Freetrade£0 commission, 0.45% FX fee for non-GBP stocks
- Published fee
- £0 commission, 0.45% FX fee for non-GBP stocks
- Minimum deposit
- 0 £
- Spread figure
- £0 commission (Basic), FX conversion 0.99% (Basic), 0.59% (Standard), 0.39% (Plus)
Broker comparison
Freetrade vs.
Trading212
Which broker fits your needs?
Platforms, products and fees side by side.
Checked on 22 October 2026
See comparisonFreetrade
Trading212VS
Summary
Your goal decides
Trading212 has a higher rating of 4.6/5 compared to Freetrade (3.9/5). The minimum deposit is lower at Freetrade with 0 £. Oversight: Freetrade: FCA; Trading212: FCA/CySEC. Freetrade: No. Trading212: Options coming soon. Trading212 has been in the market since 2004, making it the more experienced provider.
FreetradeUK neobroker with commission-free stock trading
Trading212Commission-free stock trading with fractional shares
At a glance
The key differences
| Criterion | Freetrade | Trading212 |
|---|---|---|
| Platforms | Freetrade App | Trading 212 App, Trading 212 Web |
| Product types | Stocks, ETFs, REITs, SPACs | Stocks, ETFs, CFDs, Forex |
| Options trading | No | Options coming soon |
| Fee model | £0 commission, 0.45% FX fee for non-GBP stocks | €0 commission, tight spreads |
| Minimum deposit | 0 £ | 1 € |
| Regulation | FCA | FCA/CySEC |
| More information | Details | Details |
Platforms
Freetrade
Freetrade App
Trading212
Trading 212 App, Trading 212 Web
Product types
Freetrade
Stocks, ETFs, REITs, SPACs
Trading212
Stocks, ETFs, CFDs, Forex
Options trading
Freetrade
No
Trading212
Options coming soon
Fee model
Freetrade
£0 commission, 0.45% FX fee for non-GBP stocks
Trading212
€0 commission, tight spreads
Minimum deposit
Freetrade
0 £
Trading212
1 €
Regulation
Freetrade
FCA
Trading212
FCA/CySEC
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
FreetradeTrading212€0 commission, tight spreads
- Published fee
- €0 commission, tight spreads
- Minimum deposit
- 1 €
- Spread figure
- EUR/USD from 1.2 pip (CFD), 0% stock commission, FX conversion 0.15%
The relevant costs depend on market, currency, order size and trading style.
Worked out
What does it actually cost?
Typical months at Freetrade and Trading212, priced from their published fee schedules. Spreads, FX and exchange fees come on top depending on the venue.
| Scenario | Freetrade | Trading212 |
|---|---|---|
| ETF savings plan, ≈ €200 a month | £0~£170 ETF buy: £0 dealing commission (Basic plan); no FX fee on GBP-listed ETF | €0Invest/Pies: commission free; €0 × 1 (0.15% FX fee only if ETF not in EUR) |
| 10 stock buys of ≈ €1,000 a month | £0£0 dealing commission × 10 (all plans); UK stamp duty excluded | €0Invest account: trading commission free; €0 × 10 |
| Custody and account fee per year | £0Basic plan £0/month; no custody fee | €0Custody fee free; no inactivity fee |
Checked on 22 October 2026. Prices can change; the current fee schedule is what counts. Sources: freetrade.io · helpcentre.trading212.com · helpcentre.trading212.com
Execution quality
Order type, venue and liquidity affect execution.
FreetradeCheck the provider’s execution policy and available order types for your account.
Provider informationTrading212Check the provider’s execution policy and available order types for your account.
Provider informationProduct range
FreetradeStocksETFsREITsSPACs
Trading212StocksETFsCFDsForex
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
FreetradeFreetrade App
Freetrade offers a mobile app for iOS and Android as its primary trading platform. The app features a minimalist design with emphasis on ease of use. Users can buy stocks and ETFs, manage watchlists, and track their portfolio. Basic charting features are available, but professional analysis tools are absent. A web version is not a priority.
Explore platformTrading212Trading 212 App · Trading 212 Web
Trading212 offers the Trading 212 App and web platform. Both are designed for maximum simplicity: clear price display, one-tap buying, automatic savings plans (Pies), fractional shares, and portfolio analysis. MT4/MT5 are not supported.
Explore platformFreetrade
Freetrade Limited (registered in England and Wales no. 09797821; owned by IG Group)
- Supervisor
- FCA
Trading212
Trading 212 EU GmbH (Invest & CFD accounts); Trading 212 Markets Ltd, Cyprus (Crypto account)
Regulation does not protect against market losses. What counts is the entity you sign the contract with.
Your investor profile
Who might it suit?
FreetradeFor investors in the UK who want a simple ISA and SIPP at an FCA-regulated provider.
- No commissions on UK stocks
- ISA account available (tax-free in UK)
- User-friendly app
- Mainly focused on UK market
- FX fees for international stocks
Trading212For investors who want fractional shares and a wide range with no order fee; in the EU through a German entity.
- No commissions
- Very low minimum deposit
- User-friendly app
- No BaFin regulation
- Limited research tools
Find the broker that fits
Freetrade oder Trading212?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
Freetrade and Trading212 do not earn the same way
The table shows what they cost. These lessons show how they earn, which is what the difference is made of.
Your questions
Frequently asked questions
How do fees differ between Freetrade and Trading212?
Freetrade: £0 commission, 0.45% FX fee for non-GBP stocks. Trading212: €0 commission, tight spreads. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Freetrade or Trading212?
Freetrade offers Stocks, ETFs, REITs, SPACs. Trading212 offers Stocks, ETFs, CFDs, Forex.
How are Freetrade and Trading212 regulated?
The broker profiles list FCA for Freetrade and FCA/CySEC for Trading212. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Freetrade or Trading212 better for beginners?
Freetrade lists a 0 £ minimum deposit and offers Freetrade App. Trading212 lists 1 € and offers Trading 212 App, Trading 212 Web. Compare usability, available products and costs for your intended use.
Freetrade vs Trading212: Which broker is better overall?
The choice between Freetrade (3.9/5, 550 reviews) and Trading212 (4.6/5, 1892 reviews) depends on your needs. Freetrade: UK neobroker with commission-free stock trading. Trading212: Commission-free stock trading with fractional shares.
How do spreads compare between Freetrade and Trading212?
Freetrade offers typical spreads of £0 commission (Basic), FX conversion 0.99% (Basic), 0.59% (Standard), 0.39% (Plus). Trading212 offers EUR/USD from 1.2 pip (CFD), 0% stock commission, FX conversion 0.15%. Tighter spreads reduce trading costs especially for active trading.
Your next step
Your next step
FreetradeUK neobroker with commission-free stock trading
Open accountRead reviewTrading212Commission-free stock trading with fractional shares
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.