ING€4.90 base fee + 0.25% of order value (max. €69.90)
- Published fee
- €4.90 base fee + 0.25% of order value (max. €69.90)
- Minimum deposit
- 0 €
Broker comparison
ING vs.
TradeRepublic
Which broker fits your needs?
Platforms, products and fees side by side.
Checked on 22 October 2026
See comparisonING
TradeRepublicVS
Summary
Your goal decides
ING has a higher rating of 4.3/5 compared to TradeRepublic (4.2/5). Oversight: ING: BaFin; TradeRepublic: BaFin. ING: No, no options trading. TradeRepublic: Limited. ING has been in the market since 1965, making it the more experienced provider.
INGGermany's largest direct bank with integrated brokerage
TradeRepublicGerman neobroker with app and web access
At a glance
The key differences
| Criterion | ING | TradeRepublic |
|---|---|---|
| Platforms | ING Banking App, ING Web Depot | Trade Republic App, Web Terminal |
| Product types | Stocks, ETFs, Funds, Bonds, Derivatives | Stocks, ETFs, Bonds, Derivatives, Crypto |
| Options trading | No, no options trading | Limited |
| Fee model | €4.90 base fee + 0.25% of order value (max. €69.90) | Best price: €1 per trade; direct price: €2 |
| Minimum deposit | 0 € | 0 € |
| Regulation | BaFin | BaFin |
| More information | Details | Details |
Platforms
ING
ING Banking App, ING Web Depot
TradeRepublic
Trade Republic App, Web Terminal
Product types
ING
Stocks, ETFs, Funds, Bonds, Derivatives
TradeRepublic
Stocks, ETFs, Bonds, Derivatives, Crypto
Options trading
ING
No, no options trading
TradeRepublic
Limited
Fee model
ING
€4.90 base fee + 0.25% of order value (max. €69.90)
TradeRepublic
Best price: €1 per trade; direct price: €2
Minimum deposit
ING
0 €
TradeRepublic
0 €
Regulation
ING
BaFin
TradeRepublic
BaFin
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
INGTradeRepublicBest price: €1 per trade; direct price: €2
- Published fee
- Best price: €1 per trade; direct price: €2
- Minimum deposit
- 0 €
The relevant costs depend on market, currency, order size and trading style.
Worked out
What does it actually cost?
Typical months at ING and TradeRepublic, priced from their published fee schedules. Spreads, FX and exchange fees come on top depending on the venue.
| Scenario | ING | TradeRepublic |
|---|---|---|
| ETF savings plan, ≈ €200 a month | €0ETF savings plan without execution fee | €0ETF/stock savings plan purchase free per execution |
| 10 stock buys of ≈ €1,000 a month | €74€4.90 + 0.25% = €7.40 × 10 in direct trading (Xetra: +€2.90) | €10€1.00 third-party cost flat fee per trade × 10 |
| One BTC purchase of ≈ €1,000 | —No spot crypto; crypto ETNs only | €1Commission-free; €1 flat fee per transaction; spread not published |
| Custody and account fee per year | €0Custody free | €0Custody and cash account free |
Checked on 22 October 2026. Prices can change; the current fee schedule is what counts. Sources: ing.de · assets.traderepublic.com · support.traderepublic.com
Execution quality
Order type, venue and liquidity affect execution.
INGCheck the provider’s execution policy and available order types for your account.
Provider informationTradeRepublicCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
INGStocksETFsFundsBondsDerivatives
TradeRepublicStocksETFsBondsDerivativesCrypto
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
INGING Banking App · ING Web Depot
ING provides the ING Banking App and the ING Web Depot. The Banking App combines all banking and brokerage functions in one application, offering mobile trading with real-time prices, order placement, and savings plan management. The ING Web Depot in the browser provides detailed portfolio overviews, chart views, and comprehensive order masks. Both platforms are known for their intuitive operation and support common order types such as limit, stop, and market orders.
Explore platformTradeRepublicTrade Republic App · Web Terminal
Trade Republic supports orders through its mobile app and web version. Check the order preview for the available order types and venues for each product.
Explore platformING
ING-DiBa AG, Frankfurt am Main
TradeRepublic
Trade Republic Bank GmbH, Berlin
- Supervisor
- BaFin
Regulation does not protect against market losses. What counts is the entity you sign the contract with.
Your investor profile
Who might it suit?
INGFor investors who want a large direct bank with comprehensive service, free ETF savings plans and trading on many venues.
- Full bank with checking account and brokerage
- Over 800 free ETF savings plans
- Excellent customer service
- Higher order fees than neobrokers
- No options trading
TradeRepublicFor investors who trade often: at €1 per order Trade Republic comes in far below ING in our scenario.
- Very easy to use
- German app
- Free custody
- Limited options selection
- Spreads and third-party costs may apply
Find the broker that fits
ING oder TradeRepublic?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
ING and TradeRepublic do not earn the same way
The table shows what they cost. These lessons show how they earn, which is what the difference is made of.
Your questions
Frequently asked questions
How do fees differ between ING and TradeRepublic?
ING: €4.90 base fee + 0.25% of order value (max. €69.90). TradeRepublic: Best price: €1 per trade; direct price: €2. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: ING or TradeRepublic?
ING offers Stocks, ETFs, Funds, Bonds, Derivatives. TradeRepublic offers Stocks, ETFs, Bonds, Derivatives, Crypto.
How are ING and TradeRepublic regulated?
The broker profiles list BaFin for ING and BaFin for TradeRepublic. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is ING or TradeRepublic better for beginners?
ING lists a 0 € minimum deposit and offers ING Banking App, ING Web Depot. TradeRepublic lists 0 € and offers Trade Republic App, Web Terminal. Compare usability, available products and costs for your intended use.
ING vs TradeRepublic: Which broker is better overall?
The choice between ING (4.3/5, 2100 reviews) and TradeRepublic (4.2/5, 892 reviews) depends on your needs. ING: Germany's largest direct bank with integrated brokerage. TradeRepublic: German neobroker with app and web access.
Your next step
Your next step
INGGermany's largest direct bank with integrated brokerage
Open accountRead reviewTradeRepublicGerman neobroker with app and web access
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.