N26 Trading
BaFin
Vivid Money
BaFin
N26 Trading vs Vivid Money
Head-to-Head Comparison 2026
Our Verdict
Vivid Money offers 3 instrument types, while N26 Trading offers 2. The minimum deposit is lower at Vivid Money with 0,01 €. N26 Trading has been in the market since 2013, making it the more experienced provider.
Comparison Table
| Criteria | N26 Trading | Vivid Money |
|---|---|---|
| Rating | 3.7/5 (450 reviews) | 3.7/5 (1100 reviews) |
| Regulation | BaFin | BaFin |
| Fees | €0 commission (included in N26 Metal), spread-based | €0 order fee (stocks/ETFs), crypto spread from 1% |
| Min. Deposit | 1 € | 0,01 € |
| Instruments | Stocks, ETFs | Stocks, ETFs, Crypto |
| Platforms | N26 App | Vivid App |
| Options Trading | No | No |
| Founded | 2013 | 2020 |
| Headquarters | Berlin | Berlin |
Detailed Comparison
Fee Comparison
N26 Trading: €0 commission (included in N26 Metal), spread-based. Minimum deposit: 1 €.
Vivid Money: €0 order fee (stocks/ETFs), crypto spread from 1%. Minimum deposit: 0,01 €.
Product Range
N26 Trading (2 categories)
Vivid Money (3 categories)
Trading Platforms
N26 Trading
- N26 App
Vivid Money
- Vivid App
Regulation & Security
N26 Trading is regulated by BaFin (HQ: Berlin).
Vivid Money is regulated by BaFin (HQ: Berlin).
Who Is It For?
N26 Trading
German neobank with integrated stock trading
✓ Integrated into N26 banking app
✓ BaFin-regulated German bank
✓ Fractional shares available
✗ Very limited stock selection
✗ No professional trading tools
Vivid Money
Berlin-based neobank with integrated stock, ETF and crypto trading
✓ Banking and trading combined in one app
✓ Commission-free stock and ETF trading
✓ Over 50 cryptocurrencies available
✗ Crypto spreads relatively high (from 1%)
✗ Limited stock selection compared to specialized brokers
Frequently Asked Questions
Is N26 Trading or Vivid Money cheaper?
Which broker offers more products: N26 Trading or Vivid Money?
Which broker is better regulated?
Is N26 Trading or Vivid Money better for beginners?
N26 Trading vs Vivid Money: Which broker is better overall?
Vivid Money
Berlin-based neobank with integrated stock, ETF and crypto trading
Open Account →From 0,01 € min. deposit