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Lightyear Logo

Lightyear

4.1(500 reviews)

Commission-free stock trading with multi-currency accounts

FCA/EFSA RegulatedSince 2020
82
Trust Score
Very Good
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* External link. BeInOptions receives no compensation from this broker. All information is for educational purposes only and does not constitute investment advice.

1 €
Min. Deposit
3
Instruments
FCA/EFSA
Regulation
2
Platforms

Key Features

Stocks

Stocks trading available

ETFs

ETFs trading available

Government Bonds

Government Bonds trading available

Lightyear App

Trading Platform

Lightyear Web

Trading Platform

Advantages

  • No commissions on stocks and ETFs
  • Multi-currency accounts without exchange fees
  • Modern, user-friendly app
  • Low minimum deposit

Disadvantages

  • Relatively new broker
  • Limited product range
  • No advanced order types

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Discover Lightyear and start your trading journey today.

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* External link. BeInOptions receives no compensation from this broker. All information is for educational purposes only and does not constitute investment advice.

About Lightyear

Lightyear is a neobroker founded in London in 2020, regulated by the FCA (United Kingdom) and EFSA (Estonia). The platform was created by former Wise employees with the mission of making cross-border stock trading as simple and affordable as possible for European investors. Lightyear offers commission-free trading in US and EU stocks, ETFs, and government bonds. A standout feature is the multi-currency account system, which allows users to hold funds in different currencies and minimize conversion fees. The FX fee stands at just 0.35%, significantly lower than many competitors. The app features a modern design and primarily targets beginners and cost-conscious investors seeking straightforward access to international markets. Lightyear is particularly well-suited for European investors who want to invest in US stocks without paying high exchange or trading fees. The low minimum deposit of just 1 euro makes getting started exceptionally easy.

Lightyear FAQ

Is Lightyear safe and regulated?
Yes, Lightyear is regulated by the FCA in the United Kingdom and EFSA in Estonia. Client funds are held separately from company assets and are protected by deposit guarantee schemes.
What fees does Lightyear charge?
Lightyear charges no commissions on US and EU stocks. There is only a 0.35% FX fee when trading in a currency different from the account currency. There are no custody fees or inactivity fees.
Can I buy fractional shares on Lightyear?
Yes, Lightyear offers fractional shares, allowing you to invest in stocks starting from just 1 euro. This enables access to high-priced stocks even with a small budget.
In which countries is Lightyear available?
Lightyear is available in most European countries, including Germany, Austria, the Netherlands, France, and many other EU states as well as the United Kingdom.
Strategies × Top Stocks

Popular Strategies to Try

Concrete example trades you can replicate after opening your account at Lightyear.

Tesla logo
Long Straddle
TSLA

Long Straddle · Tesla

Tesla Inc.

Highly volatile — no clear direction · highly volatile mover

IV 5095%View example trade
NVIDIA logo
Long Straddle
NVDA

Long Straddle · NVIDIA

NVIDIA Corporation

Highly volatile — no clear direction · volatile stock

IV 4080%View example trade
Apple logo
Covered Call
AAPL

Covered Call · Apple

Apple Inc.

Neutral to mildly bullish · calm stock

IV 2032%View example trade
SAP logo
Covered Call
SAP

Covered Call · SAP

SAP SE

Neutral to mildly bullish · calm stock

IV 1830%View example trade
Amazon logo
Cash-Secured Put
AMZN

Cash-Secured Put · Amazon

Amazon.com Inc.

Neutral to mildly bullish · medium-volatility stock

IV 2542%View example trade
S&P 500 ETF logo
Iron Condor
SPY

Iron Condor · S&P 500 ETF

SPDR S&P 500 ETF

Neutral / Sideways · calm stock

IV 1222%View example trade
Nasdaq-100 ETF logo
Iron Condor
QQQ

Iron Condor · Nasdaq-100 ETF

Invesco QQQ ETF (Nasdaq-100)

Neutral / Sideways · calm stock

IV 1628%View example trade
Palantir logo
Bull Call Spread
PLTR

Bull Call Spread · Palantir

Palantir Technologies Inc.

Bullish · highly volatile mover

IV 5590%View example trade
MicroStrategy logo
Bull Call Spread
MSTR

Bull Call Spread · MicroStrategy

MicroStrategy Inc.

Bullish · highly volatile mover

IV 85160%View example trade
Coinbase logo
Bear Put Spread
COIN

Bear Put Spread · Coinbase

Coinbase Global Inc.

Bearish · highly volatile mover

IV 65120%View example trade
Microsoft logo
Butterfly Strategy
MSFT

Butterfly Strategy · Microsoft

Microsoft Corporation

Neutral — stock expected to stay near the center strike · calm stock

IV 1830%View example trade
NVIDIA logo
Bull Call Spread
NVDA

Bull Call Spread · NVIDIA

NVIDIA Corporation

Bullish · volatile stock

IV 4080%View example trade