ING
BaFin
Postbank
BaFin
ING vs Postbank
Head-to-Head Comparison 2026
Our Verdict
ING has a higher rating of 4.3/5 compared to Postbank (3.6/5). ING offers 5 instrument types, while Postbank offers 4. Postbank has been in the market since 1909, making it the more experienced provider.
Comparison Table
| Criteria | ING | Postbank |
|---|---|---|
| Rating | 4.3/5 (2100 reviews)✓ | 3.6/5 (1200 reviews) |
| Regulation | BaFin | BaFin |
| Fees | €4.90 base fee + 0.25% of order value (max. €69.90) | Custody fee €12.90/year (free from €50,000), order fee from €9.95 |
| Min. Deposit | 0 € | 0 € |
| Instruments | Stocks, ETFs, Funds, Bonds, Derivatives | Stocks, ETFs, Bonds, Funds |
| Platforms | ING Banking App, ING Web Depot | Postbank Web, Postbank App |
| Options Trading | No, no options trading | No |
| Founded | 1965 | 1909 |
| Headquarters | Frankfurt | Bonn |
Detailed Comparison
Fee Comparison
ING: €4.90 base fee + 0.25% of order value (max. €69.90). Minimum deposit: 0 €.
Postbank: Custody fee €12.90/year (free from €50,000), order fee from €9.95. Minimum deposit: 0 €.
Product Range
ING (5 categories)
Postbank (4 categories)
Trading Platforms
ING
- ING Banking App
- ING Web Depot
Postbank
- Postbank Web
- Postbank App
Regulation & Security
ING is regulated by BaFin (HQ: Frankfurt).
Postbank is regulated by BaFin (HQ: Bonn).
Who Is It For?
ING
Germany's largest direct bank with integrated brokerage
✓ Full bank with checking account and brokerage
✓ Over 800 free ETF savings plans
✓ Excellent customer service
✗ Higher order fees than neobrokers
✗ No options trading
Postbank
Securities trading at one of Germany's best-known banks
✓ BaFin-regulated traditional German bank
✓ Wide branch network for personal advice
✓ Deposit protection up to €100,000
✗ Comparatively high order fees
✗ Custody fee for small portfolios