BUX Zero

3.8(400)

AFM/DNB

Lightyear

4.1(500)

FCA/EFSA

BUX Zero vs Lightyear

Head-to-Head Comparison 2026

Our Verdict

Lightyear has a higher rating of 4.1/5 compared to BUX Zero (3.8/5). Lightyear offers 3 instrument types, while BUX Zero offers 2. The minimum deposit is lower at BUX Zero with 0 €. BUX Zero has been in the market since 2014, making it the more experienced provider.

Comparison Table

Criteria	BUX Zero	Lightyear
Rating	3.8/5 (400 reviews)	4.1/5 (500 reviews)✓
Regulation	AFM/DNB	FCA/EFSA
Fees	€0 commission (zero order), €1 for instant order	€0 commission on US/EU stocks, 0.35% FX fee
Min. Deposit	0 €	1 €
Instruments	Stocks, ETFs	Stocks, ETFs, Government Bonds
Platforms	BUX App	Lightyear App, Lightyear Web
Options Trading	No	No
Founded	2014	2020
Headquarters	Amsterdam	London

Detailed Comparison

Fee Comparison

BUX Zero: €0 commission (zero order), €1 for instant order. Minimum deposit: 0 €.

Lightyear: €0 commission on US/EU stocks, 0.35% FX fee. Minimum deposit: 1 €.

Product Range

BUX Zero (2 categories)

StocksETFs

Lightyear (3 categories)

StocksETFsGovernment Bonds

Trading Platforms

BUX Zero

BUX App

Lightyear

Lightyear App
Lightyear Web

Regulation & Security

BUX Zero is regulated by AFM/DNB (HQ: Amsterdam).

Lightyear is regulated by FCA/EFSA (HQ: London).

Who Is It For?

BUX Zero

European neobroker with commission-free trading and savings plans

✓ Commission-free zero orders

✓ Simple, intuitive app

✓ Free ETF savings plans

✗ Limited product range

✗ No desktop platform

Lightyear

Commission-free stock trading with multi-currency accounts

✓ No commissions on stocks and ETFs

✓ Multi-currency accounts without exchange fees

✓ Modern, user-friendly app

✗ Relatively new broker

✗ Limited product range

Frequently Asked Questions

Is BUX Zero or Lightyear cheaper?

BUX Zero charges €0 commission (zero order), €1 for instant order. Lightyear charges €0 commission on US/EU stocks, 0.35% FX fee. The minimum deposit is 0 € at BUX Zero and 1 € at Lightyear.

Which broker offers more products: BUX Zero or Lightyear?

BUX Zero offers Stocks, ETFs. Lightyear offers Stocks, ETFs, Government Bonds.

Which broker is better regulated?

BUX Zero is regulated by AFM/DNB. Lightyear is regulated by FCA/EFSA.

Is BUX Zero or Lightyear better for beginners?

BUX Zero has a minimum deposit of 0 € and offers BUX App as platforms. Lightyear has a minimum deposit of 1 € and offers Lightyear App, Lightyear Web. BUX Zero has the lower entry barrier.

BUX Zero vs Lightyear: Which broker is better overall?

The choice between BUX Zero (3.8/5, 400 reviews) and Lightyear (4.1/5, 500 reviews) depends on your needs. BUX Zero: European neobroker with commission-free trading and savings plans. Lightyear: Commission-free stock trading with multi-currency accounts.

BUX Zero

European neobroker with commission-free trading and savings plans

Open Account →

From 0 € min. deposit

Lightyear

Commission-free stock trading with multi-currency accounts

Open Account →

From 1 € min. deposit

BUX Zero read review →Lightyear read review →