N26 Trading
BaFin
Scalable Capital
BaFin
N26 Trading vs Scalable Capital
Head-to-Head Comparison 2026
Our Verdict
Scalable Capital has a higher rating of 4.4/5 compared to N26 Trading (3.7/5). Scalable Capital offers 5 instrument types, while N26 Trading offers 2. The minimum deposit is lower at Scalable Capital with 0 €. N26 Trading has been in the market since 2013, making it the more experienced provider.
Comparison Table
| Criteria | N26 Trading | Scalable Capital |
|---|---|---|
| Rating | 3.7/5 (450 reviews) | 4.4/5 (1200 reviews)✓ |
| Regulation | BaFin | BaFin |
| Fees | €0 commission (included in N26 Metal), spread-based | PRIME+ flat rate €4.99/month or €0.99 per trade |
| Min. Deposit | 1 € | 0 € |
| Instruments | Stocks, ETFs | Stocks, ETFs, Funds, Crypto, Derivatives |
| Platforms | N26 App | Scalable Broker App, Scalable Broker Web |
| Options Trading | No | No, no options trading |
| Founded | 2013 | 2014 |
| Headquarters | Berlin | Munich |
Detailed Comparison
Fee Comparison
N26 Trading: €0 commission (included in N26 Metal), spread-based. Minimum deposit: 1 €.
Scalable Capital: PRIME+ flat rate €4.99/month or €0.99 per trade. Minimum deposit: 0 €.
Product Range
N26 Trading (2 categories)
Scalable Capital (5 categories)
Trading Platforms
N26 Trading
- N26 App
Scalable Capital
- Scalable Broker App
- Scalable Broker Web
Regulation & Security
N26 Trading is regulated by BaFin (HQ: Berlin).
Scalable Capital is regulated by BaFin (HQ: Munich).
Who Is It For?
N26 Trading
German neobank with integrated stock trading
✓ Integrated into N26 banking app
✓ BaFin-regulated German bank
✓ Fractional shares available
✗ Very limited stock selection
✗ No professional trading tools
Scalable Capital
Neobroker with flat-rate trading and robo-advisor
✓ Flat-rate trading with PRIME+
✓ BaFin-regulated
✓ Over 7,800 stocks and 2,500 ETFs
✗ No options trading
✗ Limited trading venues (gettex/Xetra)
Frequently Asked Questions
Is N26 Trading or Scalable Capital cheaper?
Which broker offers more products: N26 Trading or Scalable Capital?
Which broker is better regulated?
Is N26 Trading or Scalable Capital better for beginners?
N26 Trading vs Scalable Capital: Which broker is better overall?
Scalable Capital
Neobroker with flat-rate trading and robo-advisor
Open Account →From 0 € min. deposit