N26 Trading

3.7(450 reviews)

German neobank with integrated stock trading

BaFin RegulatedSince 2013

Trust Score

Very Good

Ready in 2 minutes

* External link. BeInOptions receives no compensation from this broker. All information is for educational purposes only and does not constitute investment advice.

1 €

Min. Deposit

Instruments

BaFin

Regulation

Platforms

Key Features

Stocks

Stocks trading available

ETFs

ETFs trading available

N26 App

Trading Platform

Advantages

Integrated into N26 banking app
BaFin-regulated German bank
Fractional shares available

Disadvantages

Very limited stock selection
No professional trading tools
Trading feature still in development

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* External link. BeInOptions receives no compensation from this broker. All information is for educational purposes only and does not constitute investment advice.

About N26 Trading

N26 is a neobank founded in Berlin in 2013, regulated by BaFin as a full banking license holder. The trading feature was introduced as a complement to the existing banking offering, enabling stock and ETF trading directly from the N26 app. N26 has over 8 million customers across Europe and is active in numerous EU countries. N26's trading offering is deliberately kept simple and targets existing N26 customers who want to invest occasionally. Fractional shares enable entry from as little as 1 euro. The fee structure varies by account model: N26 Metal customers benefit from commission-free trading, while Standard users bear spread-based costs. N26 Trading is suited for customers who already have an N26 account and want to invest in stocks without an additional app. For active traders, the offering is less suitable due to limited stock selection and lack of professional tools. However, the BaFin regulation provides the highest security standards.

N26 Trading FAQ

Do I need an N26 account for trading?

Yes, the trading feature is exclusively available to existing N26 customers. You need an active N26 bank account to access the stock trading function.

Which stocks can I trade on N26?

N26 offers a curated selection of popular stocks and ETFs. The selection is deliberately limited and primarily includes well-known international companies. The offering is being gradually expanded.

Is N26 Trading free?

Costs depend on the account model. N26 Metal customers trade commission-free, while Standard and Smart customers pay spread-based fees. There are no separate custody or inactivity fees.