Forex.com
FCA/NFA/ASIC
XM
CySEC/ASIC/DFSA
Forex.com vs XM
Head-to-Head Comparison 2026
Our Verdict
Forex.com has a higher rating of 4.2/5 compared to XM (4.1/5). XM offers 7 instrument types, while Forex.com offers 5. The minimum deposit is lower at XM with 5 $. Forex.com has been in the market since 2001, making it the more experienced provider. On spreads, Forex.com offers EUR/USD from 0.8 pip (Standard), 0.2 pip (RAW) + $5.00 per lot, while XM offers EUR/USD from 1.6 pip (Standard), 0.6 pip (Ultra Low), 0.0 pip (Zero) + $3.50 per lot.
Comparison Table
| Criteria | Forex.com | XM |
|---|---|---|
| Rating | 4.2/5 (1300 reviews)✓ | 4.1/5 (1800 reviews) |
| Regulation | FCA/NFA/ASIC | CySEC/ASIC/DFSA |
| Fees | From 0.2 pips (Commission), from 0.8 pips (Standard) | From 0.6 pips (Standard), from 0.0 pips + $3.50 (XM Zero) |
| Min. Deposit | 100 $ | 5 $ |
| Instruments | Forex, Indices, Commodities, Stocks CFDs, Crypto CFDs | Forex, Stocks CFDs, Indices, Commodities, Metals, Energies, Crypto CFDs |
| Platforms | Forex.com Web, Forex.com App, MT4, MT5, TradingView | MT4, MT5, XM App |
| Options Trading | No | No |
| Spread (typical) | EUR/USD from 0.8 pip (Standard), 0.2 pip (RAW) + $5.00 per lot | EUR/USD from 1.6 pip (Standard), 0.6 pip (Ultra Low), 0.0 pip (Zero) + $3.50 per lot |
| Inactivity Fee | $15/month after 12 months of inactivity | $5/month after 90 days of inactivity |
| Founded | 2001 | 2009 |
| Headquarters | New Jersey | Limassol |
Detailed Comparison
Fee Comparison
Forex.com: From 0.2 pips (Commission), from 0.8 pips (Standard). Minimum deposit: 100 $. Spread: EUR/USD from 0.8 pip (Standard), 0.2 pip (RAW) + $5.00 per lot. Inactivity fee: $15/month after 12 months of inactivity.
XM: From 0.6 pips (Standard), from 0.0 pips + $3.50 (XM Zero). Minimum deposit: 5 $. Spread: EUR/USD from 1.6 pip (Standard), 0.6 pip (Ultra Low), 0.0 pip (Zero) + $3.50 per lot. Inactivity fee: $5/month after 90 days of inactivity.
Product Range
Forex.com (5 categories)
XM (7 categories)
Trading Platforms
Forex.com
- Forex.com Web
- Forex.com App
- MT4
- MT5
- TradingView
XM
- MT4
- MT5
- XM App
Regulation & Security
Forex.com is regulated by FCA/NFA/ASIC (HQ: New Jersey).
XM is regulated by CySEC/ASIC/DFSA (HQ: Limassol).
Who Is It For?
Forex.com
Established US forex broker with global reach
✓ Over 20 years of experience
✓ NFA-regulated (US broker)
✓ TradingView integration
✗ No real stocks
✗ Inactivity fee after 12 months
XM
Award-winning broker with extensive educational offerings
✓ Over 1,000 tradable instruments
✓ Extensive webinars and education
✓ Low minimum deposit ($5)
✗ CFD trading only
✗ Inactivity fee after 90 days