Consorsbank

4.3(654)

BaFin

Flatex

4.2(1500)

BaFin

Consorsbank vs Flatex

Head-to-Head Comparison 2026

Our Verdict

Consorsbank has a higher rating of 4.3/5 compared to Flatex (4.2/5). Flatex offers 7 instrument types, while Consorsbank offers 6. Consorsbank has been in the market since 1994, making it the more experienced provider.

Comparison Table

Criteria	Consorsbank	Flatex
Rating	4.3/5 (654 reviews)✓	4.2/5 (1500 reviews)
Regulation	BaFin	BaFin
Fees	from €4.95 + 0.25% of order volume	€5.90 flat fee per order plus exchange fees
Min. Deposit	0 €	0 €
Instruments	Stocks, ETFs, Options, Futures, Bonds, Funds	Stocks, ETFs, Options, Futures, Funds, Bonds, Derivatives
Platforms	ActiveTrader, Consorsbank App, Web	Flatex Web, Flatex App, Flatex Trader 2.0
Options Trading	Yes, good	Yes, Eurex and US options via Flatex
Founded	1994	2006
Headquarters	Nürnberg	Frankfurt

Detailed Comparison

Fee Comparison

Consorsbank: from €4.95 + 0.25% of order volume. Minimum deposit: 0 €.

Flatex: €5.90 flat fee per order plus exchange fees. Minimum deposit: 0 €.

Product Range

Consorsbank (6 categories)

StocksETFsOptionsFuturesBondsFunds

Flatex (7 categories)

StocksETFsOptionsFuturesFundsBondsDerivatives

Trading Platforms

Consorsbank

ActiveTrader
Consorsbank App
Web

Flatex

Flatex Web
Flatex App
Flatex Trader 2.0

Regulation & Security

Consorsbank is regulated by BaFin (HQ: Nürnberg).

Flatex is regulated by BaFin (HQ: Frankfurt).

Who Is It For?

Consorsbank

German full-service bank with comprehensive securities offering

✓ German bank

✓ Comprehensive support

✓ Trader education

✗ Higher fees

✗ Less modern platform

Flatex

Flat-fee broker with broad product range and options trading

✓ Simple flat-fee structure

✓ Eurex options trading available

✓ Wide range of savings plans

✗ Negative interest on cash balances

✗ Additional exchange fees

Frequently Asked Questions

Is Consorsbank or Flatex cheaper?

Consorsbank charges from €4.95 + 0.25% of order volume. Flatex charges €5.90 flat fee per order plus exchange fees. The minimum deposit is 0 € at Consorsbank and 0 € at Flatex.

Which broker offers more products: Consorsbank or Flatex?

Consorsbank offers Stocks, ETFs, Options, Futures, Bonds, Funds. Flatex offers Stocks, ETFs, Options, Futures, Funds, Bonds, Derivatives.

Which broker is better regulated?

Consorsbank is regulated by BaFin. Flatex is regulated by BaFin. Consorsbank has BaFin regulation, which is particularly advantageous for German investors. Flatex has BaFin regulation, which is particularly advantageous for German investors.

Is Consorsbank or Flatex better for beginners?

Consorsbank has a minimum deposit of 0 € and offers ActiveTrader, Consorsbank App, Web as platforms. Flatex has a minimum deposit of 0 € and offers Flatex Web, Flatex App, Flatex Trader 2.0. Consorsbank has the lower entry barrier.

Consorsbank vs Flatex: Which broker is better overall?

The choice between Consorsbank (4.3/5, 654 reviews) and Flatex (4.2/5, 1500 reviews) depends on your needs. Consorsbank: German full-service bank with comprehensive securities offering. Flatex: Flat-fee broker with broad product range and options trading.

Consorsbank

German full-service bank with comprehensive securities offering

Open Account →

From 0 € min. deposit

Flatex

Flat-fee broker with broad product range and options trading

Open Account →

From 0 € min. deposit

Consorsbank read review →Flatex read review →