Bitpanda1.49% spread (crypto), premium pricing for stocks
- Published fee
- 1.49% spread (crypto), premium pricing for stocks
- Minimum deposit
- 25 €
- Spread figure
- BTC spread approx. 1.49% (broker model), Bitpanda Pro from 0.15%
Broker comparison
Bitpanda vs.
Kraken
Which broker fits your needs?
Platforms, products and fees side by side.
Checked on 22 October 2026
See comparisonBitpanda
KrakenVS
Summary
Your goal decides
Bitpanda and Kraken answer different questions. Bitpanda (4.3/5, Vienna, FMA Austria) puts crypto, stocks, ETFs and metals on one platform from a €25 minimum deposit, but charges a spread of about 1.49% on crypto in its broker model. Kraken (4.4/5, San Francisco, FinCEN) is a pure crypto exchange with over 200 cryptocurrencies, staking, margin and futures trading, and fees of 0.00% to 0.26% maker/taker from a $10 minimum. If you want a regulated EU all-in-one account, pick Bitpanda; if you want lower trading costs and more coins, pick Kraken.
BitpandaEurope's leading investment platform for crypto, stocks and ETFs
KrakenEstablished crypto exchange with strong security and margin trading
At a glance
The key differences
| Criterion | Bitpanda | Kraken |
|---|---|---|
| Platforms | Bitpanda Web, Bitpanda App, Bitpanda Pro | Kraken Web, Kraken Pro, Kraken App |
| Product types | Crypto, Stocks, ETFs, Metals, Commodities, Crypto Indices | Crypto, Staking, Futures |
| Options trading | No | No |
| Fee model | 1.49% spread (crypto), premium pricing for stocks | 0.00% – 0.26% maker/taker |
| Minimum deposit | 25 € | 10 $ |
| Regulation | FMA Austria | FinCEN |
| More information | Details | Details |
Platforms
Bitpanda
Bitpanda Web, Bitpanda App, Bitpanda Pro
Kraken
Kraken Web, Kraken Pro, Kraken App
Product types
Bitpanda
Crypto, Stocks, ETFs, Metals, Commodities, Crypto Indices
Kraken
Crypto, Staking, Futures
Options trading
Bitpanda
No
Kraken
No
Fee model
Bitpanda
1.49% spread (crypto), premium pricing for stocks
Kraken
0.00% – 0.26% maker/taker
Minimum deposit
Bitpanda
25 €
Kraken
10 $
Regulation
Bitpanda
FMA Austria
Kraken
FinCEN
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
BitpandaKraken0.00% – 0.26% maker/taker
- Published fee
- 0.00% – 0.26% maker/taker
- Minimum deposit
- 10 $
- Spread figure
- Trading fee 0.25% maker / 0.40% taker (Spot Pro)
The relevant costs depend on market, currency, order size and trading style.
Worked out
What does it actually cost?
Typical months at Bitpanda and Kraken, priced from their published fee schedules. Spreads, FX and exchange fees come on top depending on the venue.
| Scenario | Bitpanda | Kraken |
|---|---|---|
| ETF savings plan, ≈ €200 a month | €0ETF savings plan buy free (promotion); spreads/product costs may apply | —not offered |
| 10 stock buys of ≈ €1,000 a month | €10€1 flat per order (Quotrix) × 10; spreads extra | —not offered |
| One BTC purchase of ≈ €1,000 | €9.90Broker buy of BTC: 0.99% trading fee × €1,000 (Fusion exchange: 0.25%) | €8Kraken Pro tier 1 taker 0.80% × €1,000 |
| Custody and account fee per year | €0Custody account management free | €0No custody or account fee |
Checked on 22 October 2026. Prices can change; the current fee schedule is what counts. Sources: cdn.bitpanda.com · cdn.bitpanda.com · kraken.com
Execution quality
Order type, venue and liquidity affect execution.
BitpandaCheck the provider’s execution policy and available order types for your account.
Provider informationKrakenCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
BitpandaCryptoStocksETFsMetalsCommoditiesCrypto Indices
KrakenCryptoStakingFutures
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
BitpandaBitpanda Web · Bitpanda App · Bitpanda Pro
Bitpanda offers an intuitive web platform and mobile app for easy buying and selling of crypto, stocks, and ETFs. Bitpanda Pro caters to more experienced traders with an order book, limit orders, and lower fees. The platform integrates savings plans (Bitpanda Savings), a crypto index for diversified investments, and the Bitpanda Card. The user interface is particularly designed for simplicity and fast transactions.
