Fidelity$0 commission on stocks and ETFs, options $0.65 per contract
- Published fee
- $0 commission on stocks and ETFs, options $0.65 per contract
- Minimum deposit
- 0 $
Broker comparison
Fidelity vs.
SoFi Invest
Which broker fits your needs?
Platforms, products and fees side by side.
Checked on 22 October 2026
See comparisonFidelity
SoFi InvestVS
Summary
Your goal decides
Fidelity has a higher rating of 4.6/5 compared to SoFi Invest (3.9/5). Fidelity offers 6 instrument types, while SoFi Invest offers 4. Oversight: Fidelity: SEC/FINRA; SoFi Invest: SEC/FINRA. Fidelity: Yes, US options from $0.65 per contract. SoFi Invest: Yes, commission-free.
FidelityOne of the largest and most trusted US brokers with comprehensive services
SoFi InvestBrokerage from US digital bank SoFi, linked to banking and loans
At a glance
The key differences
| Criterion | Fidelity | SoFi Invest |
|---|---|---|
| Platforms | Fidelity Web, Active Trader Pro, Fidelity App | SoFi App, SoFi Web |
| Product types | Stocks, ETFs, Options, Bonds, Mutual Funds, CDs | Stocks, ETFs, Options, Crypto |
| Options trading | Yes, US options from $0.65 per contract | Yes, commission-free |
| Fee model | $0 commission on stocks and ETFs, options $0.65 per contract | $0 commission on stocks, ETFs and options; crypto carries a fee |
| Minimum deposit | 0 $ | 0 $ |
| Regulation | SEC/FINRA | SEC/FINRA |
| More information | Details | Details |
Platforms
Fidelity
Fidelity Web, Active Trader Pro, Fidelity App
SoFi Invest
SoFi App, SoFi Web
Product types
Fidelity
Stocks, ETFs, Options, Bonds, Mutual Funds, CDs
SoFi Invest
Stocks, ETFs, Options, Crypto
Options trading
Fidelity
Yes, US options from $0.65 per contract
SoFi Invest
Yes, commission-free
Fee model
Fidelity
$0 commission on stocks and ETFs, options $0.65 per contract
SoFi Invest
$0 commission on stocks, ETFs and options; crypto carries a fee
Minimum deposit
Fidelity
0 $
SoFi Invest
0 $
Regulation
Fidelity
SEC/FINRA
SoFi Invest
SEC/FINRA
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
FidelitySoFi Invest$0 commission on stocks, ETFs and options; crypto carries a fee
- Published fee
- $0 commission on stocks, ETFs and options; crypto carries a fee
- Minimum deposit
- 0 $
The relevant costs depend on market, currency, order size and trading style.
Worked out
What does it actually cost?
Typical months at Fidelity and SoFi Invest, priced from their published fee schedules. Spreads, FX and exchange fees come on top depending on the venue.
| Scenario | Fidelity | SoFi Invest |
|---|---|---|
| ETF savings plan, ≈ €200 a month | US$0$0 online ETF commission (≈ $230 buy); $0 × 1 | US$0~$230 ETF buy: $0 commission |
| 10 stock buys of ≈ €1,000 a month | US$0$0 online US stock commission × 10 orders | US$0$0 commission per order × 10 |
| 10 US option contracts a month | US$6.50$0.65 per contract × 10 | US$0$0 commission × 10; pass-through ORF $0.02 + OCC $0.025/contract excluded |
| One BTC purchase of ≈ €1,000 | US$11.501% trading fee (Fidelity Crypto) × $1,150 | —1.5–1.9% depending on SoFi Bank’s fee tier; the tier for this order size is ambiguous |
| Custody and account fee per year | US$0$0 for standard account services per fee page | US$0$0 annual fee; $25 per 6 months only for login inactivity |
Checked on 22 October 2026. Prices can change; the current fee schedule is what counts. Sources: fidelity.com · fidelity.com · sofi.com · d32ijn7u0aqfv4.cloudfront.net
Execution quality
Order type, venue and liquidity affect execution.
FidelityCheck the provider’s execution policy and available order types for your account.
Provider informationSoFi InvestCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
FidelityStocksETFsOptionsBondsMutual FundsCDs
SoFi InvestStocksETFsOptionsCrypto
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
FidelityFidelity Web · Active Trader Pro · Fidelity App
Fidelity offers three trading platforms: Fidelity Web, Active Trader Pro, and the Fidelity App. The web platform provides comprehensive research tools, screening functions, and educational resources. Active Trader Pro is a desktop platform for active traders with real-time data, advanced charts, options analysis, and customizable layouts. The mobile app offers quick access to all account features and trading options with an intuitive user interface.
Explore platformSoFi InvestSoFi App · SoFi Web
Brokerage from US digital bank SoFi, linked to banking and loans
Explore platformFidelity
Fidelity Brokerage Services LLC (crypto: Fidelity Digital Assets)
- Supervisor
- SEC / FINRA
SoFi Invest
SoFi Securities LLC (self-directed brokerage); crypto via SoFi Bank, N.A.
- Supervisor
- SEC / FINRA, OCC (SoFi Bank, N.A.)
Regulation does not protect against market losses. What counts is the entity you sign the contract with.
Your investor profile
Who might it suit?
FidelityFor long-term investors who want funds, retirement accounts and extensive research at a large asset manager.
- Commission-free stock and ETF trading
- Excellent research and educational resources
- Huge fund selection including proprietary index funds
- Only available for US customers
- International stocks limited availability
SoFi InvestFor SoFi Bank customers who want brokerage, banking and loans in one app; options with no per-contract fee.
- Brokerage, bank account and loans with one provider
- Commission-free stocks, ETFs and options
- Crypto available through SoFi Bank
- Only for US residents
- High fee on crypto purchases
Find the broker that fits
Fidelity oder SoFi Invest?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
Fidelity and SoFi Invest do not earn the same way
The table shows what they cost. These lessons show how they earn, which is what the difference is made of.
Your questions
Frequently asked questions
How do fees differ between Fidelity and SoFi Invest?
Fidelity: $0 commission on stocks and ETFs, options $0.65 per contract. SoFi Invest: $0 commission on stocks, ETFs and options; crypto carries a fee. Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: Fidelity or SoFi Invest?
Fidelity offers Stocks, ETFs, Options, Bonds, Mutual Funds, CDs. SoFi Invest offers Stocks, ETFs, Options, Crypto.
How are Fidelity and SoFi Invest regulated?
The broker profiles list SEC/FINRA for Fidelity and SEC/FINRA for SoFi Invest. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is Fidelity or SoFi Invest better for beginners?
Fidelity lists a 0 $ minimum deposit and offers Fidelity Web, Active Trader Pro, Fidelity App. SoFi Invest lists 0 $ and offers SoFi App, SoFi Web. Compare usability, available products and costs for your intended use.
Fidelity vs SoFi Invest: Which broker is better overall?
The choice between Fidelity (4.6/5, 2400 reviews) and SoFi Invest (3.9/5, 0 reviews) depends on your needs. Fidelity: One of the largest and most trusted US brokers with comprehensive services. SoFi Invest: Brokerage from US digital bank SoFi, linked to banking and loans.
Your next step
Your next step
FidelityOne of the largest and most trusted US brokers with comprehensive services
Open accountRead reviewSoFi InvestBrokerage from US digital bank SoFi, linked to banking and loans
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.