N26 Trading
BaFin
Smartbroker+
BaFin
N26 Trading vs Smartbroker+
Head-to-Head Comparison 2026
Our Verdict
Smartbroker+ has a higher rating of 4.1/5 compared to N26 Trading (3.7/5). Smartbroker+ offers 5 instrument types, while N26 Trading offers 2. The minimum deposit is lower at Smartbroker+ with 0 €. N26 Trading has been in the market since 2013, making it the more experienced provider.
Comparison Table
| Criteria | N26 Trading | Smartbroker+ |
|---|---|---|
| Rating | 3.7/5 (450 reviews) | 4.1/5 (890 reviews)✓ |
| Regulation | BaFin | BaFin |
| Fees | €0 commission (included in N26 Metal), spread-based | €0 at gettex (from €500) or from €4 at other exchanges |
| Min. Deposit | 1 € | 0 € |
| Instruments | Stocks, ETFs | Stocks, ETFs, Funds, Bonds, Derivatives |
| Platforms | N26 App | Smartbroker+ App, Smartbroker+ Web |
| Options Trading | No | No, no options trading |
| Founded | 2013 | 2019 |
| Headquarters | Berlin | Berlin |
Detailed Comparison
Fee Comparison
N26 Trading: €0 commission (included in N26 Metal), spread-based. Minimum deposit: 1 €.
Smartbroker+: €0 at gettex (from €500) or from €4 at other exchanges. Minimum deposit: 0 €.
Product Range
N26 Trading (2 categories)
Smartbroker+ (5 categories)
Trading Platforms
N26 Trading
- N26 App
Smartbroker+
- Smartbroker+ App
- Smartbroker+ Web
Regulation & Security
N26 Trading is regulated by BaFin (HQ: Berlin).
Smartbroker+ is regulated by BaFin (HQ: Berlin).
Who Is It For?
N26 Trading
German neobank with integrated stock trading
✓ Integrated into N26 banking app
✓ BaFin-regulated German bank
✓ Fractional shares available
✗ Very limited stock selection
✗ No professional trading tools
Smartbroker+
Low-cost trading with access to all German exchanges
✓ €0 order fee at gettex from €500
✓ Access to all German exchanges
✓ Wide range of savings plans
✗ No options trading
✗ Platform still evolving