Estably
FMA (Liechtenstein)
Peaks
AFM
Estably vs Peaks
Head-to-Head Comparison 2026
Our Verdict
Peaks has a higher rating of 3.8/5 compared to Estably (3.7/5). Estably offers 3 instrument types, while Peaks offers 2. The minimum deposit is lower at Peaks with 1 €. Peaks has been in the market since 2016, making it the more experienced provider.
Comparison Table
| Criteria | Estably | Peaks |
|---|---|---|
| Rating | 3.7/5 (210 reviews) | 3.8/5 (620 reviews)✓ |
| Regulation | FMA (Liechtenstein) | AFM |
| Fees | 0.9% p.a. management fee, no performance fee | €1 or €2 per month + 0.5% p.a. fund costs |
| Min. Deposit | 20.000 € | 1 € |
| Instruments | Stocks, ETFs, Bonds | ETFs, ETF-Portfolios |
| Platforms | Estably Web, Estably App | Peaks App |
| Options Trading | No | No |
| Founded | 2018 | 2016 |
| Headquarters | Vaduz | Amsterdam |
Detailed Comparison
Fee Comparison
Estably: 0.9% p.a. management fee, no performance fee. Minimum deposit: 20.000 €.
Peaks: €1 or €2 per month + 0.5% p.a. fund costs. Minimum deposit: 1 €.
Product Range
Estably (3 categories)
Peaks (2 categories)
Trading Platforms
Estably
- Estably Web
- Estably App
Peaks
- Peaks App
Regulation & Security
Estably is regulated by FMA (Liechtenstein) (HQ: Vaduz).
Peaks is regulated by AFM (HQ: Amsterdam).
Who Is It For?
Estably
Digital wealth management from Liechtenstein with value investing strategy
✓ FMA-regulated in Liechtenstein with high deposit protection
✓ Value investing approach following Warren Buffett
✓ Professional wealth management with personal support
✗ High minimum deposit of €20,000
✗ Management fee of 0.9% higher than robo-advisors
Peaks
Micro-investing app with automated savings and ETF portfolios
✓ Automatic investing through rounding up card payments
✓ AFM-regulated in the Netherlands
✓ Ideal for beginners and micro-investing
✗ Flat monthly fee disadvantageous for small amounts
✗ No individual stock selection possible
Frequently Asked Questions
Is Estably or Peaks cheaper?
Which broker offers more products: Estably or Peaks?
Which broker is better regulated?
Is Estably or Peaks better for beginners?
Estably vs Peaks: Which broker is better overall?
Estably
Digital wealth management from Liechtenstein with value investing strategy
Open Account →From 20.000 € min. deposit
Peaks
Micro-investing app with automated savings and ETF portfolios
Open Account →From 1 € min. deposit