Mintos

3.6(890 reviews)

European investment platform with loans, ETFs and fractional bonds

FCMC (Latvia) RegulatedSince 2015

Trust Score

Very Good

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* External link. BeInOptions receives no compensation from this broker. All information is for educational purposes only and does not constitute investment advice.

50 €

Min. Deposit

Instruments

FCMC (Latvia)

Regulation

Platforms

Key Features

P2P Loans

P2P Loans trading available

ETFs

ETFs trading available

Fractional Bonds

Fractional Bonds trading available

Mintos Web

Trading Platform

Mintos App

Trading Platform

Advantages

FCMC-regulated as licensed investment platform
Diversification across loans, ETFs and bonds
Automated investment strategies available

Disadvantages

P2P loans carry elevated default risk
Latvian regulation less known than BaFin/FCA
Secondary market with limited liquidity

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* External link. BeInOptions receives no compensation from this broker. All information is for educational purposes only and does not constitute investment advice.

About Mintos

Mintos was founded in 2015 in Riga, Latvia, and is an FCMC-regulated European investment platform. The offering includes P2P loans, ETFs, and fractional bonds -- an unusual combination that enables diversification across different asset classes. There is no platform fee; returns come from loan interest. ETFs can be traded from 0 euros. The minimum deposit is 50 euros. Mintos targets investors who want to diversify into P2P loans alongside traditional investments. The elevated default risk with loans and the less well-known Latvian regulation should be considered.

Mintos FAQ

What are P2P loans at Mintos?

P2P loans at Mintos are consumer credits that investors can invest in. Returns come from loan interest. There is a default risk that can be reduced through diversification across many loans.

What are fractional bonds at Mintos?

Fractional bonds allow purchasing bond fractions from small amounts. This enables retail investors to invest in corporate bonds that otherwise require high minimum amounts.

Is Mintos safe?

Mintos is regulated as an investment platform by the FCMC (Latvia). The platform itself is regulated, but P2P loans carry an inherent default risk. Deposits in the investment account are protected up to 20,000 euros.