,000), order fee from €9.95 | Custody fee €0 (online), order fee from €8.90 (up to €10,000) |
| Min. Deposit | 0 € | 0 € |
| Instruments | Stocks, ETFs, Bonds, Funds | Stocks, ETFs, Bonds, Funds |
| Platforms | Postbank Web, Postbank App | Targobank Web, Targobank App |
| Options Trading | No | No |
| Founded | 1909 | 1926 |
| Headquarters | Bonn | Düsseldorf |
Detailed Comparison
Fee Comparison
Postbank: Custody fee €12.90/year (free from €50,000), order fee from €9.95. Minimum deposit: 0 €.
Targobank: Custody fee €0 (online), order fee from €8.90 (up to €10,000). Minimum deposit: 0 €.
Product Range
Postbank (4 categories)
Targobank (4 categories)
Trading Platforms
Postbank
- Postbank Web
- Postbank App
Targobank
- Targobank Web
- Targobank App
Regulation & Security
Postbank is regulated by BaFin (HQ: Bonn).
Targobank is regulated by BaFin (HQ: Düsseldorf).
Who Is It For?
Postbank
Securities trading at one of Germany's best-known banks
✓ BaFin-regulated traditional German bank
✓ Wide branch network for personal advice
✓ Deposit protection up to €100,000
✗ Comparatively high order fees
✗ Custody fee for small portfolios
Targobank
Securities trading and asset management at Targobank
✓ BaFin-regulated bank with long history
✓ Free online custody account
✓ Personal advice in branches available
✗ Higher order fees than discount brokers
✗ Limited selection of trading venues