Lightyear
FCA/EFSA
Revolut Trading
Various EU
Lightyear vs Revolut Trading
Head-to-Head Comparison 2026
By SofiaOur Verdict
Revolut Trading has a higher rating of 4.3/5 compared to Lightyear (4.1/5). Revolut Trading offers 4 instrument types, while Lightyear offers 3. Revolut Trading has been in the market since 2015, making it the more experienced provider. On spreads, Lightyear offers FX conversion 0.35%, stocks from $0–$1 per trade depending on market, while Revolut Trading offers Stocks from 0.25% (Standard), free trades depending on plan; crypto spread approx. 1.49–2.49%.
Comparison Table
| Criteria | Lightyear | Revolut Trading |
|---|---|---|
| Rating | 4.1/5 (500 reviews) | 4.3/5 (2800 reviews)✓ |
| Regulation | FCA/EFSA | Various EU |
| Fees | €0 commission on US/EU stocks, 0.35% FX fee | 1–3 free trades/month (Standard), then €1 per trade |
| Min. Deposit | 1 € | 1 € |
| Instruments | Stocks, ETFs, Government Bonds | Stocks, ETFs, Crypto, Commodities |
| Platforms | Lightyear App, Lightyear Web | Revolut App |
| Options Trading | No | No |
| Spread (typical) | FX conversion 0.35%, stocks from $0–$1 per trade depending on market | Stocks from 0.25% (Standard), free trades depending on plan; crypto spread approx. 1.49–2.49% |
| Founded | 2020 | 2015 |
| Headquarters | London | London |
Detailed Comparison
Fee Comparison
Lightyear: €0 commission on US/EU stocks, 0.35% FX fee. Minimum deposit: 1 €. Spread: FX conversion 0.35%, stocks from $0–$1 per trade depending on market.
Revolut Trading: 1–3 free trades/month (Standard), then €1 per trade. Minimum deposit: 1 €. Spread: Stocks from 0.25% (Standard), free trades depending on plan; crypto spread approx. 1.49–2.49%.
Product Range
Lightyear (3 categories)
Revolut Trading (4 categories)
Trading Platforms
Lightyear
- Lightyear App
- Lightyear Web
Revolut Trading
- Revolut App
Regulation & Security
Lightyear is regulated by FCA/EFSA (HQ: London).
Revolut Trading is regulated by Various EU (HQ: London).
Who Is It For?
Lightyear
Commission-free stock trading with multi-currency accounts
✓ No commissions on stocks and ETFs
✓ Multi-currency accounts without exchange fees
✓ Modern, user-friendly app
✗ Relatively new broker
✗ Limited product range
Revolut Trading
Banking superapp with integrated stock and crypto trading
✓ All-in-one finance app with banking and trading
✓ Fractional shares from €1
✓ Crypto and stock trading in one app
✗ Limited free trades on Standard plan
✗ No professional analysis tools
In-Depth Analysis: Lightyear vs Revolut Trading
Fees: Both London neobrokers start from a €1 minimum deposit. Lightyear trades US and EU stocks at €0 commission and charges a currency-conversion fee of just 0.35% — a key argument for international investors. Revolut grants 1–3 free trades per month on the Standard plan, after which €1 per trade applies (stocks from 0.25% on Standard, with more free trades on higher plans). Those wanting to invest in US stocks regularly and cheaply usually do better with Lightyear's low FX fee.
Products: Lightyear focuses on stocks, ETFs and government bonds along with multi-currency accounts that minimize conversion fees. Revolut is broader, offering stocks, ETFs, crypto and commodities within a banking superapp; crypto is not part of Lightyear's offering. Neither offers options.
Profile and verdict: Lightyear (rated 4.1/5, founded 2020, FCA/EFSA-regulated) is a specialized investing broker for cost-conscious, internationally minded investors. Revolut (4.3/5, founded 2015, various EU regulations) is an all-in-one finance app where trading is only one building block alongside banking and currency exchange. Those seeking a pure, cheap investing app with a low FX fee choose Lightyear; those wanting to bundle banking, crypto and occasional investing in one app pick Revolut.
Frequently Asked Questions
Is Lightyear or Revolut Trading cheaper?
Which broker offers more products: Lightyear or Revolut Trading?
Which broker is better regulated?
Is Lightyear or Revolut Trading better for beginners?
Lightyear vs Revolut Trading: Which broker is better overall?
How do spreads compare between Lightyear and Revolut Trading?
Lightyear
Commission-free stock trading with multi-currency accounts
Open Account →From 1 € min. deposit
Revolut Trading
Banking superapp with integrated stock and crypto trading
Open Account →From 1 € min. deposit