Nexo
Various
Uphold
FCA/FinCEN
Nexo vs Uphold
Head-to-Head Comparison 2026
Our Verdict
Nexo has a higher rating of 3.9/5 compared to Uphold (3.8/5). Uphold has been in the market since 2015, making it the more experienced provider.
Comparison Table
| Criteria | Nexo | Uphold |
|---|---|---|
| Rating | 3.9/5 (950 reviews)✓ | 3.8/5 (1200 reviews) |
| Regulation | Various | FCA/FinCEN |
| Fees | Spread-based (approx. 0.5–2%), crypto loans from 6.9% p.a. | Spread-based (typically 0.8–1.2% crypto), no commission |
| Min. Deposit | 0 $ | 0 $ |
| Instruments | Bitcoin, Ethereum, Altcoins, Krypto-Kredite, Staking | Bitcoin, Ethereum, Altcoins, Edelmetalle, Fiat-Währungen |
| Platforms | Nexo Web, Nexo App | Uphold Web, Uphold App |
| Options Trading | No | No |
| Founded | 2018 | 2015 |
| Headquarters | London | USA/UK |
Detailed Comparison
Fee Comparison
Nexo: Spread-based (approx. 0.5–2%), crypto loans from 6.9% p.a.. Minimum deposit: 0 $.
Uphold: Spread-based (typically 0.8–1.2% crypto), no commission. Minimum deposit: 0 $.
Product Range
Nexo (5 categories)
Uphold (5 categories)
Trading Platforms
Nexo
- Nexo Web
- Nexo App
Uphold
- Uphold Web
- Uphold App
Regulation & Security
Nexo is regulated by Various (HQ: London).
Uphold is regulated by FCA/FinCEN (HQ: USA/UK).
Who Is It For?
Nexo
Crypto finance platform with loans, interest and integrated exchange
✓ Crypto-backed loans without selling assets
✓ Interest earnings on crypto deposits (up to 12% p.a.)
✓ Nexo card for crypto spending without selling
✗ Complex tier system for best conditions
✗ Interest rates require NEXO token staking
Uphold
Multi-asset platform for crypto, precious metals and fiat currencies
✓ Multi-asset trading: crypto, metals and fiat in one app
✓ FCA and FinCEN-regulated
✓ Direct conversion between any assets
✗ Spreads higher than on pure crypto exchanges
✗ No advanced trading features
Frequently Asked Questions
Is Nexo or Uphold cheaper?
Which broker offers more products: Nexo or Uphold?
Which broker is better regulated?
Is Nexo or Uphold better for beginners?
Nexo vs Uphold: Which broker is better overall?
Nexo
Crypto finance platform with loans, interest and integrated exchange
Open Account →From 0 $ min. deposit
Uphold
Multi-asset platform for crypto, precious metals and fiat currencies
Open Account →From 0 $ min. deposit