Bitpanda1.49% spread (crypto), premium pricing for stocks
- Published fee
- 1.49% spread (crypto), premium pricing for stocks
- Minimum deposit
- 25 €
- Spread figure
- BTC spread approx. 1.49% (broker model), Bitpanda Pro from 0.15%
Broker comparison
Bitpanda vs.
Bitvavo
Which broker fits your needs?
Platforms, products and fees side by side.
Checked on 22 October 2026
See comparisonBitpanda
BitvavoVS
Summary
Your goal decides
Bitpanda has a higher rating of 4.3/5 compared to Bitvavo (4.2/5). Bitpanda offers 6 instrument types, while Bitvavo offers 1. The minimum deposit is lower at Bitvavo with 1 €. Oversight: Bitpanda: FMA Austria; Bitvavo: DNB Netherlands. Bitpanda: No. Bitvavo: No.
BitpandaEurope's leading investment platform for crypto, stocks and ETFs
BitvavoDutch crypto exchange with low fees and easy-to-use interface
At a glance
The key differences
| Criterion | Bitpanda | Bitvavo |
|---|---|---|
| Platforms | Bitpanda Web, Bitpanda App, Bitpanda Pro | Bitvavo Web, Bitvavo App |
| Product types | Crypto, Stocks, ETFs, Metals, Commodities, Crypto Indices | Crypto |
| Options trading | No | No |
| Fee model | 1.49% spread (crypto), premium pricing for stocks | 0.03% – 0.25% trading fee |
| Minimum deposit | 25 € | 1 € |
| Regulation | FMA Austria | DNB Netherlands |
| More information | Details | Details |
Platforms
Bitpanda
Bitpanda Web, Bitpanda App, Bitpanda Pro
Bitvavo
Bitvavo Web, Bitvavo App
Product types
Bitpanda
Crypto, Stocks, ETFs, Metals, Commodities, Crypto Indices
Bitvavo
Crypto
Options trading
Bitpanda
No
Bitvavo
No
Fee model
Bitpanda
1.49% spread (crypto), premium pricing for stocks
Bitvavo
0.03% – 0.25% trading fee
Minimum deposit
Bitpanda
25 €
Bitvavo
1 €
Regulation
Bitpanda
FMA Austria
Bitvavo
DNB Netherlands
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
BitpandaBitvavo0.03% – 0.25% trading fee
- Published fee
- 0.03% – 0.25% trading fee
- Minimum deposit
- 1 €
- Spread figure
- Trading fee 0.15% maker / 0.25% taker (spot)
The relevant costs depend on market, currency, order size and trading style.
Worked out
What does it actually cost?
Typical months at Bitpanda and Bitvavo, priced from their published fee schedules. Spreads, FX and exchange fees come on top depending on the venue.
| Scenario | Bitpanda | Bitvavo |
|---|---|---|
| ETF savings plan, ≈ €200 a month | €0ETF savings plan buy free (promotion); spreads/product costs may apply | —Not offered (crypto exchange; fee page lists crypto only) |
| 10 stock buys of ≈ €1,000 a month | €10€1 flat per order (Quotrix) × 10; spreads extra | —Not offered (crypto exchange) |
| One BTC purchase of ≈ €1,000 | €9.90Broker buy of BTC: 0.99% trading fee × €1,000 (Fusion exchange: 0.25%) | €2.50Taker 0.25% (€0+ tier, EUR markets) × €1,000 |
| Custody and account fee per year | €0Custody account management free | €0No custody or account fee on the fee page; SEPA deposit free |
Checked on 22 October 2026. Prices can change; the current fee schedule is what counts. Sources: cdn.bitpanda.com · cdn.bitpanda.com · bitvavo.com
Execution quality
Order type, venue and liquidity affect execution.
BitpandaCheck the provider’s execution policy and available order types for your account.
