Robinhood$0 commission on stocks, ETFs and options
- Published fee
- $0 commission on stocks, ETFs and options
- Minimum deposit
- 0 $
Broker comparison
Robinhood vs.
SoFi Invest
Which broker fits your needs?
Platforms, products and fees side by side.
Checked on 22 October 2026
See comparisonRobinhood
SoFi InvestVS
Summary
Your goal decides
Oversight: Robinhood: SEC/FINRA; SoFi Invest: SEC/FINRA. Robinhood: Yes, commission-free US options. SoFi Invest: Yes, commission-free.
RobinhoodCommission-free US broker that revolutionized stock trading
SoFi InvestBrokerage from US digital bank SoFi, linked to banking and loans
At a glance
The key differences
| Criterion | Robinhood | SoFi Invest |
|---|---|---|
| Platforms | Robinhood App, Robinhood Web | SoFi App, SoFi Web |
| Product types | Stocks, ETFs, Options, Crypto | Stocks, ETFs, Options, Crypto |
| Options trading | Yes, commission-free US options | Yes, commission-free |
| Fee model | $0 commission on stocks, ETFs and options | $0 commission on stocks, ETFs and options; crypto carries a fee |
| Minimum deposit | 0 $ | 0 $ |
| Regulation | SEC/FINRA | SEC/FINRA |
| More information | Details | Details |
Platforms
Robinhood
Robinhood App, Robinhood Web
SoFi Invest
SoFi App, SoFi Web
Product types
Robinhood
Stocks, ETFs, Options, Crypto
SoFi Invest
Stocks, ETFs, Options, Crypto
Options trading
Robinhood
Yes, commission-free US options
SoFi Invest
Yes, commission-free
Fee model
Robinhood
$0 commission on stocks, ETFs and options
SoFi Invest
$0 commission on stocks, ETFs and options; crypto carries a fee
Minimum deposit
Robinhood
0 $
SoFi Invest
0 $
Regulation
Robinhood
SEC/FINRA
SoFi Invest
SEC/FINRA
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
RobinhoodSoFi Invest$0 commission on stocks, ETFs and options; crypto carries a fee
- Published fee
- $0 commission on stocks, ETFs and options; crypto carries a fee
- Minimum deposit
- 0 $
The relevant costs depend on market, currency, order size and trading style.
Worked out
What does it actually cost?
Typical months at Robinhood and SoFi Invest, priced from their published fee schedules. Spreads, FX and exchange fees come on top depending on the venue.
| Scenario | Robinhood | SoFi Invest |
|---|---|---|
| ETF savings plan, ≈ €200 a month | US$0$0 online ETF commission (≈ $230 buy); $0 × 1 | US$0~$230 ETF buy: $0 commission |
| 10 stock buys of ≈ €1,000 a month | US$0$0 online US stock commission × 10 orders | US$0$0 commission per order × 10 |
| 10 US option contracts a month | US$0No commission or contract fee on stock/ETF options; ~$0.04/contract exchange/regulatory pass-through excluded | US$0$0 commission × 10; pass-through ORF $0.02 + OCC $0.025/contract excluded |
| One BTC purchase of ≈ €1,000 | US$10.93Exchange Routing tier $0–10K: 0.95% taker × $1,150; market-maker routing has no commission (spread instead) | —1.5–1.9% depending on SoFi Bank’s fee tier; the tier for this order size is ambiguous |
| Custody and account fee per year | US$0No fees to open or maintain the account | US$0$0 annual fee; $25 per 6 months only for login inactivity |
Checked on 22 October 2026. Prices can change; the current fee schedule is what counts. Sources: robinhood.com · cdn.robinhood.com · sofi.com · d32ijn7u0aqfv4.cloudfront.net
Execution quality
Order type, venue and liquidity affect execution.
RobinhoodCheck the provider’s execution policy and available order types for your account.
Provider informationSoFi InvestCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
RobinhoodStocksETFsOptionsCrypto
SoFi InvestStocksETFsOptionsCrypto
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
RobinhoodRobinhood App · Robinhood Web
Robinhood offers trading through the Robinhood App and Robinhood Web. The mobile app is the centerpiece of the offering, known for its intuitive, minimalist user interface. It enables quick trading of stocks, ETFs, options, and cryptocurrencies in just a few clicks. The web platform offers enhanced charting features and account management. Both platforms are designed for simplicity but offer fewer professional analysis tools than competitors.
Explore platformSoFi InvestSoFi App · SoFi Web
Brokerage from US digital bank SoFi, linked to banking and loans
Explore platformRobinhood
Robinhood Financial LLC (introducing broker; clearing by Robinhood Securities, LLC); crypto: Robinhood Crypto, LLC
- Supervisor
- SEC / FINRA
SoFi Invest
SoFi Securities LLC (self-directed brokerage); crypto via SoFi Bank, N.A.
- Supervisor
- SEC / FINRA, OCC (SoFi Bank, N.A.)
Regulation does not protect against market losses. What counts is the entity you sign the contract with.
Your investor profile
Who might it suit?
RobinhoodCommission-free US broker that revolutionized stock trading
- Completely commission-free trading
- Very user-friendly app
- Fractional shares from $1
- Only available for US customers
- Limited research and analysis tools
SoFi InvestBrokerage from US digital bank SoFi, linked to banking and loans
- Brokerage, bank account and loans with one provider
- Commission-free stocks, ETFs and options
- Crypto available through SoFi Bank
- Only for US residents
- High fee on crypto purchases
Find the broker that fits
Robinhood oder SoFi Invest?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
Robinhood and SoFi Invest do not earn the same way
The table shows what they cost. These lessons show how they earn, which is what the difference is made of.
Your questions
Frequently asked questions
How do fees differ between Robinhood and SoFi Invest?
Robinhood: $0 commission on stocks, ETFs and options. SoFi Invest: $0 commission on stocks, ETFs and options; crypto carries a fee. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Robinhood or SoFi Invest?
Robinhood offers Stocks, ETFs, Options, Crypto. SoFi Invest offers Stocks, ETFs, Options, Crypto.
How are Robinhood and SoFi Invest regulated?
The broker profiles list SEC/FINRA for Robinhood and SEC/FINRA for SoFi Invest. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Robinhood or SoFi Invest better for beginners?
Robinhood lists a 0 $ minimum deposit and offers Robinhood App, Robinhood Web. SoFi Invest lists 0 $ and offers SoFi App, SoFi Web. Compare usability, available products and costs for your intended use.
Robinhood vs SoFi Invest: Which broker is better overall?
The choice between Robinhood (3.9/5, 2500 reviews) and SoFi Invest (3.9/5, 0 reviews) depends on your needs. Robinhood: Commission-free US broker that revolutionized stock trading. SoFi Invest: Brokerage from US digital bank SoFi, linked to banking and loans.
Your next step
Your next step
RobinhoodCommission-free US broker that revolutionized stock trading
Open accountRead reviewSoFi InvestBrokerage from US digital bank SoFi, linked to banking and loans
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.