comdirect

4.4(1800)

BaFin

ING

4.3(2100)

BaFin

comdirect vs ING

Head-to-Head Comparison 2026

Our Verdict

comdirect has a higher rating of 4.4/5 compared to ING (4.3/5). comdirect offers 7 instrument types, while ING offers 5. comdirect offers options trading, while the other does not. ING has been in the market since 1965, making it the more experienced provider.

Comparison Table

Criteria	comdirect	ING
Rating	4.4/5 (1800 reviews)✓	4.3/5 (2100 reviews)
Regulation	BaFin	BaFin
Fees	€4.90 base fee + 0.25% of order volume (min. €9.90)	€4.90 base fee + 0.25% of order value (max. €69.90)
Min. Deposit	0 €	0 €
Instruments	Stocks, ETFs, Options, Futures, Funds, Bonds, Derivatives	Stocks, ETFs, Funds, Bonds, Derivatives
Platforms	comdirect App, comdirect Web, ProTrader	ING Banking App, ING Web Depot
Options Trading	Yes, Eurex options trading available	No, no options trading
Founded	1994	1965
Headquarters	Quickborn	Frankfurt

Detailed Comparison

Fee Comparison

comdirect: €4.90 base fee + 0.25% of order volume (min. €9.90). Minimum deposit: 0 €.

ING: €4.90 base fee + 0.25% of order value (max. €69.90). Minimum deposit: 0 €.

Product Range

comdirect (7 categories)

StocksETFsOptionsFuturesFundsBondsDerivatives

ING (5 categories)

StocksETFsFundsBondsDerivatives

Trading Platforms

comdirect

comdirect App
comdirect Web
ProTrader

ING

ING Banking App
ING Web Depot

Regulation & Security

comdirect is regulated by BaFin (HQ: Quickborn).

ING is regulated by BaFin (HQ: Frankfurt).

Who Is It For?

comdirect

Direct bank with comprehensive securities and options trading

✓ Eurex options trading available

✓ Full bank with checking account

✓ Comprehensive educational resources

✗ Higher fees than neobrokers

✗ Custody fee without activity

ING

Germany's largest direct bank with integrated brokerage

✓ Full bank with checking account and brokerage

✓ Over 800 free ETF savings plans

✓ Excellent customer service

✗ Higher order fees than neobrokers

✗ No options trading

Frequently Asked Questions

Is comdirect or ING cheaper?

comdirect charges €4.90 base fee + 0.25% of order volume (min. €9.90). ING charges €4.90 base fee + 0.25% of order value (max. €69.90). The minimum deposit is 0 € at comdirect and 0 € at ING.

Which broker offers more products: comdirect or ING?

comdirect offers Stocks, ETFs, Options, Futures, Funds, Bonds, Derivatives. ING offers Stocks, ETFs, Funds, Bonds, Derivatives.

Which broker is better regulated?

comdirect is regulated by BaFin. ING is regulated by BaFin. comdirect has BaFin regulation, which is particularly advantageous for German investors. ING has BaFin regulation, which is particularly advantageous for German investors.

Is comdirect or ING better for beginners?

comdirect has a minimum deposit of 0 € and offers comdirect App, comdirect Web, ProTrader as platforms. ING has a minimum deposit of 0 € and offers ING Banking App, ING Web Depot. comdirect has the lower entry barrier.

comdirect vs ING: Which broker is better overall?

The choice between comdirect (4.4/5, 1800 reviews) and ING (4.3/5, 2100 reviews) depends on your needs. comdirect: Direct bank with comprehensive securities and options trading. ING: Germany's largest direct bank with integrated brokerage.

comdirect

Direct bank with comprehensive securities and options trading

Open Account →

From 0 € min. deposit

ING

Germany's largest direct bank with integrated brokerage

Open Account →

From 0 € min. deposit

comdirect read review →ING read review →