Freetrade£0 commission, 0.45% FX fee for non-GBP stocks
- Published fee
- £0 commission, 0.45% FX fee for non-GBP stocks
- Minimum deposit
- 0 £
- Spread figure
- £0 commission (Basic), FX conversion 0.99% (Basic), 0.59% (Standard), 0.39% (Plus)
Broker comparison
Freetrade vs.
Hargreaves Lansdown
Which broker fits your needs?
Platforms, products and fees side by side.
Updated: October 2026
See comparisonFreetrade
Hargreaves LansdownVS
Summary
Your goal decides
Hargreaves Lansdown has a higher rating of 4.4/5 compared to Freetrade (3.9/5). Hargreaves Lansdown offers 5 instrument types, while Freetrade offers 4. The minimum deposit is lower at Freetrade with 0 £. Oversight: Freetrade: FCA; Hargreaves Lansdown: FCA. Freetrade: No. Hargreaves Lansdown: No.
FreetradeUK neobroker with commission-free stock trading
Hargreaves LansdownUK premium broker with comprehensive investment advice since 1981
At a glance
The key differences
| Criterion | Freetrade | Hargreaves Lansdown |
|---|---|---|
| Platforms | Freetrade App | HL App, HL Web Platform |
| Product types | Stocks, ETFs, REITs, SPACs | Stocks, ETFs, Funds, Bonds, REITs |
| Options trading | No | No |
| Fee model | £0 commission, 0.45% FX fee for non-GBP stocks | £11.95 per stock trade, ETFs from £0 (savings plan) |
| Minimum deposit | 0 £ | 1 £ |
| Regulation | FCA | FCA |
| More information | Details | Details |
Platforms
Freetrade
Freetrade App
Hargreaves Lansdown
HL App, HL Web Platform
Product types
Freetrade
Stocks, ETFs, REITs, SPACs
Hargreaves Lansdown
Stocks, ETFs, Funds, Bonds, REITs
Options trading
Freetrade
No
Hargreaves Lansdown
No
Fee model
Freetrade
£0 commission, 0.45% FX fee for non-GBP stocks
Hargreaves Lansdown
£11.95 per stock trade, ETFs from £0 (savings plan)
Minimum deposit
Freetrade
0 £
Hargreaves Lansdown
1 £
Regulation
Freetrade
FCA
Hargreaves Lansdown
FCA
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
FreetradeHargreaves Lansdown£11.95 per stock trade, ETFs from £0 (savings plan)
- Published fee
- £11.95 per stock trade, ETFs from £0 (savings plan)
- Minimum deposit
- 1 £
- Spread figure
- Stocks from £11.95 per trade (volume-tiered: from £5.95 above 20 trades/month), 0.45% p.a. platform fee for funds
The relevant costs depend on market, currency, order size and trading style.
Execution quality
Order type, venue and liquidity affect execution.
FreetradeCheck the provider’s execution policy and available order types for your account.
Provider informationHargreaves LansdownCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
FreetradeStocksETFsREITsSPACs
Hargreaves LansdownStocksETFsFundsBondsREITs
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
FreetradeFreetrade App
Freetrade offers a mobile app for iOS and Android as its primary trading platform. The app features a minimalist design with emphasis on ease of use. Users can buy stocks and ETFs, manage watchlists, and track their portfolio. Basic charting features are available, but professional analysis tools are absent. A web version is not a priority.
Explore platformHargreaves LansdownHL App · HL Web Platform
Hargreaves Lansdown offers a web platform and mobile app for iOS and Android. The platform excels through comprehensive research tools, detailed fund analyses, the Wealth Shortlist, and portfolio management features. Users can trade stocks, funds, and ETFs, set up savings plans, and track their portfolio with detailed performance reports. The user interface is professional but not as modern as neobrokers.
Explore platformRegulation does not prevent market losses. The relevant authority depends on the contracting entity.
Your investor profile
Who might it suit?
FreetradeUK neobroker with commission-free stock trading
- No commissions on UK stocks
- ISA account available (tax-free in UK)
- User-friendly app
- Mainly focused on UK market
- FX fees for international stocks
Hargreaves LansdownUK premium broker with comprehensive investment advice since 1981
- One of the most established brokers in UK since 1981
- Excellent research and analysis tools
- ISA, SIPP and junior accounts available
- Comparatively high trading fees
- Mainly focused on UK market
Find the broker that fits
Freetrade oder Hargreaves Lansdown?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
Freetrade and Hargreaves Lansdown do not earn the same way
The table shows what they cost. These lessons show how they earn, which is what the difference is made of.
Who is on the other side?
Whether your order leaves the building or stops at the desk
Open the lesson →The fill you actually get
Why the price on screen and the price you get are not the same
Open the lesson →Where the price comes from
How several bank quotes become one spread on your screen
Open the lesson →Your questions
Frequently asked questions
How do fees differ between Freetrade and Hargreaves Lansdown?
Freetrade: £0 commission, 0.45% FX fee for non-GBP stocks. Hargreaves Lansdown: £11.95 per stock trade, ETFs from £0 (savings plan). Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Freetrade or Hargreaves Lansdown?
Freetrade offers Stocks, ETFs, REITs, SPACs. Hargreaves Lansdown offers Stocks, ETFs, Funds, Bonds, REITs.
How are Freetrade and Hargreaves Lansdown regulated?
The broker profiles list FCA for Freetrade and FCA for Hargreaves Lansdown. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Freetrade or Hargreaves Lansdown better for beginners?
Freetrade lists a 0 £ minimum deposit and offers Freetrade App. Hargreaves Lansdown lists 1 £ and offers HL App, HL Web Platform. Compare usability, available products and costs for your intended use.
Freetrade vs Hargreaves Lansdown: Which broker is better overall?
The choice between Freetrade (3.9/5, 550 reviews) and Hargreaves Lansdown (4.4/5, 2200 reviews) depends on your needs. Freetrade: UK neobroker with commission-free stock trading. Hargreaves Lansdown: UK premium broker with comprehensive investment advice since 1981.
How do spreads compare between Freetrade and Hargreaves Lansdown?
Freetrade offers typical spreads of £0 commission (Basic), FX conversion 0.99% (Basic), 0.59% (Standard), 0.39% (Plus). Hargreaves Lansdown offers Stocks from £11.95 per trade (volume-tiered: from £5.95 above 20 trades/month), 0.45% p.a. platform fee for funds. Tighter spreads reduce trading costs especially for active trading.
Your next step
Your next step
FreetradeUK neobroker with commission-free stock trading
Open accountRead reviewHargreaves LansdownUK premium broker with comprehensive investment advice since 1981
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.