Scalable Capital

4.4(1200)

BaFin

Trading212

4.6(1892)

FCA/CySEC

Scalable Capital vs Trading212

Head-to-Head Comparison 2026

Our Verdict

Trading212 has a higher rating of 4.6/5 compared to Scalable Capital (4.4/5). Scalable Capital offers 5 instrument types, while Trading212 offers 4. The minimum deposit is lower at Scalable Capital with 0 €. Scalable Capital is BaFin-regulated, while Trading212 is supervised by FCA/CySEC.

Comparison Table

Criteria	Scalable Capital	Trading212
Rating	4.4/5 (1200 reviews)	4.6/5 (1892 reviews)✓
Regulation	BaFin	FCA/CySEC
Fees	PRIME+ flat rate €4.99/month or €0.99 per trade	€0 commission, tight spreads
Min. Deposit	0 €	1 €
Instruments	Stocks, ETFs, Funds, Crypto, Derivatives	Stocks, ETFs, CFDs, Forex
Platforms	Scalable Broker App, Scalable Broker Web	Trading 212 App, Trading 212 Web
Options Trading	No, no options trading	Options coming soon
Founded	2014	2004
Headquarters	Munich	London, UK

Detailed Comparison

Fee Comparison

Scalable Capital: PRIME+ flat rate €4.99/month or €0.99 per trade. Minimum deposit: 0 €.

Trading212: €0 commission, tight spreads. Minimum deposit: 1 €.

Product Range

Scalable Capital (5 categories)

StocksETFsFundsCryptoDerivatives

Trading212 (4 categories)

StocksETFsCFDsForex

Trading Platforms

Scalable Capital

Scalable Broker App
Scalable Broker Web

Trading212

Trading 212 App
Trading 212 Web

Regulation & Security

Scalable Capital is regulated by BaFin (HQ: Munich).

Trading212 is regulated by FCA/CySEC (HQ: London, UK).

Who Is It For?

Scalable Capital

Neobroker with flat-rate trading and robo-advisor

✓ Flat-rate trading with PRIME+

✓ BaFin-regulated

✓ Over 7,800 stocks and 2,500 ETFs

✗ No options trading

✗ Limited trading venues (gettex/Xetra)

Trading212

Commission-free stock trading with fractional shares

✓ No commissions

✓ Very low minimum deposit

✓ User-friendly app

✗ No BaFin regulation

✗ Limited research tools

Frequently Asked Questions

Is Scalable Capital or Trading212 cheaper?

Scalable Capital charges PRIME+ flat rate €4.99/month or €0.99 per trade. Trading212 charges €0 commission, tight spreads. The minimum deposit is 0 € at Scalable Capital and 1 € at Trading212.

Which broker offers more products: Scalable Capital or Trading212?

Scalable Capital offers Stocks, ETFs, Funds, Crypto, Derivatives. Trading212 offers Stocks, ETFs, CFDs, Forex.

Which broker is better regulated?

Scalable Capital is regulated by BaFin. Trading212 is regulated by FCA/CySEC. Scalable Capital has BaFin regulation, which is particularly advantageous for German investors.

Is Scalable Capital or Trading212 better for beginners?

Scalable Capital has a minimum deposit of 0 € and offers Scalable Broker App, Scalable Broker Web as platforms. Trading212 has a minimum deposit of 1 € and offers Trading 212 App, Trading 212 Web. Scalable Capital has the lower entry barrier.

Scalable Capital vs Trading212: Which broker is better overall?

The choice between Scalable Capital (4.4/5, 1200 reviews) and Trading212 (4.6/5, 1892 reviews) depends on your needs. Scalable Capital: Neobroker with flat-rate trading and robo-advisor. Trading212: Commission-free stock trading with fractional shares.