Commerzbank

3.7(1800)

BaFin

Postbank

3.6(1200)

BaFin

Commerzbank vs Postbank

Head-to-Head Comparison 2026

Our Verdict

Commerzbank has a higher rating of 3.7/5 compared to Postbank (3.6/5). Commerzbank offers 5 instrument types, while Postbank offers 4. Commerzbank has been in the market since 1870, making it the more experienced provider.

Comparison Table

Criteria	Commerzbank	Postbank
Rating	3.7/5 (1800 reviews)✓	3.6/5 (1200 reviews)
Regulation	BaFin	BaFin
Fees	Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90)	Custody fee €12.90/year (free from €50,000), order fee from €9.95
Min. Deposit	0 €	0 €
Instruments	Stocks, ETFs, Bonds, Funds, Certificates	Stocks, ETFs, Bonds, Funds
Platforms	Commerzbank Web, Commerzbank App	Postbank Web, Postbank App
Options Trading	No	No
Founded	1870	1909
Headquarters	Frankfurt	Bonn

Detailed Comparison

Fee Comparison

Commerzbank: Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90). Minimum deposit: 0 €.

Postbank: Custody fee €12.90/year (free from €50,000), order fee from €9.95. Minimum deposit: 0 €.

Product Range

Commerzbank (5 categories)

StocksETFsBondsFundsCertificates

Postbank (4 categories)

StocksETFsBondsFunds

Trading Platforms

Commerzbank

Commerzbank Web
Commerzbank App

Postbank

Postbank Web
Postbank App

Regulation & Security

Commerzbank is regulated by BaFin (HQ: Frankfurt).

Postbank is regulated by BaFin (HQ: Bonn).

Who Is It For?

Commerzbank

Securities trading at Germany's second-largest private bank

✓ Major bank with comprehensive product range

✓ Free DirektDepot without minimum deposit

✓ Branches throughout Germany

✗ Order fees higher than online brokers

✗ Complex fee structure

Postbank

Securities trading at one of Germany's best-known banks

✓ BaFin-regulated traditional German bank

✓ Wide branch network for personal advice

✓ Deposit protection up to €100,000

✗ Comparatively high order fees

✗ Custody fee for small portfolios

Frequently Asked Questions

Is Commerzbank or Postbank cheaper?

Commerzbank charges Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90). Postbank charges Custody fee €12.90/year (free from €50,000), order fee from €9.95. The minimum deposit is 0 € at Commerzbank and 0 € at Postbank.

Which broker offers more products: Commerzbank or Postbank?

Commerzbank offers Stocks, ETFs, Bonds, Funds, Certificates. Postbank offers Stocks, ETFs, Bonds, Funds.

Which broker is better regulated?

Commerzbank is regulated by BaFin. Postbank is regulated by BaFin. Commerzbank has BaFin regulation, which is particularly advantageous for German investors. Postbank has BaFin regulation, which is particularly advantageous for German investors.

Is Commerzbank or Postbank better for beginners?

Commerzbank has a minimum deposit of 0 € and offers Commerzbank Web, Commerzbank App as platforms. Postbank has a minimum deposit of 0 € and offers Postbank Web, Postbank App. Commerzbank has the lower entry barrier.

Commerzbank vs Postbank: Which broker is better overall?

The choice between Commerzbank (3.7/5, 1800 reviews) and Postbank (3.6/5, 1200 reviews) depends on your needs. Commerzbank: Securities trading at Germany's second-largest private bank. Postbank: Securities trading at one of Germany's best-known banks.

Commerzbank

Securities trading at Germany's second-largest private bank

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From 0 € min. deposit

Postbank

Securities trading at one of Germany's best-known banks

Open Account →

From 0 € min. deposit

Commerzbank read review →Postbank read review →