PostbankCustody fee €12.90/year (free from €50,000), order fee from €9.95
- Published fee
- Custody fee €12.90/year (free from €50,000), order fee from €9.95
- Minimum deposit
- 0 €
Broker comparison
Postbank vs.
Targobank
Which broker fits your needs?
Platforms, products and fees side by side.
Checked on 22 October 2026
See comparisonPostbank
TargobankVS
Summary
Your goal decides
Postbank has a higher rating of 3.6/5 compared to Targobank (3.5/5). Oversight: Postbank: BaFin; Targobank: BaFin. Postbank: No. Targobank: No. Postbank has been in the market since 1909, making it the more experienced provider.
PostbankSecurities trading at one of Germany's best-known banks
TargobankSecurities trading and asset management at Targobank
At a glance
The key differences
| Criterion | Postbank | Targobank |
|---|---|---|
| Platforms | Postbank Web, Postbank App | Targobank Web, Targobank App |
| Product types | Stocks, ETFs, Bonds, Funds | Stocks, ETFs, Bonds, Funds |
| Options trading | No | No |
| Fee model | Custody fee €12.90/year (free from €50,000), order fee from €9.95 | Custody fee €0 (online), order fee from €8.90 (up to €10,000) |
| Minimum deposit | 0 € | 0 € |
| Regulation | BaFin | BaFin |
| More information | Details | Details |
Platforms
Postbank
Postbank Web, Postbank App
Targobank
Targobank Web, Targobank App
Product types
Postbank
Stocks, ETFs, Bonds, Funds
Targobank
Stocks, ETFs, Bonds, Funds
Options trading
Postbank
No
Targobank
No
Fee model
Postbank
Custody fee €12.90/year (free from €50,000), order fee from €9.95
Targobank
Custody fee €0 (online), order fee from €8.90 (up to €10,000)
Minimum deposit
Postbank
0 €
Targobank
0 €
Regulation
Postbank
BaFin
Targobank
BaFin
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
PostbankTargobankCustody fee €0 (online), order fee from €8.90 (up to €10,000)
- Published fee
- Custody fee €0 (online), order fee from €8.90 (up to €10,000)
- Minimum deposit
- 0 €
The relevant costs depend on market, currency, order size and trading style.
Worked out
What does it actually cost?
Typical months at Postbank and Targobank, priced from their published fee schedules. Spreads, FX and exchange fees come on top depending on the venue.
| Scenario | Postbank | Targobank |
|---|---|---|
| ETF savings plan, ≈ €200 a month | €0.90ETF savings plan (€25–1,000): €0.90 per execution | €3ETF savings plan: 2.5% of order value, min €1.50, max €3.00 |
| 10 stock buys of ≈ €1,000 a month | €99.50Online, domestic exchange, up to €1,200: €9.95 × 10, plus third-party costs | €49Direkt-Depot: €4.90 per order in direct trading × 10 (exchange: 0.25%, min €8.90) |
| Custody and account fee per year | €0Custody and administration €0.00 | €0Direkt-Depot: no custody fee (online mailbox mandatory) |
Checked on 22 October 2026. Prices can change; the current fee schedule is what counts. Sources: postbank.de · targobank.de
Execution quality
Order type, venue and liquidity affect execution.
PostbankCheck the provider’s execution policy and available order types for your account.
Provider informationTargobankCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
PostbankStocksETFsBondsFunds
TargobankStocksETFsBondsFunds
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
PostbankPostbank Web · Postbank App
Postbank offers its customers two trading platforms: Postbank Web and the Postbank App. The web platform enables classic securities trading through the browser with order placement, portfolio overview, and price queries. The mobile app provides the same basic functions on the go. Both platforms are functional but visually and technically less advanced compared to modern neobrokers. However, for savings plan users and occasional investors, the features are entirely sufficient.
Explore platformTargobankTargobank Web · Targobank App
Targobank provides its customers with two trading platforms: Targobank Web and the Targobank App. The web platform offers all essential functions for securities trading such as order placement, portfolio overview, and price queries. The mobile app enables trading on the go. Both platforms are designed for simplicity and offer few advanced trading features such as real-time charts or technical analysis tools.
Explore platformPostbank
Postbank – eine Niederlassung der Deutsche Bank AG
Targobank
TARGOBANK AG, Düsseldorf
- Supervisor
- BaFin
Regulation does not protect against market losses. What counts is the entity you sign the contract with.
Your investor profile
Who might it suit?
PostbankSecurities trading at one of Germany's best-known banks
- BaFin-regulated traditional German bank
- Wide branch network for personal advice
- Deposit protection up to €100,000
- Comparatively high order fees
- Custody fee for small portfolios
TargobankSecurities trading and asset management at Targobank
- BaFin-regulated bank with long history
- Free online custody account
- Personal advice in branches available
- Higher order fees than discount brokers
- Limited selection of trading venues
Find the broker that fits
Postbank oder Targobank?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
Postbank and Targobank do not earn the same way
The table shows what they cost. These lessons show how they earn, which is what the difference is made of.
Your questions
Frequently asked questions
How do fees differ between Postbank and Targobank?
Postbank: Custody fee €12.90/year (free from €50,000), order fee from €9.95. Targobank: Custody fee €0 (online), order fee from €8.90 (up to €10,000). Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Postbank or Targobank?
Postbank offers Stocks, ETFs, Bonds, Funds. Targobank offers Stocks, ETFs, Bonds, Funds.
How are Postbank and Targobank regulated?
The broker profiles list BaFin for Postbank and BaFin for Targobank. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Postbank or Targobank better for beginners?
Postbank lists a 0 € minimum deposit and offers Postbank Web, Postbank App. Targobank lists 0 € and offers Targobank Web, Targobank App. Compare usability, available products and costs for your intended use.
Postbank vs Targobank: Which broker is better overall?
The choice between Postbank (3.6/5, 1200 reviews) and Targobank (3.5/5, 850 reviews) depends on your needs. Postbank: Securities trading at one of Germany's best-known banks. Targobank: Securities trading and asset management at Targobank.
Your next step
Your next step
PostbankSecurities trading at one of Germany's best-known banks
Open accountRead reviewTargobankSecurities trading and asset management at Targobank
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.