comdirect€4.90 base fee + 0.25% of order volume (min. €9.90)
- Published fee
- €4.90 base fee + 0.25% of order volume (min. €9.90)
- Minimum deposit
- 0 €
Broker comparison
comdirect vs.
Flatex
Which broker fits your needs?
Platforms, products and fees side by side.
Checked on 22 October 2026
See comparisoncomdirect
FlatexVS
Summary
Your goal decides
Flatex offers lower order fees (€5.90 flat fee vs. €4.90 + 0.25% at comdirect) for securities orders. Listed options are not confirmed in the reviewed flatex catalogue; warrants and certificates are different products. comdirect scores as a full bank with checking account, better customer service, and broader educational offerings. For securities orders, the cost comparison depends on order size; for investors who want to combine banking and brokerage, comdirect is more convenient.
comdirectDirect bank with comprehensive securities and options trading
FlatexFlat-fee broker with broad product range and securities trading
At a glance
The key differences
| Criterion | comdirect | Flatex |
|---|---|---|
| Platforms | comdirect App, comdirect Web, ProTrader | Flatex Web, Flatex App, Flatex Trader 2.0 |
| Product types | Stocks, ETFs, Options, Futures, Funds, Bonds, Derivatives | Stocks, ETFs, Funds, Bonds, Derivatives |
| Options trading | Yes, Eurex options trading available | Listed options not confirmed; see product range |
| Fee model | €4.90 base fee + 0.25% of order volume (min. €9.90) | €5.90 flat fee per order plus exchange fees |
| Minimum deposit | 0 € | 0 € |
| Regulation | BaFin | BaFin and Deutsche Bundesbank |
| More information | Details | Details |
Platforms
comdirect
comdirect App, comdirect Web, ProTrader
Flatex
Flatex Web, Flatex App, Flatex Trader 2.0
Product types
comdirect
Stocks, ETFs, Options, Futures, Funds, Bonds, Derivatives
Flatex
Stocks, ETFs, Funds, Bonds, Derivatives
Options trading
comdirect
Yes, Eurex options trading available
Flatex
Listed options not confirmed; see product range
Fee model
comdirect
€4.90 base fee + 0.25% of order volume (min. €9.90)
Flatex
€5.90 flat fee per order plus exchange fees
Minimum deposit
comdirect
0 €
Flatex
0 €
Regulation
comdirect
BaFin
Flatex
BaFin and Deutsche Bundesbank
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
comdirectFlatexTerms by market
- Securities fees
- €5.90 flat fee per order plus exchange fees
- Minimum deposit
- 0 €
The relevant costs depend on market, currency, order size and trading style.
Worked out
What does it actually cost?
Typical months at comdirect and Flatex, priced from their published fee schedules. Spreads, FX and exchange fees come on top depending on the venue.
| Scenario | comdirect | Flatex |
|---|---|---|
| ETF savings plan, ≈ €200 a month | €3ETF savings plan: 1.50% of amount × €200 | €0ETF savings plans free per execution (plus spreads/product costs) |
| 10 stock buys of ≈ €1,000 a month | €99€4.90 + 0.25%, min €9.90 (≤ €2,000) × 10 via LiveTrading (exchange: +0.0025%, min €2.50) | €59€5.90 commission × 10; plus third-party costs (e.g. Tradegate/gettex €2.00 flat, Xetra from €1.98) |
| One BTC purchase of ≈ €1,000 | —No spot crypto; crypto certificates only | €6Liquid crypto: 0.6% all-in cost incl. spread × €1,000 |
| Custody and account fee per year | €0Depots opened from 15 Jul 2026: €0 (older: €1.95/mo, waived with 2 trades/qtr) | €0Securities account and cash account free |
Checked on 22 October 2026. Prices can change; the current fee schedule is what counts. Sources: comdirect.de · konto.flatex.de · flatex.de
Execution quality
Order type, venue and liquidity affect execution.
comdirectCheck the provider’s execution policy and available order types for your account.
Provider informationFlatexCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
comdirectStocksETFsOptionsFuturesFundsBondsDerivatives
FlatexStocksETFsFundsBondsDerivatives
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
comdirectcomdirect App · comdirect Web · ProTrader
comdirect offers three trading platforms: The comdirect App enables mobile trading with real-time prices, watchlists, and quick order placement. The comdirect Web platform provides comprehensive chart analysis, market data, and detailed order masks. ProTrader is aimed at active traders and offers professional charting tools, Level 2 order book, technical indicators, and advanced order types. All platforms support trading at numerous exchanges and provide access to the Eurex derivatives market.
Explore platformFlatexFlatex Web · Flatex App · Flatex Trader 2.0
Flatex offers three trading platforms: Flatex Web enables comfortable browser-based trading with chart analysis and order masks. The Flatex App provides mobile trading with push notifications, watchlists, and quick order placement. Flatex Trader 2.0 is the professional desktop platform with real-time charts, over 80 technical indicators, Level 2 market depth, and advanced order types. Listed options are not confirmed in the reviewed product catalogue.
Explore platformcomdirect
Commerzbank AG (comdirect ist eine Marke der Commerzbank AG), Quickborn
Flatex
flatexDEGIRO Bank SE, Frankfurt am Main (brand flatex)
- Supervisor
- BaFin
Regulation does not protect against market losses. What counts is the entity you sign the contract with.
Your investor profile
Who might it suit?
comdirectDirect bank with comprehensive securities and options trading
- Eurex options trading available
- Full bank with checking account
- Comprehensive educational resources
- Higher fees than neobrokers
- Custody fee without activity
FlatexFlat-fee broker with broad product range and securities trading
- Simple flat-fee structure
- Certificates and leveraged products available
- Wide range of savings plans
- Negative interest on cash balances
- Additional exchange fees
Find the broker that fits
comdirect oder Flatex?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
comdirect and Flatex do not earn the same way
The table shows what they cost. These lessons show how they earn, which is what the difference is made of.
Who is on the other side?
Whether your order leaves the building or stops at the desk
Open the lesson →The fill you actually get
Why the price on screen and the price you get are not the same
Open the lesson →Reading the disclosures
Which entity you actually contract with, and what it committed to
Open the lesson →Your questions
Frequently asked questions
How do fees differ between comdirect and Flatex?
comdirect: €4.90 base fee + 0.25% of order volume (min. €9.90). Flatex: €5.90 flat fee per order plus exchange fees. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: comdirect or Flatex?
comdirect offers Stocks, ETFs, Options, Futures, Funds, Bonds, Derivatives. Flatex offers Stocks, ETFs, Funds, Bonds, Derivatives.
How are comdirect and Flatex regulated?
The broker profiles list BaFin for comdirect and BaFin and Deutsche Bundesbank for Flatex. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is comdirect or Flatex better for beginners?
comdirect lists a 0 € minimum deposit and offers comdirect App, comdirect Web, ProTrader. Flatex lists 0 € and offers Flatex Web, Flatex App, Flatex Trader 2.0. Compare usability, available products and costs for your intended use.
comdirect vs Flatex: Which broker is better overall?
The choice between comdirect (4.4/5, 1800 reviews) and Flatex (4.2/5, 1500 reviews) depends on your needs. comdirect: Direct bank with comprehensive securities and options trading. Flatex: Flat-fee broker with broad product range and securities trading.
Your next step
Your next step
comdirectDirect bank with comprehensive securities and options trading
Open accountRead reviewFlatexFlat-fee broker with broad product range and securities trading
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.