Collar StrategyXOM · USRisk: Very high

Collar Strategy on Exxon Mobil Corporation

Complete example: Collar Strategy on ExxonMobil (XOM) — including strikes, premium, break-even, and interactive payoff diagram.

Market view
Neutral to defensive
Complexity
Intermediate
Sector
Energy
Typical price
$115
Explained for beginners

Collar Strategy in plain terms

Level
Intermediate
Risk
Very low (stock protected)
Best in
Neutral to defensive
Goal
Hedging
What is this strategy for?
Cheaply protect an existing stock position against a sharp reversal.
When should I use it?
When you want to protect paper gains without selling the stock.
How do I earn with it?
You buy a protective put and finance it by selling a call.
What is the main risk?
The protection costs upside: above the call strike you no longer participate.
Who should avoid it?
If you are hoping for a big rally — the collar caps exactly that gain.

Educational content, not investment advice. Options carry risk up to the total loss of the capital employed.

Underlying

Exxon Mobil Corporation for Options Traders

ExxonMobil is the largest US oil company and a reliable dividend aristocrat (~3.3% yield). IV typically ranges 20-34%, heavily influenced by crude oil prices (Brent/WTI) and geopolitical events. ExxonMobil excels for covered calls since the dividend provides additional income alongside option premiums. During energy price cycles, iron condors after strong up or downswings are a good strategy.

Symbol
XOM
Market
US
IV range
2034%
Currency
USD
Options note: Good US liquidity; weekly expirations; strikes in $1/$2.50 increments.
Overview

Collar Strategy — Quick Overview

The collar combines an existing stock position with buying a protective put and simultaneously selling an OTM call. The short call partially or fully finances the expensive protective put (zero-cost collar). The result: your downside loss is limited (put protects), but your upside profit is capped (short call). A collar is the strategy of choice for investors who want to protect existing gains in a position.

Advantages

  • Clearly limited downside loss risk
  • Often free or cheap to implement (zero-cost collar)
  • No need to sell the stock position
  • Dividend rights are maintained (as long as not assigned)

Disadvantages

  • Upside capped: strong price gains are not captured
  • More complex than a simple protective put
  • Early assignment of short call possible with US options (before dividends)
  • Three positions (stock + put + call) increase management complexity
Example Trade

Collar Strategy on ExxonMobil

Illustrative example based on a typical ExxonMobil price of $115. Strikes and premiums are indicative — actual market prices will vary.

PositionTypeStrikeActionPremium
100 Shares (held)Stock position$115Long (entry price)
Long Put (protection)Put$105Buy (debit)-$1,74
Short Call (finances put)Call$125Sell (credit)+$2,32
Net credit received+$0,58 ($58 per contract)
Max Profit
$1.058
per contract
Max Loss
-$942
per contract
Break-even
$114
Payoff

Payoff Diagram at Expiration

Profit and loss of the Collar Strategy on ExxonMobil depending on the price at expiration. Values per contract (100 shares).

Suitability

Why Collar Strategy for ExxonMobil?

Medium volatility provides enough premiums for attractive collars. You can buy puts with good strikes and sell somewhat more distant calls — preserving upside potential. Particularly after strong rallies (wanting to protect gains) or before uncertain market phases, a collar on this stock is an effective hedging strategy.

When is the right time?

  • 1Protect existing stock gains (e.g., position is significantly up)
  • 2Turbulent market phases or uncertainty before specific events
  • 3Tax optimization: protection without selling the position (controls realization timing)
  • 4Long-term investors seeking temporary hedges
  • 5Hedge equity compensation plans (RSUs, stock options)
Deep Dive

Why ExxonMobil for Options Traders

ExxonMobil is the largest US oil company and an integrated energy giant whose stock is inseparably tied to the price of crude (WTI and Brent). Being "integrated" means Exxon spans the full value chain — production (upstream), refining and chemicals (downstream) — so the downstream and chemicals business partly cushions weak-oil phases and dampens volatility somewhat. For options traders Exxon is interesting mainly as an expression of a view on oil and as a high-quality dividend payer: it is regarded as a dividend aristocrat with a yield around 3.3% that has been raised reliably for many years. Implied volatility typically ranges 20-34% and is driven by oil price moves, OPEC+ decisions, and geopolitical events (Middle East, sanctions). At a price near $115, a contract controls roughly $11,500 of underlying — good liquidity and weekly expirations make Exxon a solid underlying for dividend-supported income strategies.

Strategy Notes

Collar Strategy on ExxonMobil: Practical Notes

Collars suit ExxonMobil shareholders who want to protect their dividend yield and a capital gain without selling into an oil-driven pullback. The medium IV makes the short call well-priced, so it often largely finances a protective put. The crucial point on this high-dividend name: an in-the-money short call can be exercised early around the ex-dividend date, because the buyer wants to capture the substantial dividend — which would cost you the shares and the dividend. To keep both, roll the call before the ex-date or choose a clearly out-of-the-money strike. That keeps the collar a pure hedge that protects the dividend.

Historical Context

Historical Context

ExxonMobil has lived through some of the most extreme cycles in corporate history. The low point came in 2020, when oil collapsed amid pandemic demand destruction — WTI futures even briefly went negative — and Exxon was removed from the Dow Jones Industrial Average. One of the sector's strongest recoveries followed: rising energy prices in 2021/22, partly driven by the war in Ukraine, produced record profits and massive buybacks. In 2023/24 Exxon underlined its scale with the multi-billion-dollar acquisition of Pioneer Natural Resources, sharply expanding its Permian Basin footprint. The key point for options traders: Exxon's volatility tracks the oil price more than the quarterly reports. Earnings moves are usually moderate (2-4%), but an oil shock — triggered by OPEC+, geopolitical escalation, or a demand crisis — can move the stock and its IV substantially within days.

FAQ

FAQ: Collar Strategy on ExxonMobil

How dependent is ExxonMobil on the oil price?
Very dependent, but not exclusively. As an integrated company, Exxon earns not only from production (upstream) but also from refining and chemicals (downstream). In low-oil phases, higher refining margins can offset part of the shortfall, which dampens volatility versus pure producers. Still, the price of crude (WTI/Brent) remains the single most important driver of the stock and its implied volatility — oil shocks move Exxon more than most quarterly reports.
Why does the dividend matter so much for ExxonMobil options?
ExxonMobil is regarded as a dividend aristocrat with a substantial yield around 3.3%. That dividend not only boosts the total return of covered calls, it also creates a concrete risk: on US-style options, an in-the-money short call can be exercised early just before the ex-dividend date, because the holder wants to capture the dividend. To keep the shares and the dividend, roll the call in time or choose strikes clearly out of the money into the ex-date.
Which events drive ExxonMobil's volatility?
Primarily anything that moves the oil price: OPEC+ decisions on production quotas, geopolitical events in the Middle East, sanctions on oil producers, demand data from China and the US, and recession fears. Quarterly reports play a smaller role than for non-commodity names. Anyone trading Exxon options should watch the OPEC+ calendar and geopolitical risks, since these often affect IV more than company-specific news.
How does ExxonMobil differ from Chevron for options?
Both are large integrated US oil companies and dividend aristocrats, but there are nuances. Exxon is the larger company with a stronger focus on production growth (partly via the Pioneer acquisition in the Permian) and IV around 20-34%. Chevron is seen as the more disciplined name with an even higher dividend yield (~4%) and is often perceived as somewhat more oil-price driven (higher oil beta), with IV around 22-35%. For options trading, both are solid, dividend-supported underlyings. This is not investment advice.
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