Our Verdict
Luno has a higher rating of 3.8/5 compared to CEX.IO (3.7/5). The minimum deposit is lower at Luno with 0 €.
Comparison Table
| Criteria | CEX.IO | Luno |
|---|---|---|
| Rating | 3.7/5 (850 reviews) | 3.8/5 (700 reviews)✓ |
| Regulation | FCA | FCA |
| Fees | 0.15% Maker / 0.25% Taker, credit card purchase 2.99% | 0% Maker / 0.10% Taker (Exchange), Instant Buy 0.75% |
| Min. Deposit | 20 $ | 0 € |
| Instruments | Bitcoin, Ethereum, Altcoins, Staking | Bitcoin, Ethereum, Altcoins, Savings Wallet |
| Platforms | CEX.IO Web, CEX.IO App | Luno Web, Luno App |
| Options Trading | No | No |
| Founded | 2013 | 2013 |
| Headquarters | London | London |
Detailed Comparison
Fee Comparison
CEX.IO: 0.15% Maker / 0.25% Taker, credit card purchase 2.99%. Minimum deposit: 20 $.
Luno: 0% Maker / 0.10% Taker (Exchange), Instant Buy 0.75%. Minimum deposit: 0 €.
Product Range
CEX.IO (4 categories)
Luno (4 categories)
Trading Platforms
CEX.IO
- CEX.IO Web
- CEX.IO App
Luno
- Luno Web
- Luno App
Regulation & Security
CEX.IO is regulated by FCA (HQ: London).
Luno is regulated by FCA (HQ: London).
Who Is It For?
CEX.IO
FCA-regulated crypto exchange with credit card purchase and staking
✓ FCA-regulated with long operating history since 2013
✓ Easy crypto purchase via credit card
✓ Staking offerings for passive earnings
✗ High fees for credit card purchases (2.99%)
✗ Fewer coin selections than larger exchanges
Luno
Beginner-friendly crypto exchange with focus on emerging markets
✓ Very user-friendly and ideal for beginners
✓ FCA-regulated and part of Digital Currency Group
✓ Savings wallet for interest earnings on crypto
✗ Limited coin selection (under 30 coins)
✗ Instant buy fees relatively high (0.75%)
Frequently Asked Questions
Is CEX.IO or Luno cheaper?
Which broker offers more products: CEX.IO or Luno?
Which broker is better regulated?
Is CEX.IO or Luno better for beginners?
CEX.IO vs Luno: Which broker is better overall?
CEX.IO
FCA-regulated crypto exchange with credit card purchase and staking
Open Account →From 20 $ min. deposit
Luno
Beginner-friendly crypto exchange with focus on emerging markets
Open Account →From 0 € min. deposit