Freedom24

4.2(750)

CySEC/BaFin

Mintos

3.6(890)

FCMC (Latvia)

Freedom24 vs Mintos

Head-to-Head Comparison 2026

Our Verdict

Freedom24 has a higher rating of 4.2/5 compared to Mintos (3.6/5). Freedom24 offers 5 instrument types, while Mintos offers 3. The minimum deposit is lower at Freedom24 with 0 €. Freedom24 is BaFin-regulated, while Mintos is supervised by FCMC (Latvia).

Comparison Table

Criteria	Freedom24	Mintos
Rating	4.2/5 (750 reviews)✓	3.6/5 (890 reviews)
Regulation	CySEC/BaFin	FCMC (Latvia)
Fees	from $0.02 per share (min. $2), options from $0.65 per contract	No platform fee, returns from loan interest, ETFs from €0
Min. Deposit	0 €	50 €
Instruments	Stocks, ETFs, Options, Bonds, Futures	P2P Loans, ETFs, Fractional Bonds
Platforms	Freedom24 App, Freedom24 Web	Mintos Web, Mintos App
Options Trading	Yes, real US options	No
Founded	2008	2015
Headquarters	Limassol	Riga

Detailed Comparison

Fee Comparison

Freedom24: from $0.02 per share (min. $2), options from $0.65 per contract. Minimum deposit: 0 €.

Mintos: No platform fee, returns from loan interest, ETFs from €0. Minimum deposit: 50 €.

Product Range

Freedom24 (5 categories)

StocksETFsOptionsBondsFutures

Mintos (3 categories)

P2P LoansETFsFractional Bonds

Trading Platforms

Freedom24

Freedom24 App
Freedom24 Web

Mintos

Mintos Web
Mintos App

Regulation & Security

Freedom24 is regulated by CySEC/BaFin (HQ: Limassol).

Mintos is regulated by FCMC (Latvia) (HQ: Riga).

Who Is It For?

Freedom24

Access to US and EU exchanges with real options and savings plans

✓ Real US options trading available

✓ Access to 15+ global exchanges

✓ Attractive daily interest on account balance

✗ Fees higher than neobrokers

✗ Platform could be more intuitive

Mintos

European investment platform with loans, ETFs and fractional bonds

✓ FCMC-regulated as licensed investment platform

✓ Diversification across loans, ETFs and bonds

✓ Automated investment strategies available

✗ P2P loans carry elevated default risk

✗ Latvian regulation less known than BaFin/FCA

Frequently Asked Questions

Is Freedom24 or Mintos cheaper?

Freedom24 charges from $0.02 per share (min. $2), options from $0.65 per contract. Mintos charges No platform fee, returns from loan interest, ETFs from €0. The minimum deposit is 0 € at Freedom24 and 50 € at Mintos.

Which broker offers more products: Freedom24 or Mintos?

Freedom24 offers Stocks, ETFs, Options, Bonds, Futures. Mintos offers P2P Loans, ETFs, Fractional Bonds.

Which broker is better regulated?

Freedom24 is regulated by CySEC/BaFin. Mintos is regulated by FCMC (Latvia). Freedom24 has BaFin regulation, which is particularly advantageous for German investors.

Is Freedom24 or Mintos better for beginners?

Freedom24 has a minimum deposit of 0 € and offers Freedom24 App, Freedom24 Web as platforms. Mintos has a minimum deposit of 50 € and offers Mintos Web, Mintos App. Freedom24 has the lower entry barrier.

Freedom24 vs Mintos: Which broker is better overall?

The choice between Freedom24 (4.2/5, 750 reviews) and Mintos (3.6/5, 890 reviews) depends on your needs. Freedom24: Access to US and EU exchanges with real options and savings plans. Mintos: European investment platform with loans, ETFs and fractional bonds.

Freedom24

Access to US and EU exchanges with real options and savings plans

Open Account →

From 0 € min. deposit

Mintos

European investment platform with loans, ETFs and fractional bonds

Open Account →

From 50 € min. deposit

Freedom24 read review →Mintos read review →