CommerzbankCustody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90)
- Published fee
- Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90)
- Minimum deposit
- 0 €
Broker comparison
Commerzbank vs.
Deutsche Bank
Which broker fits your needs?
Platforms, products and fees side by side.
Checked on 22 October 2026
See comparisonCommerzbank
Deutsche BankVS
Summary
Your goal decides
Commerzbank and Deutsche Bank are both Frankfurt-based, BaFin-regulated and offer an online securities account with no custody fee and no minimum deposit. On order fees Deutsche Bank starts lower: from €8.90 online, while Commerzbank charges €4.90 plus 0.25% of order value with a €9.90 minimum — so even the smallest Commerzbank order costs more than Deutsche Bank's starting price. Deutsche Bank also adds warrants to the range. Neither offers options trading.
CommerzbankSecurities trading at Germany's second-largest private bank
Deutsche BankSecurities trading at Germany's largest bank
At a glance
The key differences
| Criterion | Commerzbank | Deutsche Bank |
|---|---|---|
| Platforms | Commerzbank Web, Commerzbank App | maxblue Web, Deutsche Bank App |
| Product types | Stocks, ETFs, Bonds, Funds, Certificates | Stocks, ETFs, Bonds, Funds, Certificates, Warrants |
| Options trading | No | No |
| Fee model | Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90) | Custody fee from €0 (maxblue), order fee from €8.90 (online) |
| Minimum deposit | 0 € | 0 € |
| Regulation | BaFin | BaFin |
| More information | Details | Details |
Platforms
Commerzbank
Commerzbank Web, Commerzbank App
Deutsche Bank
maxblue Web, Deutsche Bank App
Product types
Commerzbank
Stocks, ETFs, Bonds, Funds, Certificates
Deutsche Bank
Stocks, ETFs, Bonds, Funds, Certificates, Warrants
Options trading
Commerzbank
No
Deutsche Bank
No
Fee model
Commerzbank
Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90)
Deutsche Bank
Custody fee from €0 (maxblue), order fee from €8.90 (online)
Minimum deposit
Commerzbank
0 €
Deutsche Bank
0 €
Regulation
Commerzbank
BaFin
Deutsche Bank
BaFin
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
CommerzbankDeutsche BankCustody fee from €0 (maxblue), order fee from €8.90 (online)
- Published fee
- Custody fee from €0 (maxblue), order fee from €8.90 (online)
- Minimum deposit
- 0 €
The relevant costs depend on market, currency, order size and trading style.
Worked out
What does it actually cost?
Typical months at Commerzbank and Deutsche Bank, priced from their published fee schedules. Spreads, FX and exchange fees come on top depending on the venue.
| Scenario | Commerzbank | Deutsche Bank |
|---|---|---|
| ETF savings plan, ≈ €200 a month | €3DirektDepot ETF plan: 0.25% + €2.50 (€0.50 + €2.50) | €22db PrivatDepot Comfort, no plan in model: single buy 1%, min €20 online + €2 Xetra |
| 10 stock buys of ≈ €1,000 a month | €99DirektDepot: 0.25% + €4.90, min €9.90 × 10, plus exchange/third-party costs | €220Comfort: 1% (min €20 online) + €2.00 Xetra fee = €22 × 10, plus third-party costs |
| Custody and account fee per year | €0DirektDepot free with ≥1 order per quarter (else 0.175% p.a., min €4.95/qtr) | €19.99Comfort: 0.14% p.a. of €10,000 = €14, minimum €19.99 p.a. |
Checked on 22 October 2026. Prices can change; the current fee schedule is what counts. Sources: commerzbank.de · deutsche-bank.de
Execution quality
Order type, venue and liquidity affect execution.
CommerzbankCheck the provider’s execution policy and available order types for your account.
Provider informationDeutsche BankCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
CommerzbankStocksETFsBondsFundsCertificates
Deutsche BankStocksETFsBondsFundsCertificatesWarrants
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
CommerzbankCommerzbank Web · Commerzbank App
Commerzbank offers securities trading through its web platform and the Commerzbank App. The online platform enables order placement, portfolio overview, and market analysis directly in the browser. The mobile app provides quick access to quotes and order functions on the go. Both platforms are solid and reliable but could be more modern in terms of design and user-friendliness. However, for the occasional investor, they offer all necessary features.
