Quirion
BaFin
Vivid Money
BaFin
Quirion vs Vivid Money
Head-to-Head Comparison 2026
Our Verdict
Quirion has a higher rating of 4/5 compared to Vivid Money (3.7/5). Vivid Money offers 3 instrument types, while Quirion offers 2. The minimum deposit is lower at Vivid Money with 0,01 €. Quirion has been in the market since 2013, making it the more experienced provider.
Comparison Table
| Criteria | Quirion | Vivid Money |
|---|---|---|
| Rating | 4/5 (750 reviews)✓ | 3.7/5 (1100 reviews) |
| Regulation | BaFin | BaFin |
| Fees | 0.48% p.a. management fee, ETF costs from 0.15% p.a. | €0 order fee (stocks/ETFs), crypto spread from 1% |
| Min. Deposit | 1 € | 0,01 € |
| Instruments | ETFs, ETF-Sparpläne | Stocks, ETFs, Crypto |
| Platforms | Quirion Web, Quirion App | Vivid App |
| Options Trading | No | No |
| Founded | 2013 | 2020 |
| Headquarters | Berlin | Berlin |
Detailed Comparison
Fee Comparison
Quirion: 0.48% p.a. management fee, ETF costs from 0.15% p.a.. Minimum deposit: 1 €.
Vivid Money: €0 order fee (stocks/ETFs), crypto spread from 1%. Minimum deposit: 0,01 €.
Product Range
Quirion (2 categories)
Vivid Money (3 categories)
Trading Platforms
Quirion
- Quirion Web
- Quirion App
Vivid Money
- Vivid App
Regulation & Security
Quirion is regulated by BaFin (HQ: Berlin).
Vivid Money is regulated by BaFin (HQ: Berlin).
Who Is It For?
Quirion
Digital robo-advisor from Quirin Privatbank with automated investment
✓ From Quirin Privatbank – BaFin-regulated full banking license
✓ Automated ETF investment with scientific approach
✓ Low management fee of 0.48% p.a.
✗ No active trading possible, robo-advisor only
✗ Limited customization options
Vivid Money
Berlin-based neobank with integrated stock, ETF and crypto trading
✓ Banking and trading combined in one app
✓ Commission-free stock and ETF trading
✓ Over 50 cryptocurrencies available
✗ Crypto spreads relatively high (from 1%)
✗ Limited stock selection compared to specialized brokers
Frequently Asked Questions
Is Quirion or Vivid Money cheaper?
Which broker offers more products: Quirion or Vivid Money?
Which broker is better regulated?
Is Quirion or Vivid Money better for beginners?
Quirion vs Vivid Money: Which broker is better overall?
Quirion
Digital robo-advisor from Quirin Privatbank with automated investment
Open Account →From 1 € min. deposit
Vivid Money
Berlin-based neobank with integrated stock, ETF and crypto trading
Open Account →From 0,01 € min. deposit