Broker comparison

DEGIRO vs.
Swissquote

Which broker fits your needs?

Platforms, products and fees side by side.

Checked on 22 October 2026

See comparison

Summary

Your goal decides

Swissquote has a higher rating of 4.4/5 compared to DEGIRO (4.1/5). Swissquote offers 8 instrument types, while DEGIRO offers 5. The minimum deposit is lower at DEGIRO with 0 €. Oversight: DEGIRO: BaFin and Bundesbank (flatexDEGIRO Bank SE); the branch also by AFM/DNB; Swissquote: FINMA. DEGIRO: Yes, listed options: Eurex, US. Swissquote: Yes, options trading available via eTrading.

Low-cost online broker with broad European offering

Swiss online bank with premium trading and crypto offering

At a glance

The key differences

Criterion
PlatformsDEGIRO App, DEGIRO WebSwissquote eTrading, MT4, MT5, Swissquote App
Product typesStocks, ETFs, Options, Futures, BondsStocks, ETFs, Forex, Options, Futures, Bonds, Funds, Crypto
Options tradingYes, listed options: Eurex, USYes, options trading available via eTrading
Fee modelEurex: Eurex: €1.00 per contract; exercise/assignment €1.00 per contract. The €5 US connectivity fee does not apply; optional real-time data is separate; US: US options (CBOE/CBOT/CME/COMEX/NYMEX): USD 1.00 per contract plus exchange fee; €5.00 connectivity per calendar month for trading or holding positions on these marketsStocks from CHF 5, forex spreads from 1.3 pip (Standard)
Minimum deposit0 €1.000 CHF
RegulationBaFin and Bundesbank (flatexDEGIRO Bank SE); the branch also by AFM/DNBFINMA
More informationDetailsDetails

Platforms

DEGIRO

DEGIRO App, DEGIRO Web

Swissquote

Swissquote eTrading, MT4, MT5, Swissquote App

Product types

DEGIRO

Stocks, ETFs, Options, Futures, Bonds

Swissquote

Stocks, ETFs, Forex, Options, Futures, Bonds, Funds, Crypto

Options trading

DEGIRO

Yes, listed options: Eurex, US

Swissquote

Yes, options trading available via eTrading

Fee model

DEGIRO

Eurex: Eurex: €1.00 per contract; exercise/assignment €1.00 per contract. The €5 US connectivity fee does not apply; optional real-time data is separate; US: US options (CBOE/CBOT/CME/COMEX/NYMEX): USD 1.00 per contract plus exchange fee; €5.00 connectivity per calendar month for trading or holding positions on these markets

Swissquote

Stocks from CHF 5, forex spreads from 1.3 pip (Standard)

Minimum deposit

DEGIRO

0 €

Swissquote

1.000 CHF

Regulation

DEGIRO

BaFin and Bundesbank (flatexDEGIRO Bank SE); the branch also by AFM/DNB

Swissquote

FINMA

More information

DEGIRO

Details

Swissquote

Details

Product access and costs depend on market, account and permissions.

Detailed comparison

Comparing fees

Compare total costs, not just the order fee.

Terms by market

Eurex
Eurex: €1.00 per contract; exercise/assignment €1.00 per contract. The €5 US connectivity fee does not apply; optional real-time data is separate
US
US options (CBOE/CBOT/CME/COMEX/NYMEX): USD 1.00 per contract plus exchange fee; €5.00 connectivity per calendar month for trading or holding positions on these markets
Minimum deposit
0 €
See terms at provider

Stocks from CHF 5, forex spreads from 1.3 pip (Standard)

Published fee
Stocks from CHF 5, forex spreads from 1.3 pip (Standard)
Minimum deposit
1.000 CHF
Inactivity
No inactivity fee; however CHF 80/quarter custody fee on securities accounts
See terms at provider

The relevant costs depend on market, currency, order size and trading style.

Worked out

What does it actually cost?

Typical months at DEGIRO and Swissquote, priced from their published fee schedules. Spreads, FX and exchange fees come on top depending on the venue.

ScenarioDEGIROSwissquote
ETF savings plan, ≈ €200 a month€1No savings plan in fee list; single core-selection ETF buy (Tradegate): €0 + €1 handling feeCHF 3.85Single ETF Leader buy (SIX) < CHF 500: CHF 3 + CHF 0.85 real-time fee; savings-plan tariff not published
10 stock buys of ≈ €1,000 a month€49Xetra: €3.90 + €1.00 handling fee × 10 (Tradegate: €3.90, no handling fee)CHF 58.50SIX, CHF 500.01–1,000: CHF 5 + CHF 0.85 real-time fee per order × 10 (excl. stamp duty)
10 US option contracts a monthUS$10US options (CBOE): $1.00 per contract × 10; plus €5/month connectivity fee and exchange feesUS$15US stock options USD 1.50 per contract × 10 in one order (min USD 5/order), excl. exchange fees
10 lots of EUR/USD a month—No spot FX lot trading offeredUS$170Standard account: EUR/USD spread from 1.7 pips (minimum) × $10 × 10, no commission
One BTC purchase of ≈ €1,000€5Crypto OTC (Tradias): 0.50% × €1,000CHF 9.50Standard tier taker 1% × CHF 950
Custody and account fee per year€0No custody fee; exchange connectivity fee not charged for Xetra/core ETFsCHF 86.48Custody fee CHF 20/quarter (assets up to CHF 50,000) × 4 + 8.1% VAT

Checked on 22 October 2026. Prices can change; the current fee schedule is what counts. Sources: degiro.de · swissquote.com · swissquote.com · swissquote.com · swissquote.com · swissquote.com · swissquote.com

Execution quality

Order type, venue and liquidity affect execution.

