eToro0% commission on stocks, spreads from 1 pip on forex
- Published fee
- 0% commission on stocks, spreads from 1 pip on forex
- Minimum deposit
- 50 $
- Inactivity
- $10/month after 12 months of inactivity
Broker comparison
eToro vs.
XTB
Which broker fits your needs?
Platforms, products and fees side by side.
Checked on 22 October 2026
See comparisoneToro
XTBVS
Summary
Your goal decides
eToro is the market leader in social trading with copy trading and a large community, while XTB scores with the award-winning xStation platform and 0% stock commission up to €100,000. eToro is suitable for investors who want to use social trading, XTB for active traders who prefer a powerful platform.
eToroWorld-leading social trading platform with multi-asset offering
XTBPublicly traded CFD broker with award-winning xStation platform
At a glance
The key differences
| Criterion | eToro | XTB |
|---|---|---|
| Platforms | eToro Platform, eToro App | xStation 5, xStation Mobile |
| Product types | Stocks, ETFs, CFDs, Forex, Crypto, Commodities, Indices | Stocks, ETFs, CFDs, Forex, Commodities, Indices, Crypto |
| Options trading | No, but stocks, CFDs, crypto and copy trading | No, but over 6,000 stocks and ETFs commission-free |
| Fee model | 0% commission on stocks, spreads from 1 pip on forex | 0% commission on stock CFDs (up to €100,000/month), spreads from 0.1 pip |
| Minimum deposit | 50 $ | 0 € |
| Regulation | CySEC/FCA/ASIC | KNF/FCA/CySEC |
| More information | Details | Details |
Platforms
eToro
eToro Platform, eToro App
XTB
xStation 5, xStation Mobile
Product types
eToro
Stocks, ETFs, CFDs, Forex, Crypto, Commodities, Indices
XTB
Stocks, ETFs, CFDs, Forex, Commodities, Indices, Crypto
Options trading
eToro
No, but stocks, CFDs, crypto and copy trading
XTB
No, but over 6,000 stocks and ETFs commission-free
Fee model
eToro
0% commission on stocks, spreads from 1 pip on forex
XTB
0% commission on stock CFDs (up to €100,000/month), spreads from 0.1 pip
Minimum deposit
eToro
50 $
XTB
0 €
Regulation
eToro
CySEC/FCA/ASIC
XTB
KNF/FCA/CySEC
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
eToroXTB0% commission on stock CFDs (up to €100,000/month), spreads from 0.1 pip
- Published fee
- 0% commission on stock CFDs (up to €100,000/month), spreads from 0.1 pip
- Minimum deposit
- 0 €
- Inactivity
- €10/month after 12 months of inactivity
The relevant costs depend on market, currency, order size and trading style.
Worked out
What does it actually cost?
Typical months at eToro and XTB, priced from their published fee schedules. Spreads, FX and exchange fees come on top depending on the venue.
| Scenario | eToro | XTB |
|---|---|---|
| ETF savings plan, ≈ €200 a month | €0Recurring investment: ETF buy commission-free; €0 × 1 | €0Savings plans free; 0% commission up to €100k monthly turnover; €0 × 1 |
| 10 stock buys of ≈ €1,000 a month | US$10Germany: $1 per order (AU/HK/Dubai exchanges: $2) × 10 | €00% up to €100k monthly turnover (then 0.2%, min €10); 10 × €1,000 = €0 |
| One BTC purchase of ≈ €1,000 | €10Crypto fee 1% (Bronze/Silver/Gold) × €1,000; plus market spread | —Not offered: only crypto CFDs in Germany, no spot purchase |
| Custody and account fee per year | €0No custody or account fee; inactivity fee listed as "Free" | €0Account free; 0.02% custody only above €250k avg (removed from 27 Oct 2026) |
Checked on 22 October 2026. Prices can change; the current fee schedule is what counts. Sources: etoro.com · xtb.com · xtb.com · xtb.com
Execution quality
Order type, venue and liquidity affect execution.
eToroCheck the provider’s execution policy and available order types for your account.
