Bitpanda
FMA Austria
Kraken
FinCEN
Bitpanda vs Kraken
Head-to-Head Comparison 2026
By SofiaOur Verdict
Kraken has a higher rating of 4.4/5 compared to Bitpanda (4.3/5). Bitpanda offers 6 instrument types, while Kraken offers 3. The minimum deposit is lower at Kraken with 10 $. Kraken has been in the market since 2011, making it the more experienced provider. On spreads, Bitpanda offers BTC spread approx. 1.49% (broker model), Bitpanda Pro from 0.15%, while Kraken offers Trading fee 0.25% maker / 0.40% taker (Spot Pro).
Comparison Table
| Criteria | Bitpanda | Kraken |
|---|---|---|
| Rating | 4.3/5 (1800 reviews) | 4.4/5 (2200 reviews)✓ |
| Regulation | FMA Austria | FinCEN |
| Fees | 1.49% spread (crypto), premium pricing for stocks | 0.00% – 0.26% maker/taker |
| Min. Deposit | 25 € | 10 $ |
| Instruments | Crypto, Stocks, ETFs, Metals, Commodities, Crypto Indices | Crypto, Staking, Futures |
| Platforms | Bitpanda Web, Bitpanda App, Bitpanda Pro | Kraken Web, Kraken Pro, Kraken App |
| Options Trading | No | No |
| Spread (typical) | BTC spread approx. 1.49% (broker model), Bitpanda Pro from 0.15% | Trading fee 0.25% maker / 0.40% taker (Spot Pro) |
| Founded | 2014 | 2011 |
| Headquarters | Vienna | San Francisco |
Detailed Comparison
Fee Comparison
Bitpanda: 1.49% spread (crypto), premium pricing for stocks. Minimum deposit: 25 €. Spread: BTC spread approx. 1.49% (broker model), Bitpanda Pro from 0.15%.
Kraken: 0.00% – 0.26% maker/taker. Minimum deposit: 10 $. Spread: Trading fee 0.25% maker / 0.40% taker (Spot Pro).
Product Range
Bitpanda (6 categories)
Kraken (3 categories)
Trading Platforms
Bitpanda
- Bitpanda Web
- Bitpanda App
- Bitpanda Pro
Kraken
- Kraken Web
- Kraken Pro
- Kraken App
Regulation & Security
Bitpanda is regulated by FMA Austria (HQ: Vienna).
Kraken is regulated by FinCEN (HQ: San Francisco).
Who Is It For?
Bitpanda
Europe's leading investment platform for crypto, stocks and ETFs
✓ FMA-regulated in Austria
✓ Crypto, stocks and ETFs on one platform
✓ Bitpanda Savings (savings plans)
✗ Higher fees than pure crypto exchanges
✗ Limited advanced trading tools
Kraken
Established crypto exchange with strong security and margin trading
✓ Over 200 cryptocurrencies
✓ Strong focus on security
✓ Margin and futures trading
✗ User interface less intuitive
✗ Fiat deposit fees depending on method
In-Depth Analysis: Bitpanda vs Kraken
Fees: For crypto trading Kraken is clearly cheaper — 0.00% to 0.26% maker/taker versus a 1.49% spread at Bitpanda. For active crypto traders this difference adds up substantially. Minimum deposit is $10 at Kraken and €25 at Bitpanda.
Offering: Here the picture flips. Bitpanda (founded 2014, Vienna) is a multi-asset platform, trading not only crypto but also stocks, ETFs, metals, commodities and crypto indices — an all-in-one approach for beginners. Kraken (founded 2011, San Francisco) focuses on crypto and additionally offers staking and futures via Kraken Web, Kraken Pro and the app.
Regulation and verdict: Bitpanda is regulated by the FMA Austria, making it an EU-based provider; Kraken is FinCEN-registered. Ratings: Kraken 4.4/5, Bitpanda 4.3/5. For cost-conscious crypto traders Kraken is the cheaper choice thanks to low maker/taker fees; beginners wanting to bundle crypto, stocks, ETFs and metals in one EU-regulated app are well served by Bitpanda.
Frequently Asked Questions
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Bitpanda
Europe's leading investment platform for crypto, stocks and ETFs
Open Account →From 25 € min. deposit
Kraken
Established crypto exchange with strong security and margin trading
Open Account →From 10 $ min. deposit