TradeRepublicBest price: €1 per trade; direct price: €2
- Published fee
- Best price: €1 per trade; direct price: €2
- Minimum deposit
- 0 €
Broker comparison
TradeRepublic vs.
XTB
Which broker fits your needs?
Platforms, products and fees side by side.
Checked on 22 October 2026
See comparisonTradeRepublic
XTBVS
Summary
Your goal decides
XTB has a higher rating of 4.4/5 compared to TradeRepublic (4.2/5). XTB offers 7 instrument types, while TradeRepublic offers 5. Oversight: TradeRepublic: BaFin; XTB: KNF/FCA/CySEC. TradeRepublic: Limited. XTB: No, but over 6,000 stocks and ETFs commission-free. XTB has been in the market since 2002, making it the more experienced provider.
TradeRepublicGerman neobroker with app and web access
XTBPublicly traded CFD broker with award-winning xStation platform
At a glance
The key differences
| Criterion | TradeRepublic | XTB |
|---|---|---|
| Platforms | Trade Republic App, Web Terminal | xStation 5, xStation Mobile |
| Product types | Stocks, ETFs, Bonds, Derivatives, Crypto | Stocks, ETFs, CFDs, Forex, Commodities, Indices, Crypto |
| Options trading | Limited | No, but over 6,000 stocks and ETFs commission-free |
| Fee model | Best price: €1 per trade; direct price: €2 | 0% commission on stock CFDs (up to €100,000/month), spreads from 0.1 pip |
| Minimum deposit | 0 € | 0 € |
| Regulation | BaFin | KNF/FCA/CySEC |
| More information | Details | Details |
Platforms
TradeRepublic
Trade Republic App, Web Terminal
XTB
xStation 5, xStation Mobile
Product types
TradeRepublic
Stocks, ETFs, Bonds, Derivatives, Crypto
XTB
Stocks, ETFs, CFDs, Forex, Commodities, Indices, Crypto
Options trading
TradeRepublic
Limited
XTB
No, but over 6,000 stocks and ETFs commission-free
Fee model
TradeRepublic
Best price: €1 per trade; direct price: €2
XTB
0% commission on stock CFDs (up to €100,000/month), spreads from 0.1 pip
Minimum deposit
TradeRepublic
0 €
XTB
0 €
Regulation
TradeRepublic
BaFin
XTB
KNF/FCA/CySEC
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
TradeRepublicXTB0% commission on stock CFDs (up to €100,000/month), spreads from 0.1 pip
- Published fee
- 0% commission on stock CFDs (up to €100,000/month), spreads from 0.1 pip
- Minimum deposit
- 0 €
- Inactivity
- €10/month after 12 months of inactivity
The relevant costs depend on market, currency, order size and trading style.
Worked out
What does it actually cost?
Typical months at TradeRepublic and XTB, priced from their published fee schedules. Spreads, FX and exchange fees come on top depending on the venue.
| Scenario | TradeRepublic | XTB |
|---|---|---|
| ETF savings plan, ≈ €200 a month | €0ETF/stock savings plan purchase free per execution | €0Savings plans free; 0% commission up to €100k monthly turnover; €0 × 1 |
| 10 stock buys of ≈ €1,000 a month | €10€1.00 third-party cost flat fee per trade × 10 | €00% up to €100k monthly turnover (then 0.2%, min €10); 10 × €1,000 = €0 |
| One BTC purchase of ≈ €1,000 | €1Commission-free; €1 flat fee per transaction; spread not published | —Not offered: only crypto CFDs in Germany, no spot purchase |
| Custody and account fee per year | €0Custody and cash account free | €0Account free; 0.02% custody only above €250k avg (removed from 27 Oct 2026) |
Checked on 22 October 2026. Prices can change; the current fee schedule is what counts. Sources: assets.traderepublic.com · support.traderepublic.com · xtb.com · xtb.com · xtb.com
Execution quality
Order type, venue and liquidity affect execution.
TradeRepublicCheck the provider’s execution policy and available order types for your account.
Provider informationXTBCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
TradeRepublicStocksETFsBondsDerivativesCrypto
XTBStocksETFsCFDsForexCommoditiesIndicesCrypto
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
TradeRepublicTrade Republic App · Web Terminal
Trade Republic supports orders through its mobile app and web version. Check the order preview for the available order types and venues for each product.
Explore platformXTBxStation 5 · xStation Mobile
XTB offers the award-winning xStation 5 and the xStation Mobile app. xStation 5 features a modern interface with real-time charts, over 30 technical indicators, drawing tools, and integrated market analyses. The platform provides a stock scanner, trade calculator, market sentiment display, and performance statistics. The xStation Mobile app mirrors the full range of features on the smartphone. Various order types including stop loss and take profit are supported.
Explore platformTradeRepublic
Trade Republic Bank GmbH, Berlin
- Supervisor
- BaFin
XTB
XTB S.A. Zweigniederlassung Deutschland (branch of XTB S.A., Warsaw)
Regulation does not protect against market losses. What counts is the entity you sign the contract with.
Your investor profile
Who might it suit?
TradeRepublicFor investors who want a German bank with current account, card and direct crypto buys; every order costs €1.
- Very easy to use
- German app
- Free custody
- Limited options selection
- Spreads and third-party costs may apply
XTBFor investors who buy shares and ETFs commission-free within the monthly allowance and also trade CFDs. Supervised in Poland, German clients via the local branch.
- Award-winning xStation platform
- 0% commission on stocks up to €100,000
- Publicly traded company
- Inactivity fee after 12 months
- No MetaTrader 4/5
Find the broker that fits
TradeRepublic oder XTB?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
TradeRepublic and XTB do not earn the same way
The table shows what they cost. These lessons show how they earn, which is what the difference is made of.
Who is on the other side?
Whether your order leaves the building or stops at the desk
Open the lesson →The fill you actually get
Why the price on screen and the price you get are not the same
Open the lesson →Where the price comes from
How several bank quotes become one spread on your screen
Open the lesson →Your questions
Frequently asked questions
How do fees differ between TradeRepublic and XTB?
TradeRepublic: Best price: €1 per trade; direct price: €2. XTB: 0% commission on stock CFDs (up to €100,000/month), spreads from 0.1 pip. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: TradeRepublic or XTB?
TradeRepublic offers Stocks, ETFs, Bonds, Derivatives, Crypto. XTB offers Stocks, ETFs, CFDs, Forex, Commodities, Indices, Crypto.
How are TradeRepublic and XTB regulated?
The broker profiles list BaFin for TradeRepublic and KNF/FCA/CySEC for XTB. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is TradeRepublic or XTB better for beginners?
TradeRepublic lists a 0 € minimum deposit and offers Trade Republic App, Web Terminal. XTB lists 0 € and offers xStation 5, xStation Mobile. Compare usability, available products and costs for your intended use.
TradeRepublic vs XTB: Which broker is better overall?
The choice between TradeRepublic (4.2/5, 892 reviews) and XTB (4.4/5, 2100 reviews) depends on your needs. TradeRepublic: German neobroker with app and web access. XTB: Publicly traded CFD broker with award-winning xStation platform.
Do TradeRepublic or XTB charge an inactivity fee?
TradeRepublic: no inactivity fee. XTB: €10/month after 12 months of inactivity.
Your next step
Your next step
TradeRepublicGerman neobroker with app and web access
Open accountRead reviewXTBPublicly traded CFD broker with award-winning xStation platform
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.