Broker comparison

Scalable Capital vs.
Vivid Money

Which broker fits your needs?

Platforms, products and fees side by side.

Updated: October 2026

See comparison

Summary

Your goal decides.

Scalable Capital has a higher rating of 4.4/5 compared to Vivid Money (3.7/5). Scalable Capital offers 6 instrument types, while Vivid Money offers 3. The minimum deposit is lower at Vivid Money with 0,01 €. Scalable Capital has been in the market since 2014, making it the more experienced provider.

Neobroker with flat-rate trading and robo-advisor

Berlin-based neobank with integrated stock, ETF and crypto trading

At a glance

The key differences

Criterion
PlatformsScalable Broker App, Scalable Broker WebVivid App
Product typesStocks, ETFs, Funds, Bonds, Crypto ETPs, DerivativesStocks, ETFs, Crypto
Options tradingNo, no options tradingNo
Fee modelFREE: €0.99 per trade; PRIME+: €4.99/month, €0 from €250 order value€0 order fee (stocks/ETFs), crypto spread from 1%
Minimum deposit1 € (Verifizierung)0,01 €
RegulationBaFin/Deutsche BundesbankBaFin
More informationDetailsDetails

Platforms

Scalable Capital

Scalable Broker App, Scalable Broker Web

Vivid Money

Vivid App

Product types

Scalable Capital

Stocks, ETFs, Funds, Bonds, Crypto ETPs, Derivatives

Vivid Money

Stocks, ETFs, Crypto

Options trading

Scalable Capital

No, no options trading

Vivid Money

No

Fee model

Scalable Capital

FREE: €0.99 per trade; PRIME+: €4.99/month, €0 from €250 order value

Vivid Money

€0 order fee (stocks/ETFs), crypto spread from 1%

Minimum deposit

Scalable Capital

1 € (Verifizierung)

Vivid Money

0,01 €

Regulation

Scalable Capital

BaFin/Deutsche Bundesbank

Vivid Money

BaFin

More information

Scalable Capital

Details

Vivid Money

Details

Product access and costs depend on market, account and permissions.

Detailed comparison

Comparing fees

Compare total costs, not just the order fee.

FREE: €0.99 per trade; PRIME+: €4.99/month, €0 from €250 order value

Published fee
FREE: €0.99 per trade; PRIME+: €4.99/month, €0 from €250 order value
Minimum deposit
1 € (Verifizierung)
See terms at provider

€0 order fee (stocks/ETFs), crypto spread from 1%

Published fee
€0 order fee (stocks/ETFs), crypto spread from 1%
Minimum deposit
0,01 €
See terms at provider

The relevant costs depend on market, currency, order size and trading style.

Execution quality

Order type, venue and liquidity affect execution.

Check the provider’s execution policy and available order types for your account.

Provider information

Check the provider’s execution policy and available order types for your account.

Provider information

Product range

StocksETFsFundsBondsCrypto ETPsDerivatives
StocksETFsCrypto

Categories come from broker profiles. Check specific markets and permissions before deciding.

Trading platforms

Scalable Broker App · Scalable Broker Web

Scalable Capital provides its customers with the Scalable Broker App and the Scalable Broker Web platform. The app offers a modern, intuitive user interface with clear price displays, watchlists, and easy order placement. The web platform extends the offering with more detailed chart analysis and portfolio overviews. Both platforms support limit, market, and stop orders as well as the setup and management of savings plans. Push notifications keep investors informed about price changes.

Explore platform

Vivid App

Vivid Money exclusively offers the Vivid App as its platform. The app combines banking (checking account, debit card, transfers) and trading (stocks, ETFs, crypto) in one interface. Features include real-time quotes, simple order placement, cashback tracking, and automatic savings. There is no desktop platform.

Explore platform

Regulation & security

Scalable Capital Bank GmbH

BaFin/Deutsche Bundesbank

Regulatory information

BaFin

Regulatory information

Regulation does not prevent market losses. The relevant authority depends on the contracting entity.

Your investor profile

Who might it suit?

Neobroker with flat-rate trading and robo-advisor

  • Flat-rate trading with PRIME+
  • BaFin-regulated
  • Stocks, ETFs, funds and bonds
  • No options trading
  • PRIME+ flat rate applies from €250 order value

Berlin-based neobank with integrated stock, ETF and crypto trading

  • Banking and trading combined in one app
  • Commission-free stock and ETF trading
  • Over 50 cryptocurrencies available
  • Crypto spreads relatively high (from 1%)
  • Limited stock selection compared to specialized brokers

Find the broker that fits

Scalable Capital oder Vivid Money?

Side by side. Decided with knowledge.

See the differences that matter, and the Academy lessons that explain them.

VS
  • Fees
  • Platform
  • Regulation
  • Matching lessons
Two brokers. Many options. Your call.
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Your questions

Frequently asked questions

How do fees differ between Scalable Capital and Vivid Money?
Scalable Capital: FREE: €0.99 per trade; PRIME+: €4.99/month, €0 from €250 order value. Vivid Money: €0 order fee (stocks/ETFs), crypto spread from 1%. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Scalable Capital or Vivid Money?
Scalable Capital offers Stocks, ETFs, Funds, Bonds, Crypto ETPs, Derivatives. Vivid Money offers Stocks, ETFs, Crypto.
How are Scalable Capital and Vivid Money regulated?
The broker profiles list BaFin/Deutsche Bundesbank for Scalable Capital and BaFin for Vivid Money. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Scalable Capital or Vivid Money better for beginners?
Scalable Capital lists a 1 € (Verifizierung) minimum deposit and offers Scalable Broker App, Scalable Broker Web. Vivid Money lists 0,01 € and offers Vivid App. Compare usability, available products and costs for your intended use.
Scalable Capital vs Vivid Money: Which broker is better overall?
The choice between Scalable Capital (4.4/5, 1200 reviews) and Vivid Money (3.7/5, 1100 reviews) depends on your needs. Scalable Capital: Neobroker with flat-rate trading and robo-advisor. Vivid Money: Berlin-based neobank with integrated stock, ETF and crypto trading.

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