Provider informationXTBCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
eToroStocksETFsCFDsForexCryptoCommoditiesIndices
XTBStocksETFsCFDsForexCommoditiesIndicesCrypto
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
eToroeToro Platform · eToro App
eToro offers its proprietary eToro Platform and the eToro App. The web-based platform features a modern, social user interface that combines trading with community features. Copy trading, Smart Portfolios, news feeds, and trader profiles are seamlessly integrated. The eToro App provides the full range of features on mobile, including real-time charts, watchlists, copy trading, and push notifications. The platform supports various order types and offers an integrated demo account for risk-free practice.
Explore platformXTBxStation 5 · xStation Mobile
XTB offers the award-winning xStation 5 and the xStation Mobile app. xStation 5 features a modern interface with real-time charts, over 30 technical indicators, drawing tools, and integrated market analyses. The platform provides a stock scanner, trade calculator, market sentiment display, and performance statistics. The xStation Mobile app mirrors the full range of features on the smartphone. Various order types including stop loss and take profit are supported.
Explore platformeToro
eToro (Europe) Ltd, Cyprus (CySEC licence 109/10); EUR accounts by eToro Money Malta Ltd
- Supervisor
- CySEC (licence 109/10)
XTB
XTB S.A. Zweigniederlassung Deutschland (branch of XTB S.A., Warsaw)
Regulation does not protect against market losses. What counts is the entity you sign the contract with.
Your investor profile
Who might it suit?
eToroWorld-leading social trading platform with multi-asset offering
- Social trading and copy trading
- 0% commission on real stocks
- User-friendly platform
- Spreads higher than ECN brokers
- $5 withdrawal fee
XTBPublicly traded CFD broker with award-winning xStation platform
- Award-winning xStation platform
- 0% commission on stocks up to €100,000
- Publicly traded company
- Inactivity fee after 12 months
- No MetaTrader 4/5
Find the broker that fits
eToro oder XTB?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
eToro and XTB do not earn the same way
The table shows what they cost. These lessons show how they earn, which is what the difference is made of.
Who is on the other side?
Whether your order leaves the building or stops at the desk
Open the lesson →The fill you actually get
Why the price on screen and the price you get are not the same
Open the lesson →Where the price comes from
How several bank quotes become one spread on your screen
Open the lesson →Your questions
Frequently asked questions
How do fees differ between eToro and XTB?
eToro: 0% commission on stocks, spreads from 1 pip on forex. XTB: 0% commission on stock CFDs (up to €100,000/month), spreads from 0.1 pip. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: eToro or XTB?
eToro offers Stocks, ETFs, CFDs, Forex, Crypto, Commodities, Indices. XTB offers Stocks, ETFs, CFDs, Forex, Commodities, Indices, Crypto.
How are eToro and XTB regulated?
The broker profiles list CySEC/FCA/ASIC for eToro and KNF/FCA/CySEC for XTB. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is eToro or XTB better for beginners?
eToro lists a 50 $ minimum deposit and offers eToro Platform, eToro App. XTB lists 0 € and offers xStation 5, xStation Mobile. Compare usability, available products and costs for your intended use.
eToro vs XTB: Which broker is better overall?
The choice between eToro (4.5/5, 3200 reviews) and XTB (4.4/5, 2100 reviews) depends on your needs. eToro: World-leading social trading platform with multi-asset offering. XTB: Publicly traded CFD broker with award-winning xStation platform.
How do spreads compare between eToro and XTB?
eToro offers typical spreads of EUR/USD from 1.0 pip (typical). XTB offers EUR/USD from 0.5 pip (Standard). Tighter spreads reduce trading costs especially for active trading.
Do eToro or XTB charge an inactivity fee?
eToro: $10/month after 12 months of inactivity. XTB: €10/month after 12 months of inactivity.
Your next step
Your next step
eToroWorld-leading social trading platform with multi-asset offering
Open accountRead reviewXTBPublicly traded CFD broker with award-winning xStation platform
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.