FXFlat

FXFlat

4.2(550)

BaFin

VS
WH Selfinvest

WH Selfinvest

4.2(500)

CSSF

FXFlat vs WH Selfinvest

Head-to-Head Comparison 2026

Our Verdict

FXFlat offers 6 instrument types, while WH Selfinvest offers 5. The minimum deposit is lower at WH Selfinvest with 2.500 €. FXFlat is BaFin-regulated, while WH Selfinvest is supervised by CSSF. FXFlat offers options trading, while the other does not.

Comparison Table

CriteriaFXFlatWH Selfinvest
Rating4.2/5 (550 reviews)4.2/5 (500 reviews)
RegulationBaFinCSSF
Feesfrom 0.8 pips Forex, CFDs from €0.01 commission, options from €2 per contractfrom 0.8 pips Forex, futures from €0.90 per contract
Min. Deposit200 €2.500 €
InstrumentsCFDs, Forex, Options, Futures, Stocks, ETFsCFDs, Forex, Futures, Indices, Commodities
PlatformsMT4, MT5, TWS, FXFlat WebNanoTrader, MT4, MT5
Options TradingYes, real options via IBNo
Founded19971998
HeadquartersRatingenLuxembourg

Detailed Comparison

Fee Comparison

FXFlat: from 0.8 pips Forex, CFDs from €0.01 commission, options from €2 per contract. Minimum deposit: 200 €.

WH Selfinvest: from 0.8 pips Forex, futures from €0.90 per contract. Minimum deposit: 2.500 €.

Product Range

FXFlat (6 categories)

CFDsForexOptionsFuturesStocksETFs

WH Selfinvest (5 categories)

CFDsForexFuturesIndicesCommodities

Trading Platforms

FXFlat

  • MT4
  • MT5
  • TWS
  • FXFlat Web

WH Selfinvest

  • NanoTrader
  • MT4
  • MT5

Regulation & Security

FXFlat is regulated by BaFin (HQ: Ratingen).

WH Selfinvest is regulated by CSSF (HQ: Luxembourg).

Who Is It For?

FXFlat

German multi-asset broker with BaFin license and IB connection

BaFin-regulated with German banking license

Real options and futures via IB

Wide selection of platforms (MT4/MT5/TWS)

Fees partly higher than IB direct

Website and platform could be more modern

WH Selfinvest

Specialized futures and CFD broker with NanoTrader platform

Professional NanoTrader platform

Real futures on European exchanges

German customer service and training

High minimum deposit (€2,500)

More suitable for experienced traders

Frequently Asked Questions

Is FXFlat or WH Selfinvest cheaper?
FXFlat charges from 0.8 pips Forex, CFDs from €0.01 commission, options from €2 per contract. WH Selfinvest charges from 0.8 pips Forex, futures from €0.90 per contract. The minimum deposit is 200 € at FXFlat and 2.500 € at WH Selfinvest.
Which broker offers more products: FXFlat or WH Selfinvest?
FXFlat offers CFDs, Forex, Options, Futures, Stocks, ETFs. WH Selfinvest offers CFDs, Forex, Futures, Indices, Commodities.
Which broker is better regulated?
FXFlat is regulated by BaFin. WH Selfinvest is regulated by CSSF. FXFlat has BaFin regulation, which is particularly advantageous for German investors.
Is FXFlat or WH Selfinvest better for beginners?
FXFlat has a minimum deposit of 200 € and offers MT4, MT5, TWS, FXFlat Web as platforms. WH Selfinvest has a minimum deposit of 2.500 € and offers NanoTrader, MT4, MT5. WH Selfinvest has the lower entry barrier.
FXFlat vs WH Selfinvest: Which broker is better overall?
The choice between FXFlat (4.2/5, 550 reviews) and WH Selfinvest (4.2/5, 500 reviews) depends on your needs. FXFlat: German multi-asset broker with BaFin license and IB connection. WH Selfinvest: Specialized futures and CFD broker with NanoTrader platform.
FXFlat

FXFlat

German multi-asset broker with BaFin license and IB connection

Open Account

From 200 € min. deposit

WH Selfinvest

WH Selfinvest

Specialized futures and CFD broker with NanoTrader platform

Open Account

From 2.500 € min. deposit