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Vivid Money Logo

Vivid Money

3.7(1.100 reviews)

Berlin-based neobank with integrated stock, ETF and crypto trading

BaFin RegulatedSince 2020
74
Trust Score
Very Good
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Ready in 2 minutes

* External link. BeInOptions receives no compensation from this broker. All information is for educational purposes only and does not constitute investment advice.

0,01 €
Min. Deposit
3
Instruments
BaFin
Regulation
1
Platforms

Key Features

Stocks

Stocks trading available

ETFs

ETFs trading available

Crypto

Crypto trading available

Vivid App

Trading Platform

Advantages

  • Banking and trading combined in one app
  • Commission-free stock and ETF trading
  • Over 50 cryptocurrencies available
  • Cashback program on card payments

Disadvantages

  • Crypto spreads relatively high (from 1%)
  • Limited stock selection compared to specialized brokers
  • No desktop platform, mobile app only

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* External link. BeInOptions receives no compensation from this broker. All information is for educational purposes only and does not constitute investment advice.

About Vivid Money

Vivid Money was founded in 2020 in Berlin and is a BaFin-regulated neobank that combines banking and trading in one app. In addition to free checking accounts, Vivid offers commission-free trading in stocks and ETFs as well as over 50 cryptocurrencies. Order fees for stocks and ETFs are 0 euros, crypto trades are settled via a spread from 1%. The minimum deposit is just 0.01 euros. Vivid targets young, mobile users looking for an all-in-one financial solution. The cashback program on card payments is an additional incentive. Limitations exist in stock selection and there is no desktop platform.

Vivid Money FAQ

Is Vivid Money free?
Stock and ETF trading is commission-free (0 euros). Crypto trades incur a spread from 1%. The checking account is also free.
What products does Vivid Money offer?
Vivid offers stocks, ETFs, and over 50 cryptocurrencies for trading. Additionally, there are banking features like checking account, debit card, and cashback.
Is Vivid Money BaFin-regulated?
Yes, Vivid Money is BaFin-regulated. Banking is handled through Solarisbank, which also holds a full BaFin banking license.
Strategies × Top Stocks

Popular Strategies to Try

Concrete example trades you can replicate after opening your account at Vivid Money.

Tesla logo
Long Straddle
TSLA

Long Straddle · Tesla

Tesla Inc.

Highly volatile — no clear direction · highly volatile mover

IV 5095%View example trade
NVIDIA logo
Long Straddle
NVDA

Long Straddle · NVIDIA

NVIDIA Corporation

Highly volatile — no clear direction · volatile stock

IV 4080%View example trade
Apple logo
Covered Call
AAPL

Covered Call · Apple

Apple Inc.

Neutral to mildly bullish · calm stock

IV 2032%View example trade
SAP logo
Covered Call
SAP

Covered Call · SAP

SAP SE

Neutral to mildly bullish · calm stock

IV 1830%View example trade
Amazon logo
Cash-Secured Put
AMZN

Cash-Secured Put · Amazon

Amazon.com Inc.

Neutral to mildly bullish · medium-volatility stock

IV 2542%View example trade
S&P 500 ETF logo
Iron Condor
SPY

Iron Condor · S&P 500 ETF

SPDR S&P 500 ETF

Neutral / Sideways · calm stock

IV 1222%View example trade
Nasdaq-100 ETF logo
Iron Condor
QQQ

Iron Condor · Nasdaq-100 ETF

Invesco QQQ ETF (Nasdaq-100)

Neutral / Sideways · calm stock

IV 1628%View example trade
Palantir logo
Bull Call Spread
PLTR

Bull Call Spread · Palantir

Palantir Technologies Inc.

Bullish · highly volatile mover

IV 5590%View example trade
MicroStrategy logo
Bull Call Spread
MSTR

Bull Call Spread · MicroStrategy

MicroStrategy Inc.

Bullish · highly volatile mover

IV 85160%View example trade
Coinbase logo
Bear Put Spread
COIN

Bear Put Spread · Coinbase

Coinbase Global Inc.

Bearish · highly volatile mover

IV 65120%View example trade
Microsoft logo
Butterfly Strategy
MSFT

Butterfly Strategy · Microsoft

Microsoft Corporation

Neutral — stock expected to stay near the center strike · calm stock

IV 1830%View example trade
NVIDIA logo
Bull Call Spread
NVDA

Bull Call Spread · NVIDIA

NVIDIA Corporation

Bullish · volatile stock

IV 4080%View example trade