DEGIRO says its execution policy considers price, costs and the likelihood of execution, among other factors. Available venues can depend on the product and order.

Provider information

Check the provider’s execution policy and available order types for your account.

Provider information

Product range

StocksETFsOptionsFuturesBonds
StocksETFsForexOptionsFuturesBondsFundsCrypto

Categories come from broker profiles. Check specific markets and permissions before deciding.

Trading platforms

DEGIRO App · DEGIRO Web

DEGIRO offers the DEGIRO App and the DEGIRO Web platform. Both provide real-time quotes, charts, various order types, portfolio overview, and access to over 50 international exchanges. The platform is optimized for simplicity and low costs.

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Swissquote eTrading · MT4 · MT5 · Swissquote App

Swissquote offers the Swissquote eTrading platform, MT4, MT5, and the Swissquote App. The eTrading platform is the main platform for trading stocks, options, bonds, and funds with real-time market data, chart analysis, and portfolio management. MT4 and MT5 are available for forex and CFD trading with automated strategies. The Swissquote App provides the full range of features on mobile, including crypto trading, securities trading, and banking functions.

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Regulation & security

DEGIRO

flatexDEGIRO Bank SE (trading as DEGIRO via its Dutch branch, flatexDEGIRO Bank Dutch Branch)

Investor compensation
Securities are segregated client assets; investor compensation (EdB): 90% up to €20,000
Cash
flatexDEGIRO Bank belongs to EdB: deposits protected up to €100,000 per depositor

Swissquote

Swissquote Bank SA (Gland, Switzerland)

Supervisor
FINMA
Investor compensation
Securities in custody remain the client's property and are handed back in a bank bankruptcy; segregated, not capped
Cash
esisuisse deposit insurance: up to CHF 100,000 per client and bank

Regulation does not protect against market losses. What counts is the entity you sign the contract with.

Your investor profile

Who might it suit?

For investors in the EEA who want to trade cheaply; in our scenario orders cost somewhat and custody far less than at Swissquote.

  • Low fees
  • User-friendly
  • EU-regulated
  • Limited options strategies
  • No phone support

For investors in Switzerland who want a FINMA-regulated Swiss bank with securities, FX and crypto.

  • Swiss banking license (FINMA)
  • Broad product range incl. crypto
  • High deposit protection
  • Higher minimum deposit (CHF 1,000)
  • Fees higher than pure online brokers

Find the broker that fits

DEGIRO oder Swissquote?

Side by side. Decided with knowledge.

See the differences that matter, and the Academy lessons that explain them.

VS
  • Fees
  • Platform
  • Regulation
  • Matching lessons
Two brokers. Many options. Your call.
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Your questions

Frequently asked questions

How do fees differ between DEGIRO and Swissquote?
DEGIRO: Eurex: Eurex: €1.00 per contract; exercise/assignment €1.00 per contract. The €5 US connectivity fee does not apply; optional real-time data is separate; US: US options (CBOE/CBOT/CME/COMEX/NYMEX): USD 1.00 per contract plus exchange fee; €5.00 connectivity per calendar month for trading or holding positions on these markets. Swissquote: Stocks from CHF 5, forex spreads from 1.3 pip (Standard). Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: DEGIRO or Swissquote?
DEGIRO offers Stocks, ETFs, Options, Futures, Bonds. Swissquote offers Stocks, ETFs, Forex, Options, Futures, Bonds, Funds, Crypto.
How are DEGIRO and Swissquote regulated?
The broker profiles list BaFin and Bundesbank (flatexDEGIRO Bank SE); the branch also by AFM/DNB for DEGIRO and FINMA for Swissquote. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is DEGIRO or Swissquote better for beginners?
DEGIRO lists a 0 € minimum deposit and offers DEGIRO App, DEGIRO Web. Swissquote lists 1.000 CHF and offers Swissquote eTrading, MT4, MT5, Swissquote App. Compare usability, available products and costs for your intended use.
DEGIRO vs Swissquote: Which broker is better overall?
The choice between DEGIRO (4.1/5, 567 reviews) and Swissquote (4.4/5, 1200 reviews) depends on your needs. DEGIRO: Low-cost online broker with broad European offering. Swissquote: Swiss online bank with premium trading and crypto offering.
Do DEGIRO or Swissquote charge an inactivity fee?
DEGIRO: no inactivity fee. Swissquote: No inactivity fee; however CHF 80/quarter custody fee on securities accounts.

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