Explore platformKrakenKraken Web · Kraken Pro · Kraken App
Kraken offers three platform levels: the simple Kraken web interface for quick buys and sells, Kraken Pro with professional charting tools, order book, and advanced order types, and the Kraken App for mobile trading. Kraken Pro supports limit, market, stop-loss, and take-profit orders. The platform integrates staking, margin trading, and futures directly into the trading interface.
Explore platformBitpanda
Securities: Bitpanda Financial Services GmbH (Vienna); crypto: Bitpanda GmbH (Vienna); fiat/e-money: Bitpanda Payments GmbH
Kraken
Payward Global Solutions Ltd (Ireland)
- Supervisor
- Central Bank of Ireland (MiCA CASP)
Regulation does not protect against market losses. What counts is the entity you sign the contract with.
Your investor profile
Who might it suit?
BitpandaFor beginners in the EU who want crypto, shares and ETFs in one app. Bitpanda is licensed in Austria; instant buys are convenient but cost more than order-book trading.
- FMA-regulated in Austria
- Crypto, stocks and ETFs on one platform
- Bitpanda Savings (savings plans)
- Higher fees than pure crypto exchanges
- Limited advanced trading tools
KrakenFor crypto investors who want to trade directly on the order book via Kraken Pro — with a MiCA licence from the Central Bank of Ireland. Instant buys in the simple app cost more than Kraken Pro.
- Over 200 cryptocurrencies
- Strong focus on security
- Margin and futures trading
- User interface less intuitive
- Fiat deposit fees depending on method
Find the broker that fits
Bitpanda oder Kraken?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
Bitpanda and Kraken do not earn the same way
The table shows what they cost. These lessons show how they earn, which is what the difference is made of.
Who is on the other side?
Whether your order leaves the building or stops at the desk
Open the lesson →Where the price comes from
How several bank quotes become one spread on your screen
Open the lesson →Reading the disclosures
Which entity you actually contract with, and what it committed to
Open the lesson →In-depth analysis
Fees: For crypto trading Kraken is clearly cheaper — 0.00% to 0.26% maker/taker versus a 1.49% spread at Bitpanda. For active crypto traders this difference adds up substantially. Minimum deposit is $10 at Kraken and €25 at Bitpanda.
Offering: Here the picture flips. Bitpanda (founded 2014, Vienna) is a multi-asset platform, trading not only crypto but also stocks, ETFs, metals, commodities and crypto indices — an all-in-one approach for beginners. Kraken (founded 2011, San Francisco) focuses on crypto and additionally offers staking and futures via Kraken Web, Kraken Pro and the app.
Regulation and verdict: Bitpanda is regulated by the FMA Austria, making it an EU-based provider; Kraken is FinCEN-registered. Ratings: Kraken 4.4/5, Bitpanda 4.3/5. For cost-conscious crypto traders Kraken is the cheaper choice thanks to low maker/taker fees; beginners wanting to bundle crypto, stocks, ETFs and metals in one EU-regulated app are well served by Bitpanda.
Your questions
Frequently asked questions
How do fees differ between Bitpanda and Kraken?
Bitpanda: 1.49% spread (crypto), premium pricing for stocks. Kraken: 0.00% – 0.26% maker/taker. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Bitpanda or Kraken?
Bitpanda offers Crypto, Stocks, ETFs, Metals, Commodities, Crypto Indices. Kraken offers Crypto, Staking, Futures.
How are Bitpanda and Kraken regulated?
The broker profiles list FMA Austria for Bitpanda and FinCEN for Kraken. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Bitpanda or Kraken better for beginners?
Bitpanda lists a 25 € minimum deposit and offers Bitpanda Web, Bitpanda App, Bitpanda Pro. Kraken lists 10 $ and offers Kraken Web, Kraken Pro, Kraken App. Compare usability, available products and costs for your intended use.
Bitpanda vs Kraken: Which broker is better overall?
The choice between Bitpanda (4.3/5, 1800 reviews) and Kraken (4.4/5, 2200 reviews) depends on your needs. Bitpanda: Europe's leading investment platform for crypto, stocks and ETFs. Kraken: Established crypto exchange with strong security and margin trading.
How do spreads compare between Bitpanda and Kraken?
Bitpanda offers typical spreads of BTC spread approx. 1.49% (broker model), Bitpanda Pro from 0.15%. Kraken offers Trading fee 0.25% maker / 0.40% taker (Spot Pro). Tighter spreads reduce trading costs especially for active trading.
Your next step
Your next step
BitpandaEurope's leading investment platform for crypto, stocks and ETFs
Open accountRead reviewKrakenEstablished crypto exchange with strong security and margin trading
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.