Explore platformDeutsche Bankmaxblue Web · Deutsche Bank App
Deutsche Bank offers securities trading through maxblue Web and the Deutsche Bank App. The maxblue platform is the central online tool for securities trading with access to the in-house research department, price queries, and order placement. The mobile app complements the offering for trading on the go. The platforms are functional and security-oriented but appear less contemporary compared to modern trading apps.
Explore platformCommerzbank
Commerzbank AG, Frankfurt am Main
Regulation does not protect against market losses. What counts is the entity you sign the contract with.
Your investor profile
Who might it suit?
CommerzbankFor investors who want to trade online themselves at a branch bank: the DirektDepot has no custody fee and costs less than half per order of Deutsche Bank’s Comfort model.
- Major bank with comprehensive product range
- Free DirektDepot without minimum deposit
- Branches throughout Germany
- Order fees higher than online brokers
- Complex fee structure
Deutsche BankFor customers who want advice included in their depot model. If you trade yourself, Deutsche Bank’s own maxblue is cheaper.
- Germany's largest bank with highest deposit protection
- maxblue online depot without custody fees
- Wide range of certificates and bonds
- Order fees significantly higher than neobrokers
- Online platform not state of the art
Find the broker that fits
Commerzbank oder Deutsche Bank?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
Commerzbank and Deutsche Bank do not earn the same way
The table shows what they cost. These lessons show how they earn, which is what the difference is made of.
In-depth analysis
Order fees and custody: Both banks offer a free depot (Commerzbank DirektDepot, Deutsche Bank maxblue). The order-fee models differ fundamentally: Commerzbank charges from €4.90 plus 0.25% of order value with a €9.90 minimum, while Deutsche Bank via maxblue charges a flat fee from €8.90 per online order. On smaller orders the maxblue flat fee wins; on larger volumes Commerzbank's percentage component can weigh in. Minimum deposit is €0 at both.
Products and research: Deutsche Bank offers the broader range with stocks, ETFs, bonds, funds, certificates and warrants; Commerzbank covers stocks, ETFs, bonds, funds and certificates. Neither offers options trading. A plus for Deutsche Bank is access to one of the industry's most comprehensive research departments.
Profile and verdict: Both are BaFin-regulated; Deutsche Bank is Germany's largest bank (rated 3.8/5, execution per the data ~30 ms), Commerzbank the second-largest private bank (3.7/5, ~50 ms). For investors who value maximum product breadth, warrants and research, Deutsche Bank is the stronger choice. Commerzbank does not win on price — its €9.90 minimum sits above Deutsche Bank's €8.90 starting fee — so its case rests on the free DirektDepot.
Your questions
Frequently asked questions
How do fees differ between Commerzbank and Deutsche Bank?
Commerzbank: Custody fee €0 (DirektDepot), order fee from €4.90 + 0.25% (min. €9.90). Deutsche Bank: Custody fee from €0 (maxblue), order fee from €8.90 (online). Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Commerzbank or Deutsche Bank?
Commerzbank offers Stocks, ETFs, Bonds, Funds, Certificates. Deutsche Bank offers Stocks, ETFs, Bonds, Funds, Certificates, Warrants.
How are Commerzbank and Deutsche Bank regulated?
The broker profiles list BaFin for Commerzbank and BaFin for Deutsche Bank. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Commerzbank or Deutsche Bank better for beginners?
Commerzbank lists a 0 € minimum deposit and offers Commerzbank Web, Commerzbank App. Deutsche Bank lists 0 € and offers maxblue Web, Deutsche Bank App. Compare usability, available products and costs for your intended use.
Commerzbank vs Deutsche Bank: Which broker is better overall?
The choice between Commerzbank (3.7/5, 1800 reviews) and Deutsche Bank (3.8/5, 2100 reviews) depends on your needs. Commerzbank: Securities trading at Germany's second-largest private bank. Deutsche Bank: Securities trading at Germany's largest bank.
Your next step
Your next step
CommerzbankSecurities trading at Germany's second-largest private bank
Open accountRead reviewDeutsche BankSecurities trading at Germany's largest bank
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.