Provider informationBitvavoCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
BitpandaCryptoStocksETFsMetalsCommoditiesCrypto Indices
BitvavoCrypto
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
BitpandaBitpanda Web · Bitpanda App · Bitpanda Pro
Bitpanda offers an intuitive web platform and mobile app for easy buying and selling of crypto, stocks, and ETFs. Bitpanda Pro caters to more experienced traders with an order book, limit orders, and lower fees. The platform integrates savings plans (Bitpanda Savings), a crypto index for diversified investments, and the Bitpanda Card. The user interface is particularly designed for simplicity and fast transactions.
Explore platformBitvavoBitvavo Web · Bitvavo App
Bitvavo offers a clear web platform and mobile app designed for simplicity and fast transactions. The platform provides real-time quotes, basic charting features, various order types (market, limit, stop-limit), and a portfolio overview. The staking feature is directly integrated into the platform. The user interface is particularly optimized for beginners but also offers experienced traders the necessary functionality.
Explore platformBitpanda
Securities: Bitpanda Financial Services GmbH (Vienna); crypto: Bitpanda GmbH (Vienna); fiat/e-money: Bitpanda Payments GmbH
Bitvavo
Bitvavo B.V. (Netherlands)
- Supervisor
- AFM (MiCAR CASP licence)
Regulation does not protect against market losses. What counts is the entity you sign the contract with.
Your investor profile
Who might it suit?
BitpandaFor investors who want crypto together with shares and ETFs in one app. Buying crypto costs much more at Bitpanda than at Bitvavo.
- FMA-regulated in Austria
- Crypto, stocks and ETFs on one platform
- Bitpanda Savings (savings plans)
- Higher fees than pure crypto exchanges
- Limited advanced trading tools
BitvavoFor crypto-only investors who want to buy cheaply in euros: Bitvavo is MiCA-authorised in the Netherlands and charges a fraction of Bitpanda’s cost on its base tier.
- Very low trading fees
- DNB-regulated in the Netherlands
- Over 200 cryptocurrencies
- Crypto trading only
- Limited advanced order types
Find the broker that fits
Bitpanda oder Bitvavo?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
Bitpanda and Bitvavo do not earn the same way
The table shows what they cost. These lessons show how they earn, which is what the difference is made of.
Who is on the other side?
Whether your order leaves the building or stops at the desk
Open the lesson →Where the price comes from
How several bank quotes become one spread on your screen
Open the lesson →Reading the disclosures
Which entity you actually contract with, and what it committed to
Open the lesson →Your questions
Frequently asked questions
How do fees differ between Bitpanda and Bitvavo?
Bitpanda: 1.49% spread (crypto), premium pricing for stocks. Bitvavo: 0.03% – 0.25% trading fee. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Bitpanda or Bitvavo?
Bitpanda offers Crypto, Stocks, ETFs, Metals, Commodities, Crypto Indices. Bitvavo offers Crypto.
How are Bitpanda and Bitvavo regulated?
The broker profiles list FMA Austria for Bitpanda and DNB Netherlands for Bitvavo. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Bitpanda or Bitvavo better for beginners?
Bitpanda lists a 25 € minimum deposit and offers Bitpanda Web, Bitpanda App, Bitpanda Pro. Bitvavo lists 1 € and offers Bitvavo Web, Bitvavo App. Compare usability, available products and costs for your intended use.
Bitpanda vs Bitvavo: Which broker is better overall?
The choice between Bitpanda (4.3/5, 1800 reviews) and Bitvavo (4.2/5, 1200 reviews) depends on your needs. Bitpanda: Europe's leading investment platform for crypto, stocks and ETFs. Bitvavo: Dutch crypto exchange with low fees and easy-to-use interface.
How do spreads compare between Bitpanda and Bitvavo?
Bitpanda offers typical spreads of BTC spread approx. 1.49% (broker model), Bitpanda Pro from 0.15%. Bitvavo offers Trading fee 0.15% maker / 0.25% taker (spot). Tighter spreads reduce trading costs especially for active trading.
Your next step
Your next step
BitpandaEurope's leading investment platform for crypto, stocks and ETFs
Open accountRead reviewBitvavoDutch crypto exchange with low fees and easy-to-use interface
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.