Freetrade
FCA
Hargreaves Lansdown
FCA
Freetrade vs Hargreaves Lansdown
Head-to-Head Comparison 2026
Our Verdict
Hargreaves Lansdown has a higher rating of 4.4/5 compared to Freetrade (3.9/5). Hargreaves Lansdown offers 5 instrument types, while Freetrade offers 4. The minimum deposit is lower at Freetrade with 0 £. Hargreaves Lansdown has been in the market since 1981, making it the more experienced provider.
Comparison Table
| Criteria | Freetrade | Hargreaves Lansdown |
|---|---|---|
| Rating | 3.9/5 (550 reviews) | 4.4/5 (2200 reviews)✓ |
| Regulation | FCA | FCA |
| Fees | £0 commission, 0.45% FX fee for non-GBP stocks | £11.95 per stock trade, ETFs from £0 (savings plan) |
| Min. Deposit | 0 £ | 1 £ |
| Instruments | Stocks, ETFs, REITs, SPACs | Stocks, ETFs, Funds, Bonds, REITs |
| Platforms | Freetrade App | HL App, HL Web Platform |
| Options Trading | No | No |
| Founded | 2016 | 1981 |
| Headquarters | London | Bristol |
Detailed Comparison
Fee Comparison
Freetrade: £0 commission, 0.45% FX fee for non-GBP stocks. Minimum deposit: 0 £.
Hargreaves Lansdown: £11.95 per stock trade, ETFs from £0 (savings plan). Minimum deposit: 1 £.
Product Range
Freetrade (4 categories)
Hargreaves Lansdown (5 categories)
Trading Platforms
Freetrade
- Freetrade App
Hargreaves Lansdown
- HL App
- HL Web Platform
Regulation & Security
Freetrade is regulated by FCA (HQ: London).
Hargreaves Lansdown is regulated by FCA (HQ: Bristol).
Who Is It For?
Freetrade
UK neobroker with commission-free stock trading
✓ No commissions on UK stocks
✓ ISA account available (tax-free in UK)
✓ User-friendly app
✗ Mainly focused on UK market
✗ FX fees for international stocks
Hargreaves Lansdown
UK premium broker with comprehensive investment advice since 1981
✓ One of the most established brokers in UK since 1981
✓ Excellent research and analysis tools
✓ ISA, SIPP and junior accounts available
✗ Comparatively high trading fees
✗ Mainly focused on UK market
Frequently Asked Questions
Is Freetrade or Hargreaves Lansdown cheaper?
Which broker offers more products: Freetrade or Hargreaves Lansdown?
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Is Freetrade or Hargreaves Lansdown better for beginners?
Freetrade vs Hargreaves Lansdown: Which broker is better overall?
Hargreaves Lansdown
UK premium broker with comprehensive investment advice since 1981
Open Account →From 1 £ min. deposit