Freedom24Terms by market
- US
- Smart plan: USD 0.65 per contract; All-inclusive plan: USD 3 per contract + USD 10 per order
- Minimum deposit
- 0 €
- Spread figure
- Stocks from $0.02/share + $1.20/order (Smart plan), up to 8.3% interest on USD balance
Broker comparison
Freedom24 vs.
Mintos
Which broker fits your needs?
Platforms, products and fees side by side.
Updated: October 2026
See comparisonFreedom24
MintosVS
Summary
Your goal decides
Freedom24 has a higher rating of 4.2/5 compared to Mintos (3.6/5). Freedom24 offers 5 instrument types, while Mintos offers 3. The minimum deposit is lower at Freedom24 with 0 €. Oversight: Freedom24: CySEC (Cyprus), licence 275/15; Mintos: FCMC (Latvia). Freedom24: Yes, listed options: US. Mintos: No.
Freedom24Access to US and EU exchanges with real options and savings plans
MintosEuropean investment platform with loans, ETFs and fractional bonds
At a glance
The key differences
| Criterion | Freedom24 | Mintos |
|---|---|---|
| Platforms | Freedom24 App, Freedom24 Web | Mintos Web, Mintos App |
| Product types | Stocks, ETFs, Options, Bonds, Futures | P2P Loans, ETFs, Fractional Bonds |
| Options trading | Yes, listed options: US | No |
| Fee model | US: Smart plan: USD 0.65 per contract; All-inclusive plan: USD 3 per contract + USD 10 per order | No platform fee, returns from loan interest, ETFs from €0 |
| Minimum deposit | 0 € | 50 € |
| Regulation | CySEC (Cyprus), licence 275/15 | FCMC (Latvia) |
| More information | Details | Details |
Platforms
Freedom24
Freedom24 App, Freedom24 Web
Mintos
Mintos Web, Mintos App
Product types
Freedom24
Stocks, ETFs, Options, Bonds, Futures
Mintos
P2P Loans, ETFs, Fractional Bonds
Options trading
Freedom24
Yes, listed options: US
Mintos
No
Fee model
Freedom24
US: Smart plan: USD 0.65 per contract; All-inclusive plan: USD 3 per contract + USD 10 per order
Mintos
No platform fee, returns from loan interest, ETFs from €0
Minimum deposit
Freedom24
0 €
Mintos
50 €
Regulation
Freedom24
CySEC (Cyprus), licence 275/15
Mintos
FCMC (Latvia)
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
Freedom24MintosNo platform fee, returns from loan interest, ETFs from €0
- Published fee
- No platform fee, returns from loan interest, ETFs from €0
- Minimum deposit
- 50 €
The relevant costs depend on market, currency, order size and trading style.
Execution quality
Order type, venue and liquidity affect execution.
Freedom24Check the provider’s execution policy and available order types for your account.
Provider informationMintosCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
Freedom24StocksETFsOptionsBondsFutures
MintosP2P LoansETFsFractional Bonds
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
Freedom24Freedom24 App · Freedom24 Web
Freedom24 offers its own web platform and mobile app for iOS and Android. The platform enables trading of stocks, ETFs, options, futures, and bonds across over 15 global exchanges. It provides real-time quotes, portfolio overviews, savings plan features, and basic analytical tools. The user interface is functional, though it could benefit from a more modern design.
Explore platformMintosMintos Web · Mintos App
Mintos offers the Mintos Web platform and the Mintos App. The platform provides automated investment strategies, manual loan selection, ETF trading, portfolio overview, and a secondary market for loans. The app enables mobile access to all features.
Explore platformFreedom24Freedom Finance Europe Ltd, Limassol (CY)
CySEC (Cyprus), licence 275/15
Regulatory informationRegulation does not prevent market losses. The relevant authority depends on the contracting entity.
Your investor profile
Who might it suit?
Freedom24Access to US and EU exchanges with real options and savings plans
- Real US options trading available
- Access to 15+ global exchanges
- Attractive daily interest on account balance
- Fees higher than neobrokers
- Platform could be more intuitive
MintosEuropean investment platform with loans, ETFs and fractional bonds
- FCMC-regulated as licensed investment platform
- Diversification across loans, ETFs and bonds
- Automated investment strategies available
- P2P loans carry elevated default risk
- Latvian regulation less known than BaFin/FCA
Find the broker that fits
Freedom24 oder Mintos?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
Freedom24 and Mintos do not earn the same way
The table shows what they cost. These lessons show how they earn, which is what the difference is made of.
Your questions
Frequently asked questions
How do fees differ between Freedom24 and Mintos?
Freedom24: US: Smart plan: USD 0.65 per contract; All-inclusive plan: USD 3 per contract + USD 10 per order. Mintos: No platform fee, returns from loan interest, ETFs from €0. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Freedom24 or Mintos?
Freedom24 offers Stocks, ETFs, Options, Bonds, Futures. Mintos offers P2P Loans, ETFs, Fractional Bonds.
How are Freedom24 and Mintos regulated?
The broker profiles list CySEC (Cyprus), licence 275/15 for Freedom24 and FCMC (Latvia) for Mintos. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Freedom24 or Mintos better for beginners?
Freedom24 lists a 0 € minimum deposit and offers Freedom24 App, Freedom24 Web. Mintos lists 50 € and offers Mintos Web, Mintos App. Compare usability, available products and costs for your intended use.
Freedom24 vs Mintos: Which broker is better overall?
The choice between Freedom24 (4.2/5, 750 reviews) and Mintos (3.6/5, 890 reviews) depends on your needs. Freedom24: Access to US and EU exchanges with real options and savings plans. Mintos: European investment platform with loans, ETFs and fractional bonds.
Your next step
Your next step
Freedom24Access to US and EU exchanges with real options and savings plans
Open accountRead reviewMintosEuropean investment platform with loans, ETFs and fractional bonds
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.