TradeRepublic
BaFin
Trading212
FCA/CySEC
TradeRepublic vs Trading212
Head-to-Head Comparison 2026
By SofiaOur Verdict
Trading212 has a higher rating of 4.6/5 compared to TradeRepublic (4.2/5). The minimum deposit is lower at TradeRepublic with 0 €. TradeRepublic is BaFin-regulated, while Trading212 is supervised by FCA/CySEC. Trading212 has been in the market since 2004, making it the more experienced provider.
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TradeRepublic oder Trading212?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
- Fees
- Platform
- Regulation
- Matching lessons
Comparison Table
| Criteria | TradeRepublic | Trading212 |
|---|---|---|
| Rating | 4.2/5 (892 reviews) | 4.6/5 (1892 reviews)✓ |
| Regulation | BaFin | FCA/CySEC |
| Fees | €1 per trade | €0 commission, tight spreads |
| Min. Deposit | 0 € | 1 € |
| Instruments | Stocks, ETFs, Derivatives, Crypto | Stocks, ETFs, CFDs, Forex |
| Platforms | Trade Republic App | Trading 212 App, Trading 212 Web |
| Options Trading | Limited | Options coming soon |
| Spread (typical) | — | EUR/USD from 1.2 pip (CFD), 0% stock commission, FX conversion 0.15% |
| Execution Speed | ~200–300 ms (LS Exchange) | — |
| Founded | 2015 | 2004 |
| Headquarters | Berlin | London, UK |
Detailed Comparison
Fee Comparison
TradeRepublic: €1 per trade. Minimum deposit: 0 €.
Trading212: €0 commission, tight spreads. Minimum deposit: 1 €. Spread: EUR/USD from 1.2 pip (CFD), 0% stock commission, FX conversion 0.15%.
Execution Quality
TradeRepublic
Execution: ~200–300 ms (LS Exchange)
Trading212
No data available
Product Range
TradeRepublic (4 categories)
Trading212 (4 categories)
Trading Platforms
TradeRepublic
- Trade Republic App
Trading212
- Trading 212 App
- Trading 212 Web
Regulation & Security
TradeRepublic is regulated by BaFin (HQ: Berlin).
Trading212 is regulated by FCA/CySEC (HQ: London, UK).
Who Is It For?
TradeRepublic
Germany's most popular neobroker with simple interface
✓ Very easy to use
✓ German app
✓ Free custody
✗ Limited options selection
✗ Mobile only
Trading212
Commission-free stock trading with fractional shares
✓ No commissions
✓ Very low minimum deposit
✓ User-friendly app
✗ No BaFin regulation
✗ Limited research tools
In-Depth Analysis: TradeRepublic vs Trading212
Order fees and entry: Trade Republic charges €1 per trade; Trading 212 trades real stocks and ETFs at €0 commission with tight spreads. For pure buy-and-hold investors who frequently invest small amounts, Trading 212 is cheaper thanks to 0% commission. Entry is minimal at both — €0 minimum deposit at Trade Republic, €1 at Trading 212.
Regulation and safety: Trade Republic is BaFin-regulated, a meaningful trust factor for German investors; Trading 212 is supervised by the FCA and CySEC. Ratings: Trading 212 4.6/5, Trade Republic 4.2/5. Trade Republic execution runs, per the data, via the LS Exchange (~200–300 ms).
Products and verdict: Trade Republic (founded 2015, Berlin) trades stocks, ETFs, derivatives and crypto through an app-only interface with limited options access. Trading 212 (founded 2004, London) offers stocks, ETFs, CFDs and forex via app and web; options are announced ("Options coming soon") but not yet available. For BaFin safety, crypto and a pure German neobroker app, choose Trade Republic; to trade stocks and ETFs commission-free or also use CFDs and forex, Trading 212 is the fit.
Frequently Asked Questions
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TradeRepublic vs Trading212: Which broker is better overall?
TradeRepublic
Germany's most popular neobroker with simple interface
Open Account →From 0 € min. deposit