comdirect€4.90 base fee + 0.25% of order volume (min. €9.90)
- Published fee
- €4.90 base fee + 0.25% of order volume (min. €9.90)
- Minimum deposit
- 0 €
Broker comparison
comdirect vs.
ING
Which broker fits your needs?
Platforms, products and fees side by side.
Checked on 22 October 2026
See comparisoncomdirect
INGVS
Summary
Your goal decides
comdirect has a higher rating of 4.4/5 compared to ING (4.3/5). comdirect offers 7 instrument types, while ING offers 5. Oversight: comdirect: BaFin; ING: BaFin. comdirect: Yes, Eurex options trading available. ING: No, no options trading. ING has been in the market since 1965, making it the more experienced provider.
comdirectDirect bank with comprehensive securities and options trading
INGGermany's largest direct bank with integrated brokerage
At a glance
The key differences
| Criterion | comdirect | ING |
|---|---|---|
| Platforms | comdirect App, comdirect Web, ProTrader | ING Banking App, ING Web Depot |
| Product types | Stocks, ETFs, Options, Futures, Funds, Bonds, Derivatives | Stocks, ETFs, Funds, Bonds, Derivatives |
| Options trading | Yes, Eurex options trading available | No, no options trading |
| Fee model | €4.90 base fee + 0.25% of order volume (min. €9.90) | €4.90 base fee + 0.25% of order value (max. €69.90) |
| Minimum deposit | 0 € | 0 € |
| Regulation | BaFin | BaFin |
| More information | Details | Details |
Platforms
comdirect
comdirect App, comdirect Web, ProTrader
ING
ING Banking App, ING Web Depot
Product types
comdirect
Stocks, ETFs, Options, Futures, Funds, Bonds, Derivatives
ING
Stocks, ETFs, Funds, Bonds, Derivatives
Options trading
comdirect
Yes, Eurex options trading available
ING
No, no options trading
Fee model
comdirect
€4.90 base fee + 0.25% of order volume (min. €9.90)
ING
€4.90 base fee + 0.25% of order value (max. €69.90)
Minimum deposit
comdirect
0 €
ING
0 €
Regulation
comdirect
BaFin
ING
BaFin
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
comdirectING€4.90 base fee + 0.25% of order value (max. €69.90)
- Published fee
- €4.90 base fee + 0.25% of order value (max. €69.90)
- Minimum deposit
- 0 €
The relevant costs depend on market, currency, order size and trading style.
Worked out
What does it actually cost?
Typical months at comdirect and ING, priced from their published fee schedules. Spreads, FX and exchange fees come on top depending on the venue.
| Scenario | comdirect | ING |
|---|---|---|
| ETF savings plan, ≈ €200 a month | €3ETF savings plan: 1.50% of amount × €200 | €0ETF savings plan without execution fee |
| 10 stock buys of ≈ €1,000 a month | €99€4.90 + 0.25%, min €9.90 (≤ €2,000) × 10 via LiveTrading (exchange: +0.0025%, min €2.50) | €74€4.90 + 0.25% = €7.40 × 10 in direct trading (Xetra: +€2.90) |
| Custody and account fee per year | €0Depots opened from 15 Jul 2026: €0 (older: €1.95/mo, waived with 2 trades/qtr) | €0Custody free |
Checked on 22 October 2026. Prices can change; the current fee schedule is what counts. Sources: comdirect.de · ing.de
Execution quality
Order type, venue and liquidity affect execution.
comdirectCheck the provider’s execution policy and available order types for your account.
Provider informationINGCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
comdirectStocksETFsOptionsFuturesFundsBondsDerivatives
INGStocksETFsFundsBondsDerivatives
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
comdirectcomdirect App · comdirect Web · ProTrader
comdirect offers three trading platforms: The comdirect App enables mobile trading with real-time prices, watchlists, and quick order placement. The comdirect Web platform provides comprehensive chart analysis, market data, and detailed order masks. ProTrader is aimed at active traders and offers professional charting tools, Level 2 order book, technical indicators, and advanced order types. All platforms support trading at numerous exchanges and provide access to the Eurex derivatives market.
Explore platformINGING Banking App · ING Web Depot
ING provides the ING Banking App and the ING Web Depot. The Banking App combines all banking and brokerage functions in one application, offering mobile trading with real-time prices, order placement, and savings plan management. The ING Web Depot in the browser provides detailed portfolio overviews, chart views, and comprehensive order masks. Both platforms are known for their intuitive operation and support common order types such as limit, stop, and market orders.
Explore platformcomdirect
Commerzbank AG (comdirect ist eine Marke der Commerzbank AG), Quickborn
Regulation does not protect against market losses. What counts is the entity you sign the contract with.
Your investor profile
Who might it suit?
comdirectFor investors who want many venues, extensive tools and certificates and accept higher order costs for it.
- Eurex options trading available
- Full bank with checking account
- Comprehensive educational resources
- Higher fees than neobrokers
- Custody fee without activity
INGFor savers who want free ETF savings plans and cheaper orders at a large direct bank. In our scenarios ING is cheaper for both the savings plan and single orders.
- Full bank with checking account and brokerage
- Over 800 free ETF savings plans
- Excellent customer service
- Higher order fees than neobrokers
- No options trading
Find the broker that fits
comdirect oder ING?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
comdirect and ING do not earn the same way
The table shows what they cost. These lessons show how they earn, which is what the difference is made of.
Who is on the other side?
Whether your order leaves the building or stops at the desk
Open the lesson →The fill you actually get
Why the price on screen and the price you get are not the same
Open the lesson →Reading the disclosures
Which entity you actually contract with, and what it committed to
Open the lesson →Your questions
Frequently asked questions
How do fees differ between comdirect and ING?
comdirect: €4.90 base fee + 0.25% of order volume (min. €9.90). ING: €4.90 base fee + 0.25% of order value (max. €69.90). Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: comdirect or ING?
comdirect offers Stocks, ETFs, Options, Futures, Funds, Bonds, Derivatives. ING offers Stocks, ETFs, Funds, Bonds, Derivatives.
How are comdirect and ING regulated?
The broker profiles list BaFin for comdirect and BaFin for ING. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is comdirect or ING better for beginners?
comdirect lists a 0 € minimum deposit and offers comdirect App, comdirect Web, ProTrader. ING lists 0 € and offers ING Banking App, ING Web Depot. Compare usability, available products and costs for your intended use.
comdirect vs ING: Which broker is better overall?
The choice between comdirect (4.4/5, 1800 reviews) and ING (4.3/5, 2100 reviews) depends on your needs. comdirect: Direct bank with comprehensive securities and options trading. ING: Germany's largest direct bank with integrated brokerage.
Your next step
Your next step
comdirectDirect bank with comprehensive securities and options trading
Open accountRead reviewINGGermany's largest direct bank with integrated brokerage
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.