CapTrader
BaFin
Flatex
BaFin
CapTrader vs Flatex
Head-to-Head Comparison 2026
By SofiaOur Verdict
CapTrader has a higher rating of 4.3/5 compared to Flatex (4.2/5). The minimum deposit is lower at Flatex with 0 €. Flatex has been in the market since 2006, making it the more experienced provider. Execution speed: CapTrader ~25 ms (via IBKR routing), Flatex ~30 ms (Xetra), ~70 ms (Tradegate/L&S).
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CapTrader oder Flatex?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
- Fees
- Platform
- Regulation
- Matching lessons
Comparison Table
| Criteria | CapTrader | Flatex |
|---|---|---|
| Rating | 4.3/5 (580 reviews)✓ | 4.2/5 (1500 reviews) |
| Regulation | BaFin | BaFin |
| Fees | from €2 per stock order, from $2 per US option | €5.90 flat fee per order plus exchange fees |
| Min. Deposit | 2.000 € | 0 € |
| Instruments | Stocks, Options, Futures, Forex, ETFs, Bonds, CFDs | Stocks, ETFs, Options, Futures, Funds, Bonds, Derivatives |
| Platforms | TWS, CapTrader App, IBKR Mobile | Flatex Web, Flatex App, Flatex Trader 2.0 |
| Options Trading | Yes, comprehensive options and futures trading | Yes, Eurex and US options via Flatex |
| Execution Speed | ~25 ms (via IBKR routing) | ~30 ms (Xetra), ~70 ms (Tradegate/L&S) |
| Founded | 2011 | 2006 |
| Headquarters | Düsseldorf | Frankfurt |
Detailed Comparison
Fee Comparison
CapTrader: from €2 per stock order, from $2 per US option. Minimum deposit: 2.000 €.
Flatex: €5.90 flat fee per order plus exchange fees. Minimum deposit: 0 €.
Execution Quality
CapTrader
Execution: ~25 ms (via IBKR routing)
Flatex
Execution: ~30 ms (Xetra), ~70 ms (Tradegate/L&S)
Product Range
CapTrader (7 categories)
Flatex (7 categories)
Trading Platforms
CapTrader
- TWS
- CapTrader App
- IBKR Mobile
Flatex
- Flatex Web
- Flatex App
- Flatex Trader 2.0
Regulation & Security
CapTrader is regulated by BaFin (HQ: Düsseldorf).
Flatex is regulated by BaFin (HQ: Frankfurt).
Who Is It For?
CapTrader
German introducing broker for Interactive Brokers with top conditions
✓ Access to over 150 exchanges worldwide
✓ Comprehensive options trading
✓ German support with IB technology
✗ Minimum deposit €2,000
✗ TWS platform complex for beginners
Flatex
Flat-fee broker with broad product range and options trading
✓ Simple flat-fee structure
✓ Eurex options trading available
✓ Wide range of savings plans
✗ Negative interest on cash balances
✗ Additional exchange fees
Frequently Asked Questions
Is CapTrader or Flatex cheaper?
Which broker offers more products: CapTrader or Flatex?
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Is CapTrader or Flatex better for beginners?
CapTrader vs Flatex: Which broker is better overall?
CapTrader
German introducing broker for Interactive Brokers with top conditions
Open Account →From 2.000 € min. deposit
Flatex
Flat-fee broker with broad product range and options trading
Open Account →From 0 € min. deposit