Broker comparison

Bitpanda vs.
TradeRepublic

Which broker fits your needs?

Platforms, products and fees side by side.

Checked on 22 October 2026

See comparison

Summary

Your goal decides

Bitpanda has a higher rating of 4.3/5 compared to TradeRepublic (4.2/5). Bitpanda offers 6 instrument types, while TradeRepublic offers 5. The minimum deposit is lower at TradeRepublic with 0 €. Oversight: Bitpanda: FMA Austria; TradeRepublic: BaFin. Bitpanda: No. TradeRepublic: Limited.

Europe's leading investment platform for crypto, stocks and ETFs

German neobroker with app and web access

At a glance

The key differences

Criterion
PlatformsBitpanda Web, Bitpanda App, Bitpanda ProTrade Republic App, Web Terminal
Product typesCrypto, Stocks, ETFs, Metals, Commodities, Crypto IndicesStocks, ETFs, Bonds, Derivatives, Crypto
Options tradingNoLimited
Fee model1.49% spread (crypto), premium pricing for stocksBest price: €1 per trade; direct price: €2
Minimum deposit25 €0 €
RegulationFMA AustriaBaFin
More informationDetailsDetails

Platforms

Bitpanda

Bitpanda Web, Bitpanda App, Bitpanda Pro

TradeRepublic

Trade Republic App, Web Terminal

Product types

Bitpanda

Crypto, Stocks, ETFs, Metals, Commodities, Crypto Indices

TradeRepublic

Stocks, ETFs, Bonds, Derivatives, Crypto

Options trading

Bitpanda

No

TradeRepublic

Limited

Fee model

Bitpanda

1.49% spread (crypto), premium pricing for stocks

TradeRepublic

Best price: €1 per trade; direct price: €2

Minimum deposit

Bitpanda

25 €

TradeRepublic

0 €

Regulation

Bitpanda

FMA Austria

TradeRepublic

BaFin

More information

Bitpanda

Details

TradeRepublic

Details

Product access and costs depend on market, account and permissions.

Detailed comparison

Comparing fees

Compare total costs, not just the order fee.

1.49% spread (crypto), premium pricing for stocks

Published fee
1.49% spread (crypto), premium pricing for stocks
Minimum deposit
25 €
Spread figure
BTC spread approx. 1.49% (broker model), Bitpanda Pro from 0.15%
See terms at provider

Best price: €1 per trade; direct price: €2

Published fee
Best price: €1 per trade; direct price: €2
Minimum deposit
0 €
See terms at provider

The relevant costs depend on market, currency, order size and trading style.

Worked out

What does it actually cost?

Typical months at Bitpanda and TradeRepublic, priced from their published fee schedules. Spreads, FX and exchange fees come on top depending on the venue.

ScenarioBitpandaTradeRepublic
ETF savings plan, ≈ €200 a month€0ETF savings plan buy free (promotion); spreads/product costs may apply€0ETF/stock savings plan purchase free per execution
10 stock buys of ≈ €1,000 a month€10€1 flat per order (Quotrix) × 10; spreads extra€10€1.00 third-party cost flat fee per trade × 10
One BTC purchase of ≈ €1,000€9.90Broker buy of BTC: 0.99% trading fee × €1,000 (Fusion exchange: 0.25%)€1Commission-free; €1 flat fee per transaction; spread not published
Custody and account fee per year€0Custody account management free€0Custody and cash account free

Checked on 22 October 2026. Prices can change; the current fee schedule is what counts. Sources: cdn.bitpanda.com · cdn.bitpanda.com · assets.traderepublic.com · support.traderepublic.com

Execution quality

Order type, venue and liquidity affect execution.

Check the provider’s execution policy and available order types for your account.

Provider information

Check the provider’s execution policy and available order types for your account.

Provider information

Product range

CryptoStocksETFsMetalsCommoditiesCrypto Indices
StocksETFsBondsDerivativesCrypto

Categories come from broker profiles. Check specific markets and permissions before deciding.

Trading platforms

Bitpanda Web · Bitpanda App · Bitpanda Pro

Bitpanda offers an intuitive web platform and mobile app for easy buying and selling of crypto, stocks, and ETFs. Bitpanda Pro caters to more experienced traders with an order book, limit orders, and lower fees. The platform integrates savings plans (Bitpanda Savings), a crypto index for diversified investments, and the Bitpanda Card. The user interface is particularly designed for simplicity and fast transactions.

Explore platform

Trade Republic App · Web Terminal

Trade Republic supports orders through its mobile app and web version. Check the order preview for the available order types and venues for each product.

Explore platform

Regulation & security

Bitpanda

Securities: Bitpanda Financial Services GmbH (Vienna); crypto: Bitpanda GmbH (Vienna); fiat/e-money: Bitpanda Payments GmbH

Investor compensation
Securities: member of Austrian investor compensation scheme AeW. Crypto: no statutory protection; MiCAR licence (FMA)
Cash
Cash balance is e-money at Bitpanda Payments GmbH (e-money institution, FMA) – not covered by deposit guarantee

TradeRepublic

Trade Republic Bank GmbH, Berlin

Supervisor
BaFin
Investor compensation
Securities are segregated client assets; investor compensation (EdB): 90% up to €20,000
Cash
Statutory deposit guarantee (EdB) up to €100,000 per client

Regulation does not protect against market losses. What counts is the entity you sign the contract with.

Your investor profile

Who might it suit?

For crypto investors who want a very wide coin range, commodities and fractional shares at an Austrian provider with a MiCA licence.

  • FMA-regulated in Austria
  • Crypto, stocks and ETFs on one platform
  • Bitpanda Savings (savings plans)
  • Higher fees than pure crypto exchanges
  • Limited advanced trading tools

For investors for whom crypto is one building block: a crypto buy costs a flat €1 here, plus savings plans and a current account.

  • Very easy to use
  • German app
  • Free custody
  • Limited options selection
  • Spreads and third-party costs may apply

Find the broker that fits

Bitpanda oder TradeRepublic?

Side by side. Decided with knowledge.

See the differences that matter, and the Academy lessons that explain them.

VS
  • Fees
  • Platform
  • Regulation
  • Matching lessons
Two brokers. Many options. Your call.
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Your questions

Frequently asked questions

How do fees differ between Bitpanda and TradeRepublic?
Bitpanda: 1.49% spread (crypto), premium pricing for stocks. TradeRepublic: Best price: €1 per trade; direct price: €2. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Bitpanda or TradeRepublic?
Bitpanda offers Crypto, Stocks, ETFs, Metals, Commodities, Crypto Indices. TradeRepublic offers Stocks, ETFs, Bonds, Derivatives, Crypto.
How are Bitpanda and TradeRepublic regulated?
The broker profiles list FMA Austria for Bitpanda and BaFin for TradeRepublic. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Bitpanda or TradeRepublic better for beginners?
Bitpanda lists a 25 € minimum deposit and offers Bitpanda Web, Bitpanda App, Bitpanda Pro. TradeRepublic lists 0 € and offers Trade Republic App, Web Terminal. Compare usability, available products and costs for your intended use.
Bitpanda vs TradeRepublic: Which broker is better overall?
The choice between Bitpanda (4.3/5, 1800 reviews) and TradeRepublic (4.2/5, 892 reviews) depends on your needs. Bitpanda: Europe's leading investment platform for crypto, stocks and ETFs. TradeRepublic: German neobroker with app and web access.

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