N26 Trading
BaFin
Shares
FCA
N26 Trading vs Shares
Head-to-Head Comparison 2026
Our Verdict
Shares has a higher rating of 3.8/5 compared to N26 Trading (3.7/5). Shares offers 3 instrument types, while N26 Trading offers 2. N26 Trading is BaFin-regulated, while Shares is supervised by FCA. N26 Trading has been in the market since 2013, making it the more experienced provider.
Comparison Table
| Criteria | N26 Trading | Shares |
|---|---|---|
| Rating | 3.7/5 (450 reviews) | 3.8/5 (300 reviews)✓ |
| Regulation | BaFin | FCA |
| Fees | €0 commission (included in N26 Metal), spread-based | €0 commission, 0.59% FX fee |
| Min. Deposit | 1 € | 1 € |
| Instruments | Stocks, ETFs | Stocks, ETFs, Crypto |
| Platforms | N26 App | Shares App |
| Options Trading | No | No |
| Founded | 2013 | 2021 |
| Headquarters | Berlin | London |
Detailed Comparison
Fee Comparison
N26 Trading: €0 commission (included in N26 Metal), spread-based. Minimum deposit: 1 €.
Shares: €0 commission, 0.59% FX fee. Minimum deposit: 1 €.
Product Range
N26 Trading (2 categories)
Shares (3 categories)
Trading Platforms
N26 Trading
- N26 App
Shares
- Shares App
Regulation & Security
N26 Trading is regulated by BaFin (HQ: Berlin).
Shares is regulated by FCA (HQ: London).
Who Is It For?
N26 Trading
German neobank with integrated stock trading
✓ Integrated into N26 banking app
✓ BaFin-regulated German bank
✓ Fractional shares available
✗ Very limited stock selection
✗ No professional trading tools
Shares
Social neobroker with community features and commission-free trading
✓ Commission-free trading
✓ Social trading features and community
✓ Modern, appealing app
✗ Very young broker, little track record
✗ Limited product selection
Frequently Asked Questions
Is N26 Trading or Shares cheaper?
Which broker offers more products: N26 Trading or Shares?
Which broker is better regulated?
Is N26 Trading or Shares better for beginners?
N26 Trading vs Shares: Which broker is better overall?
Shares
Social neobroker with community features and commission-free trading
Open Account →From 1 € min. deposit