Peaks
AFM
Stash
SEC/FINRA
Peaks vs Stash
Head-to-Head Comparison 2026
Our Verdict
Peaks has a higher rating of 3.8/5 compared to Stash (3.7/5). Stash offers 4 instrument types, while Peaks offers 2. The minimum deposit is lower at Stash with 0 $. Stash has been in the market since 2015, making it the more experienced provider.
Comparison Table
| Criteria | Peaks | Stash |
|---|---|---|
| Rating | 3.8/5 (620 reviews)✓ | 3.7/5 (1100 reviews) |
| Regulation | AFM | SEC/FINRA |
| Fees | €1 or €2 per month + 0.5% p.a. fund costs | $3/month (Stash Growth), $9/month (Stash+) |
| Min. Deposit | 1 € | 0 $ |
| Instruments | ETFs, ETF-Portfolios | US Stocks, ETFs, Fractional Shares, Bonds |
| Platforms | Peaks App | Stash App |
| Options Trading | No | No |
| Founded | 2016 | 2015 |
| Headquarters | Amsterdam | New York |
Detailed Comparison
Fee Comparison
Peaks: €1 or €2 per month + 0.5% p.a. fund costs. Minimum deposit: 1 €.
Stash: $3/month (Stash Growth), $9/month (Stash+). Minimum deposit: 0 $.
Product Range
Peaks (2 categories)
Stash (4 categories)
Trading Platforms
Peaks
- Peaks App
Stash
- Stash App
Regulation & Security
Peaks is regulated by AFM (HQ: Amsterdam).
Stash is regulated by SEC/FINRA (HQ: New York).
Who Is It For?
Peaks
Micro-investing app with automated savings and ETF portfolios
✓ Automatic investing through rounding up card payments
✓ AFM-regulated in the Netherlands
✓ Ideal for beginners and micro-investing
✗ Flat monthly fee disadvantageous for small amounts
✗ No individual stock selection possible
Stash
US finance app with guided investing, banking and retirement planning
✓ Guided investing with personalized recommendations
✓ Stock-Back program: earn stocks instead of cashback
✓ Fractional shares investing from $1
✗ Monthly fees expensive for smaller accounts
✗ No professional analysis tools
Frequently Asked Questions
Is Peaks or Stash cheaper?
Which broker offers more products: Peaks or Stash?
Which broker is better regulated?
Is Peaks or Stash better for beginners?
Peaks vs Stash: Which broker is better overall?
Peaks
Micro-investing app with automated savings and ETF portfolios
Open Account →From 1 € min. deposit
Stash
US finance app with guided investing, banking and retirement planning
Open Account →From 0 $ min. deposit