Deutsche Bank
BaFin
Postbank
BaFin
Deutsche Bank vs Postbank
Head-to-Head Comparison 2026
By SofiaOur Verdict
Deutsche Bank and Postbank have belonged to the same group since 2010 but are positioned differently. Deutsche Bank (rated 3.8/5) trades via the maxblue online platform from €8.90 per order with a free depot and offers the broader range — stocks, ETFs, bonds, funds, certificates and warrants — plus a strong research department. Postbank (3.6/5) charges order fees from €9.95 and a custody fee of €12.90/year (free from €50,000), is limited to stocks, ETFs, bonds and funds, and relies on its wide branch network. For active self-directed investors maxblue is cheaper and broader; those who value branch proximity and easy savings-plan access can choose Postbank. Neither offers options.
Comparison Table
| Criteria | Deutsche Bank | Postbank |
|---|---|---|
| Rating | 3.8/5 (2100 reviews)✓ | 3.6/5 (1200 reviews) |
| Regulation | BaFin | BaFin |
| Fees | Custody fee from €0 (maxblue), order fee from €8.90 (online)✓ | Custody fee €12.90/year (free from €50,000), order fee from €9.95 |
| Min. Deposit | 0 € | 0 € |
| Instruments | Stocks, ETFs, Bonds, Funds, Certificates, Warrants✓ | Stocks, ETFs, Bonds, Funds |
| Platforms | maxblue Web, Deutsche Bank App | Postbank Web, Postbank App |
| Options Trading | No | No |
| Execution Speed | ~30 ms (Xetra Direct, own market infrastructure) | ~80 ms (Xetra/Tradegate, part of Deutsche Bank) |
| Founded | 1870 | 1909 |
| Headquarters | Frankfurt | Bonn |
Detailed Comparison
Fee Comparison
Deutsche BankDeutsche Bank: Custody fee from €0 (maxblue), order fee from €8.90 (online). Minimum deposit: 0 €.
Postbank: Custody fee €12.90/year (free from €50,000), order fee from €9.95. Minimum deposit: 0 €.
Execution Quality
Deutsche Bank
Execution: ~30 ms (Xetra Direct, own market infrastructure)
Postbank
Execution: ~80 ms (Xetra/Tradegate, part of Deutsche Bank)
Product Range
Deutsche BankDeutsche Bank (6 categories)
Postbank (4 categories)
Trading Platforms
Deutsche Bank
- maxblue Web
- Deutsche Bank App
Postbank
- Postbank Web
- Postbank App
Regulation & Security
Deutsche Bank is regulated by BaFin (HQ: Frankfurt).
Postbank is regulated by BaFin (HQ: Bonn).
Who Is It For?
Deutsche Bank
Securities trading at Germany's largest bank
✓ Germany's largest bank with highest deposit protection
✓ maxblue online depot without custody fees
✓ Wide range of certificates and bonds
✗ Order fees significantly higher than neobrokers
✗ Online platform not state of the art
Postbank
Securities trading at one of Germany's best-known banks
✓ BaFin-regulated traditional German bank
✓ Wide branch network for personal advice
✓ Deposit protection up to €100,000
✗ Comparatively high order fees
✗ Custody fee for small portfolios
In-Depth Analysis: Deutsche Bank vs Postbank
Order fees and custody: Deutsche Bank trades via maxblue from €8.90 per online order on a custody-fee-free account. Postbank charges order fees from €9.95 plus a custody fee of €12.90 per year, which is waived from a portfolio value of €50,000. Deutsche Bank therefore tends to be cheaper on both order fees and custody; the minimum deposit is €0 at both.
Products: Deutsche Bank's maxblue offering includes stocks, ETFs, bonds, funds, certificates and warrants, while Postbank offers stocks, ETFs, bonds and funds. For investors who also want to trade certificates or warrants, Deutsche Bank is broader. Neither bank offers options.
Profile and verdict: Both belong to the Deutsche Bank Group (Postbank since 2010) and are BaFin-regulated. Deutsche Bank (rated 3.8/5, execution per the data ~30 ms) scores with product breadth and one of the industry's most comprehensive research departments; Postbank (3.6/5, ~80 ms) with its wide branch network and easy access to ETF and fund savings plans. Active self-directed investors do better on cost with maxblue, while branch customers and conservative savers are well served by Postbank.