Mintos
FCMC (Latvia)
Quirion
BaFin
Mintos vs Quirion
Head-to-Head Comparison 2026
Our Verdict
Quirion has a higher rating of 4/5 compared to Mintos (3.6/5). Mintos offers 3 instrument types, while Quirion offers 2. The minimum deposit is lower at Quirion with 1 €. Quirion is BaFin-regulated, while Mintos is supervised by FCMC (Latvia).
Comparison Table
| Criteria | Mintos | Quirion |
|---|---|---|
| Rating | 3.6/5 (890 reviews) | 4/5 (750 reviews)✓ |
| Regulation | FCMC (Latvia) | BaFin |
| Fees | No platform fee, returns from loan interest, ETFs from €0 | 0.48% p.a. management fee, ETF costs from 0.15% p.a. |
| Min. Deposit | 50 € | 1 € |
| Instruments | P2P Loans, ETFs, Fractional Bonds | ETFs, ETF-Sparpläne |
| Platforms | Mintos Web, Mintos App | Quirion Web, Quirion App |
| Options Trading | No | No |
| Founded | 2015 | 2013 |
| Headquarters | Riga | Berlin |
Detailed Comparison
Fee Comparison
Mintos: No platform fee, returns from loan interest, ETFs from €0. Minimum deposit: 50 €.
Quirion: 0.48% p.a. management fee, ETF costs from 0.15% p.a.. Minimum deposit: 1 €.
Product Range
Mintos (3 categories)
Quirion (2 categories)
Trading Platforms
Mintos
- Mintos Web
- Mintos App
Quirion
- Quirion Web
- Quirion App
Regulation & Security
Mintos is regulated by FCMC (Latvia) (HQ: Riga).
Quirion is regulated by BaFin (HQ: Berlin).
Who Is It For?
Mintos
European investment platform with loans, ETFs and fractional bonds
✓ FCMC-regulated as licensed investment platform
✓ Diversification across loans, ETFs and bonds
✓ Automated investment strategies available
✗ P2P loans carry elevated default risk
✗ Latvian regulation less known than BaFin/FCA
Quirion
Digital robo-advisor from Quirin Privatbank with automated investment
✓ From Quirin Privatbank – BaFin-regulated full banking license
✓ Automated ETF investment with scientific approach
✓ Low management fee of 0.48% p.a.
✗ No active trading possible, robo-advisor only
✗ Limited customization options
Frequently Asked Questions
Is Mintos or Quirion cheaper?
Which broker offers more products: Mintos or Quirion?
Which broker is better regulated?
Is Mintos or Quirion better for beginners?
Mintos vs Quirion: Which broker is better overall?
Mintos
European investment platform with loans, ETFs and fractional bonds
Open Account →From 50 € min. deposit
Quirion
Digital robo-advisor from Quirin Privatbank with automated investment
Open Account →From 1 € min. deposit