CommerzbankCustody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90)
- Published fee
- Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90)
- Minimum deposit
- 0 €
Broker comparison
Commerzbank vs.
Postbank
Which broker fits your needs?
Platforms, products and fees side by side.
Checked on 22 October 2026
See comparisonCommerzbank
PostbankVS
Summary
Your goal decides
Commerzbank has a higher rating of 3.7/5 compared to Postbank (3.6/5). Commerzbank offers 5 instrument types, while Postbank offers 4. Oversight: Commerzbank: BaFin; Postbank: BaFin. Commerzbank: No. Postbank: No. Commerzbank has been in the market since 1870, making it the more experienced provider.
CommerzbankSecurities trading at Germany's second-largest private bank
PostbankSecurities trading at one of Germany's best-known banks
At a glance
The key differences
| Criterion | Commerzbank | Postbank |
|---|---|---|
| Platforms | Commerzbank Web, Commerzbank App | Postbank Web, Postbank App |
| Product types | Stocks, ETFs, Bonds, Funds, Certificates | Stocks, ETFs, Bonds, Funds |
| Options trading | No | No |
| Fee model | Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90) | Custody fee €12.90/year (free from €50,000), order fee from €9.95 |
| Minimum deposit | 0 € | 0 € |
| Regulation | BaFin | BaFin |
| More information | Details | Details |
Platforms
Commerzbank
Commerzbank Web, Commerzbank App
Postbank
Postbank Web, Postbank App
Product types
Commerzbank
Stocks, ETFs, Bonds, Funds, Certificates
Postbank
Stocks, ETFs, Bonds, Funds
Options trading
Commerzbank
No
Postbank
No
Fee model
Commerzbank
Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90)
Postbank
Custody fee €12.90/year (free from €50,000), order fee from €9.95
Minimum deposit
Commerzbank
0 €
Postbank
0 €
Regulation
Commerzbank
BaFin
Postbank
BaFin
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
CommerzbankPostbankCustody fee €12.90/year (free from €50,000), order fee from €9.95
- Published fee
- Custody fee €12.90/year (free from €50,000), order fee from €9.95
- Minimum deposit
- 0 €
The relevant costs depend on market, currency, order size and trading style.
Worked out
What does it actually cost?
Typical months at Commerzbank and Postbank, priced from their published fee schedules. Spreads, FX and exchange fees come on top depending on the venue.
| Scenario | Commerzbank | Postbank |
|---|---|---|
| ETF savings plan, ≈ €200 a month | €3DirektDepot ETF plan: 0.25% + €2.50 (€0.50 + €2.50) | €0.90ETF savings plan (€25–1,000): €0.90 per execution |
| 10 stock buys of ≈ €1,000 a month | €99DirektDepot: 0.25% + €4.90, min €9.90 × 10, plus exchange/third-party costs | €99.50Online, domestic exchange, up to €1,200: €9.95 × 10, plus third-party costs |
| Custody and account fee per year | €0DirektDepot free with ≥1 order per quarter (else 0.175% p.a., min €4.95/qtr) | €0Custody and administration €0.00 |
Checked on 22 October 2026. Prices can change; the current fee schedule is what counts. Sources: commerzbank.de · postbank.de
Execution quality
Order type, venue and liquidity affect execution.
CommerzbankCheck the provider’s execution policy and available order types for your account.
Provider informationPostbankCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
CommerzbankStocksETFsBondsFundsCertificates
PostbankStocksETFsBondsFunds
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
CommerzbankCommerzbank Web · Commerzbank App
Commerzbank offers securities trading through its web platform and the Commerzbank App. The online platform enables order placement, portfolio overview, and market analysis directly in the browser. The mobile app provides quick access to quotes and order functions on the go. Both platforms are solid and reliable but could be more modern in terms of design and user-friendliness. However, for the occasional investor, they offer all necessary features.
Explore platformPostbankPostbank Web · Postbank App
Postbank offers its customers two trading platforms: Postbank Web and the Postbank App. The web platform enables classic securities trading through the browser with order placement, portfolio overview, and price queries. The mobile app provides the same basic functions on the go. Both platforms are functional but visually and technically less advanced compared to modern neobrokers. However, for savings plan users and occasional investors, the features are entirely sufficient.
Explore platformCommerzbank
Commerzbank AG, Frankfurt am Main
Regulation does not protect against market losses. What counts is the entity you sign the contract with.
Your investor profile
Who might it suit?
CommerzbankSecurities trading at Germany's second-largest private bank
- Major bank with comprehensive product range
- Free DirektDepot without minimum deposit
- Branches throughout Germany
- Order fees higher than online brokers
- Complex fee structure
PostbankSecurities trading at one of Germany's best-known banks
- BaFin-regulated traditional German bank
- Wide branch network for personal advice
- Deposit protection up to €100,000
- Comparatively high order fees
- Custody fee for small portfolios
Find the broker that fits
Commerzbank oder Postbank?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
Commerzbank and Postbank do not earn the same way
The table shows what they cost. These lessons show how they earn, which is what the difference is made of.
Your questions
Frequently asked questions
How do fees differ between Commerzbank and Postbank?
Commerzbank: Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90). Postbank: Custody fee €12.90/year (free from €50,000), order fee from €9.95. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Commerzbank or Postbank?
Commerzbank offers Stocks, ETFs, Bonds, Funds, Certificates. Postbank offers Stocks, ETFs, Bonds, Funds.
How are Commerzbank and Postbank regulated?
The broker profiles list BaFin for Commerzbank and BaFin for Postbank. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Commerzbank or Postbank better for beginners?
Commerzbank lists a 0 € minimum deposit and offers Commerzbank Web, Commerzbank App. Postbank lists 0 € and offers Postbank Web, Postbank App. Compare usability, available products and costs for your intended use.
Commerzbank vs Postbank: Which broker is better overall?
The choice between Commerzbank (3.7/5, 1800 reviews) and Postbank (3.6/5, 1200 reviews) depends on your needs. Commerzbank: Securities trading at Germany's second-largest private bank. Postbank: Securities trading at one of Germany's best-known banks.
Your next step
Your next step
CommerzbankSecurities trading at Germany's second-largest private bank
Open accountRead reviewPostbankSecurities trading at one of Germany's best-known banks
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.