Acorns
SEC/FINRA
Stash
SEC/FINRA
Acorns vs Stash
Head-to-Head Comparison 2026
Our Verdict
Acorns has a higher rating of 3.8/5 compared to Stash (3.7/5). Acorns has been in the market since 2012, making it the more experienced provider.
Comparison Table
| Criteria | Acorns | Stash |
|---|---|---|
| Rating | 3.8/5 (1500 reviews)✓ | 3.7/5 (1100 reviews) |
| Regulation | SEC/FINRA | SEC/FINRA |
| Fees | $3/month (Bronze), $5/month (Silver), $9/month (Gold) | $3/month (Stash Growth), $9/month (Stash+) |
| Min. Deposit | 0 $ | 0 $ |
| Instruments | ETF Portfolios, Individual Stocks, Bonds, Bitcoin ETF | US Stocks, ETFs, Fractional Shares, Bonds |
| Platforms | Acorns App | Stash App |
| Options Trading | No | No |
| Founded | 2012 | 2015 |
| Headquarters | Irvine | New York |
Detailed Comparison
Fee Comparison
Acorns: $3/month (Bronze), $5/month (Silver), $9/month (Gold). Minimum deposit: 0 $.
Stash: $3/month (Stash Growth), $9/month (Stash+). Minimum deposit: 0 $.
Product Range
Acorns (4 categories)
Stash (4 categories)
Trading Platforms
Acorns
- Acorns App
Stash
- Stash App
Regulation & Security
Acorns is regulated by SEC/FINRA (HQ: Irvine).
Stash is regulated by SEC/FINRA (HQ: New York).
Who Is It For?
Acorns
Micro-investing app: automatically invest spare change and save
✓ Round-up feature invests spare change automatically
✓ Ideal for beginners and passive investing
✓ Integrated retirement planning and kids accounts
✗ Monthly fees relatively high for small portfolios
✗ Very limited investment options
Stash
US finance app with guided investing, banking and retirement planning
✓ Guided investing with personalized recommendations
✓ Stock-Back program: earn stocks instead of cashback
✓ Fractional shares investing from $1
✗ Monthly fees expensive for smaller accounts
✗ No professional analysis tools
Frequently Asked Questions
Is Acorns or Stash cheaper?
Which broker offers more products: Acorns or Stash?
Which broker is better regulated?
Is Acorns or Stash better for beginners?
Acorns vs Stash: Which broker is better overall?
Acorns
Micro-investing app: automatically invest spare change and save
Open Account →From 0 $ min. deposit
Stash
US finance app with guided investing, banking and retirement planning
Open Account →From 0 $ min. deposit