Estably
FMA (Liechtenstein)
Mintos
FCMC (Latvia)
Estably vs Mintos
Head-to-Head Comparison 2026
Our Verdict
Estably has a higher rating of 3.7/5 compared to Mintos (3.6/5). The minimum deposit is lower at Estably with 20.000 €. Mintos has been in the market since 2015, making it the more experienced provider.
Comparison Table
| Criteria | Estably | Mintos |
|---|---|---|
| Rating | 3.7/5 (210 reviews)✓ | 3.6/5 (890 reviews) |
| Regulation | FMA (Liechtenstein) | FCMC (Latvia) |
| Fees | 0.9% p.a. management fee, no performance fee | No platform fee, returns from loan interest, ETFs from €0 |
| Min. Deposit | 20.000 € | 50 € |
| Instruments | Stocks, ETFs, Bonds | P2P Loans, ETFs, Fractional Bonds |
| Platforms | Estably Web, Estably App | Mintos Web, Mintos App |
| Options Trading | No | No |
| Founded | 2018 | 2015 |
| Headquarters | Vaduz | Riga |
Detailed Comparison
Fee Comparison
Estably: 0.9% p.a. management fee, no performance fee. Minimum deposit: 20.000 €.
Mintos: No platform fee, returns from loan interest, ETFs from €0. Minimum deposit: 50 €.
Product Range
Estably (3 categories)
Mintos (3 categories)
Trading Platforms
Estably
- Estably Web
- Estably App
Mintos
- Mintos Web
- Mintos App
Regulation & Security
Estably is regulated by FMA (Liechtenstein) (HQ: Vaduz).
Mintos is regulated by FCMC (Latvia) (HQ: Riga).
Who Is It For?
Estably
Digital wealth management from Liechtenstein with value investing strategy
✓ FMA-regulated in Liechtenstein with high deposit protection
✓ Value investing approach following Warren Buffett
✓ Professional wealth management with personal support
✗ High minimum deposit of €20,000
✗ Management fee of 0.9% higher than robo-advisors
Mintos
European investment platform with loans, ETFs and fractional bonds
✓ FCMC-regulated as licensed investment platform
✓ Diversification across loans, ETFs and bonds
✓ Automated investment strategies available
✗ P2P loans carry elevated default risk
✗ Latvian regulation less known than BaFin/FCA
Frequently Asked Questions
Is Estably or Mintos cheaper?
Which broker offers more products: Estably or Mintos?
Which broker is better regulated?
Is Estably or Mintos better for beginners?
Estably vs Mintos: Which broker is better overall?
Estably
Digital wealth management from Liechtenstein with value investing strategy
Open Account →From 20.000 € min. deposit
Mintos
European investment platform with loans, ETFs and fractional bonds
Open Account →From 50 € min. deposit