FXFlat
BaFin
WH Selfinvest
CSSF
FXFlat vs WH Selfinvest
Head-to-Head Comparison 2026
Our Verdict
FXFlat offers 6 instrument types, while WH Selfinvest offers 5. The minimum deposit is lower at WH Selfinvest with 2.500 €. FXFlat is BaFin-regulated, while WH Selfinvest is supervised by CSSF. FXFlat offers options trading, while the other does not. FXFlat has been in the market since 1997, making it the more experienced provider.
Comparison Table
| Criteria | FXFlat | WH Selfinvest |
|---|---|---|
| Rating | 4.2/5 (550 reviews) | 4.2/5 (500 reviews) |
| Regulation | BaFin | CSSF |
| Fees | from 0.8 pips Forex, CFDs from €0.01 commission, options from €2 per contract | from 0.8 pips Forex, futures from €0.90 per contract |
| Min. Deposit | 200 € | 2.500 € |
| Instruments | CFDs, Forex, Options, Futures, Stocks, ETFs | CFDs, Forex, Futures, Indices, Commodities |
| Platforms | MT4, MT5, TWS, FXFlat Web | NanoTrader, MT4, MT5 |
| Options Trading | Yes, real options via IB | No |
| Spread (typical) | EUR/USD from 0.8 pip (Standard); IBKR routing available for stocks/options | — |
| Founded | 1997 | 1998 |
| Headquarters | Ratingen | Luxembourg |
Detailed Comparison
Fee Comparison
FXFlat: from 0.8 pips Forex, CFDs from €0.01 commission, options from €2 per contract. Minimum deposit: 200 €. Spread: EUR/USD from 0.8 pip (Standard); IBKR routing available for stocks/options.
WH Selfinvest: from 0.8 pips Forex, futures from €0.90 per contract. Minimum deposit: 2.500 €.
Product Range
FXFlat (6 categories)
WH Selfinvest (5 categories)
Trading Platforms
FXFlat
- MT4
- MT5
- TWS
- FXFlat Web
WH Selfinvest
- NanoTrader
- MT4
- MT5
Regulation & Security
FXFlat is regulated by BaFin (HQ: Ratingen).
WH Selfinvest is regulated by CSSF (HQ: Luxembourg).
Who Is It For?
FXFlat
German multi-asset broker with BaFin license and IB connection
✓ BaFin-regulated with German banking license
✓ Real options and futures via IB
✓ Wide selection of platforms (MT4/MT5/TWS)
✗ Fees partly higher than IB direct
✗ Website and platform could be more modern
WH Selfinvest
Specialized futures and CFD broker with NanoTrader platform
✓ Professional NanoTrader platform
✓ Real futures on European exchanges
✓ German customer service and training
✗ High minimum deposit (€2,500)
✗ More suitable for experienced traders
Frequently Asked Questions
Is FXFlat or WH Selfinvest cheaper?
Which broker offers more products: FXFlat or WH Selfinvest?
Which broker is better regulated?
Is FXFlat or WH Selfinvest better for beginners?
FXFlat vs WH Selfinvest: Which broker is better overall?
FXFlat
German multi-asset broker with BaFin license and IB connection
Open Account →From 200 € min. deposit
WH Selfinvest
Specialized futures and CFD broker with NanoTrader platform
Open Account →From 2.500 € min. deposit