Broker comparison
Which broker fits your needs?
Platforms, products and fees side by side.
Checked on 22 October 2026
See comparison
DEGIRO
Trading212Summary
Trading212 has a higher rating of 4.6/5 compared to DEGIRO (4.1/5). DEGIRO offers 5 instrument types, while Trading212 offers 4. The minimum deposit is lower at DEGIRO with 0 €. Oversight: DEGIRO: BaFin and Bundesbank (flatexDEGIRO Bank SE); the branch also by AFM/DNB; Trading212: FCA/CySEC. DEGIRO: Yes, listed options: Eurex, US. Trading212: Options coming soon.
DEGIROLow-cost online broker with broad European offering
Trading212Commission-free stock trading with fractional shares
At a glance
| Criterion | DEGIRO | Trading212 |
|---|---|---|
| Platforms | DEGIRO App, DEGIRO Web | Trading 212 App, Trading 212 Web |
| Product types | Stocks, ETFs, Options, Futures, Bonds | Stocks, ETFs, CFDs, Forex |
| Options trading | Yes, listed options: Eurex, US | Options coming soon |
| Fee model | Eurex: Eurex: €1.00 per contract; exercise/assignment €1.00 per contract. The €5 US connectivity fee does not apply; optional real-time data is separate; US: US options (CBOE/CBOT/CME/COMEX/NYMEX): USD 1.00 per contract plus exchange fee; €5.00 connectivity per calendar month for trading or holding positions on these markets | €0 commission, tight spreads |
| Minimum deposit | 0 € | 1 € |
| Regulation | BaFin and Bundesbank (flatexDEGIRO Bank SE); the branch also by AFM/DNB | FCA/CySEC |
| More information | Details | Details |
DEGIRO App, DEGIRO Web
Trading 212 App, Trading 212 Web
Stocks, ETFs, Options, Futures, Bonds
Stocks, ETFs, CFDs, Forex
Yes, listed options: Eurex, US
Options coming soon
Eurex: Eurex: €1.00 per contract; exercise/assignment €1.00 per contract. The €5 US connectivity fee does not apply; optional real-time data is separate; US: US options (CBOE/CBOT/CME/COMEX/NYMEX): USD 1.00 per contract plus exchange fee; €5.00 connectivity per calendar month for trading or holding positions on these markets
€0 commission, tight spreads
0 €
1 €
BaFin and Bundesbank (flatexDEGIRO Bank SE); the branch also by AFM/DNB
FCA/CySEC
Product access and costs depend on market, account and permissions.
Detailed comparison
Compare total costs, not just the order fee.
DEGIROTrading212The relevant costs depend on market, currency, order size and trading style.
Worked out
Typical months at DEGIRO and Trading212, priced from their published fee schedules. Spreads, FX and exchange fees come on top depending on the venue.
| Scenario | DEGIRO | Trading212 |
|---|---|---|
| ETF savings plan, ≈ €200 a month | €1No savings plan in fee list; single core-selection ETF buy (Tradegate): €0 + €1 handling fee | €0Invest/Pies: commission free; €0 × 1 (0.15% FX fee only if ETF not in EUR) |
| 10 stock buys of ≈ €1,000 a month | €49Xetra: €3.90 + €1.00 handling fee × 10 (Tradegate: €3.90, no handling fee) | €0Invest account: trading commission free; €0 × 10 |
| 10 US option contracts a month | US$10US options (CBOE): $1.00 per contract × 10; plus €5/month connectivity fee and exchange fees | —Not offered (no options in Invest/CFD accounts per fee pages) |
| One BTC purchase of ≈ €1,000 | €5Crypto OTC (Tradias): 0.50% × €1,000 | —Spot crypto: no commission, but variable spread with no published figure |
| Custody and account fee per year | €0No custody fee; exchange connectivity fee not charged for Xetra/core ETFs | €0Custody fee free; no inactivity fee |
Checked on 22 October 2026. Prices can change; the current fee schedule is what counts. Sources: degiro.de · helpcentre.trading212.com · helpcentre.trading212.com · helpcentre.trading212.com · helpcentre.trading212.com
Order type, venue and liquidity affect execution.
DEGIRODEGIRO says its execution policy considers price, costs and the likelihood of execution, among other factors. Available venues can depend on the product and order.
Provider informationTrading212Check the provider’s execution policy and available order types for your account.
Provider informationDEGIROTrading212Categories come from broker profiles. Check specific markets and permissions before deciding.
DEGIRODEGIRO App · DEGIRO Web
DEGIRO offers the DEGIRO App and the DEGIRO Web platform. Both provide real-time quotes, charts, various order types, portfolio overview, and access to over 50 international exchanges. The platform is optimized for simplicity and low costs.
Explore platformTrading212Trading 212 App · Trading 212 Web
Trading212 offers the Trading 212 App and web platform. Both are designed for maximum simplicity: clear price display, one-tap buying, automatic savings plans (Pies), fractional shares, and portfolio analysis. MT4/MT5 are not supported.
Explore platformDEGIRO
flatexDEGIRO Bank SE (trading as DEGIRO via its Dutch branch, flatexDEGIRO Bank Dutch Branch)
Trading212
Trading 212 EU GmbH (Invest & CFD accounts); Trading 212 Markets Ltd, Cyprus (Crypto account)
Regulation does not protect against market losses. What counts is the entity you sign the contract with.
Your investor profile
DEGIROFor investors who need many exchanges worldwide and US options.
Trading212For investors who want to invest in fractional shares and ETFs with no order fee.
Find the broker that fits
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
The table shows what they cost. These lessons show how they earn, which is what the difference is made of.
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Your next step
DEGIROLow-cost online broker with broad European offering
Open accountRead reviewTrading212Commission-free stock trading with fractional shares
Open accountRead reviewThe guides worth reading before your first trade, whichever of the two you choose.
