Commerzbank

3.7(1800)

BaFin

HypoVereinsbank

3.6(950)

BaFin

Commerzbank vs HypoVereinsbank

Head-to-Head Comparison 2026

Our Verdict

Commerzbank has a higher rating of 3.7/5 compared to HypoVereinsbank (3.6/5). Commerzbank has been in the market since 1870, making it the more experienced provider.

Comparison Table

Criteria	Commerzbank	HypoVereinsbank
Rating	3.7/5 (1800 reviews)✓	3.6/5 (950 reviews)
Regulation	BaFin	BaFin
Fees	Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90)	Custody fee from €0 (HVB DirectDepot), order fee from €4.95 + 0.25%
Min. Deposit	0 €	0 €
Instruments	Stocks, ETFs, Bonds, Funds, Certificates	Stocks, ETFs, Bonds, Funds, Certificates
Platforms	Commerzbank Web, Commerzbank App	HVB Web, HVB App
Options Trading	No	No
Founded	1870	1998
Headquarters	Frankfurt	München

Detailed Comparison

Fee Comparison

Commerzbank: Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90). Minimum deposit: 0 €.

HypoVereinsbank: Custody fee from €0 (HVB DirectDepot), order fee from €4.95 + 0.25%. Minimum deposit: 0 €.

Product Range

Commerzbank (5 categories)

StocksETFsBondsFundsCertificates

HypoVereinsbank (5 categories)

StocksETFsBondsFundsCertificates

Trading Platforms

Commerzbank

Commerzbank Web
Commerzbank App

HypoVereinsbank

HVB Web
HVB App

Regulation & Security

Commerzbank is regulated by BaFin (HQ: Frankfurt).

HypoVereinsbank is regulated by BaFin (HQ: München).

Who Is It For?

Commerzbank

Securities trading at Germany's second-largest private bank

✓ Major bank with comprehensive product range

✓ Free DirektDepot without minimum deposit

✓ Branches throughout Germany

✗ Order fees higher than online brokers

✗ Complex fee structure

HypoVereinsbank

Securities trading at HypoVereinsbank – part of the UniCredit Group

✓ Strong parent company UniCredit

✓ Free DirectDepot available

✓ Comprehensive investment advice

✗ Order fees on the higher side

✗ Branch advice comes with additional costs

Frequently Asked Questions

Is Commerzbank or HypoVereinsbank cheaper?

Commerzbank charges Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90). HypoVereinsbank charges Custody fee from €0 (HVB DirectDepot), order fee from €4.95 + 0.25%. The minimum deposit is 0 € at Commerzbank and 0 € at HypoVereinsbank.

Which broker offers more products: Commerzbank or HypoVereinsbank?

Commerzbank offers Stocks, ETFs, Bonds, Funds, Certificates. HypoVereinsbank offers Stocks, ETFs, Bonds, Funds, Certificates.

Which broker is better regulated?

Commerzbank is regulated by BaFin. HypoVereinsbank is regulated by BaFin. Commerzbank has BaFin regulation, which is particularly advantageous for German investors. HypoVereinsbank has BaFin regulation, which is particularly advantageous for German investors.

Is Commerzbank or HypoVereinsbank better for beginners?

Commerzbank has a minimum deposit of 0 € and offers Commerzbank Web, Commerzbank App as platforms. HypoVereinsbank has a minimum deposit of 0 € and offers HVB Web, HVB App. Commerzbank has the lower entry barrier.

Commerzbank vs HypoVereinsbank: Which broker is better overall?

The choice between Commerzbank (3.7/5, 1800 reviews) and HypoVereinsbank (3.6/5, 950 reviews) depends on your needs. Commerzbank: Securities trading at Germany's second-largest private bank. HypoVereinsbank: Securities trading at HypoVereinsbank – part of the UniCredit Group.

Commerzbank

Securities trading at Germany's second-largest private bank

Open Account →

From 0 € min. deposit

HypoVereinsbank

Securities trading at HypoVereinsbank – part of the UniCredit Group

Open Account →

From 0 € min. deposit

Commerzbank read review →HypoVereinsbank read review →