ING€4.90 base fee + 0.25% of order value (max. €69.90)
- Published fee
- €4.90 base fee + 0.25% of order value (max. €69.90)
- Minimum deposit
- 0 €
Broker comparison
ING vs.
Targobank
Which broker fits your needs?
Platforms, products and fees side by side.
Checked on 22 October 2026
See comparisonING
TargobankVS
Summary
Your goal decides
ING has a higher rating of 4.3/5 compared to Targobank (3.5/5). ING offers 5 instrument types, while Targobank offers 4. Oversight: ING: BaFin; Targobank: BaFin. ING: No, no options trading. Targobank: No. Targobank has been in the market since 1926, making it the more experienced provider.
INGGermany's largest direct bank with integrated brokerage
TargobankSecurities trading and asset management at Targobank
At a glance
The key differences
| Criterion | ING | Targobank |
|---|---|---|
| Platforms | ING Banking App, ING Web Depot | Targobank Web, Targobank App |
| Product types | Stocks, ETFs, Funds, Bonds, Derivatives | Stocks, ETFs, Bonds, Funds |
| Options trading | No, no options trading | No |
| Fee model | €4.90 base fee + 0.25% of order value (max. €69.90) | Custody fee €0 (online), order fee from €8.90 (up to €10,000) |
| Minimum deposit | 0 € | 0 € |
| Regulation | BaFin | BaFin |
| More information | Details | Details |
Platforms
ING
ING Banking App, ING Web Depot
Targobank
Targobank Web, Targobank App
Product types
ING
Stocks, ETFs, Funds, Bonds, Derivatives
Targobank
Stocks, ETFs, Bonds, Funds
Options trading
ING
No, no options trading
Targobank
No
Fee model
ING
€4.90 base fee + 0.25% of order value (max. €69.90)
Targobank
Custody fee €0 (online), order fee from €8.90 (up to €10,000)
Minimum deposit
ING
0 €
Targobank
0 €
Regulation
ING
BaFin
Targobank
BaFin
Product access and costs depend on market, account and permissions.
Detailed comparison
Comparing fees
Compare total costs, not just the order fee.
INGTargobankCustody fee €0 (online), order fee from €8.90 (up to €10,000)
- Published fee
- Custody fee €0 (online), order fee from €8.90 (up to €10,000)
- Minimum deposit
- 0 €
The relevant costs depend on market, currency, order size and trading style.
Worked out
What does it actually cost?
Typical months at ING and Targobank, priced from their published fee schedules. Spreads, FX and exchange fees come on top depending on the venue.
| Scenario | ING | Targobank |
|---|---|---|
| ETF savings plan, ≈ €200 a month | €0ETF savings plan without execution fee | €3ETF savings plan: 2.5% of order value, min €1.50, max €3.00 |
| 10 stock buys of ≈ €1,000 a month | €74€4.90 + 0.25% = €7.40 × 10 in direct trading (Xetra: +€2.90) | €49Direkt-Depot: €4.90 per order in direct trading × 10 (exchange: 0.25%, min €8.90) |
| Custody and account fee per year | €0Custody free | €0Direkt-Depot: no custody fee (online mailbox mandatory) |
Checked on 22 October 2026. Prices can change; the current fee schedule is what counts. Sources: ing.de · targobank.de
Execution quality
Order type, venue and liquidity affect execution.
INGCheck the provider’s execution policy and available order types for your account.
Provider informationTargobankCheck the provider’s execution policy and available order types for your account.
Provider informationProduct range
INGStocksETFsFundsBondsDerivatives
TargobankStocksETFsBondsFunds
Categories come from broker profiles. Check specific markets and permissions before deciding.
Trading platforms
INGING Banking App · ING Web Depot
ING provides the ING Banking App and the ING Web Depot. The Banking App combines all banking and brokerage functions in one application, offering mobile trading with real-time prices, order placement, and savings plan management. The ING Web Depot in the browser provides detailed portfolio overviews, chart views, and comprehensive order masks. Both platforms are known for their intuitive operation and support common order types such as limit, stop, and market orders.
Explore platformTargobankTargobank Web · Targobank App
Targobank provides its customers with two trading platforms: Targobank Web and the Targobank App. The web platform offers all essential functions for securities trading such as order placement, portfolio overview, and price queries. The mobile app enables trading on the go. Both platforms are designed for simplicity and offer few advanced trading features such as real-time charts or technical analysis tools.
Explore platformING
ING-DiBa AG, Frankfurt am Main
Targobank
TARGOBANK AG, Düsseldorf
- Supervisor
- BaFin
Regulation does not protect against market losses. What counts is the entity you sign the contract with.
Your investor profile
Who might it suit?
INGGermany's largest direct bank with integrated brokerage
- Full bank with checking account and brokerage
- Over 800 free ETF savings plans
- Excellent customer service
- Higher order fees than neobrokers
- No options trading
TargobankSecurities trading and asset management at Targobank
- BaFin-regulated bank with long history
- Free online custody account
- Personal advice in branches available
- Higher order fees than discount brokers
- Limited selection of trading venues
Find the broker that fits
ING oder Targobank?
Side by side. Decided with knowledge.
See the differences that matter, and the Academy lessons that explain them.
VS
- Fees
- Platform
- Regulation
- Matching lessons
Two brokers. Many options. Your call.
ING and Targobank do not earn the same way
The table shows what they cost. These lessons show how they earn, which is what the difference is made of.
Your questions
Frequently asked questions
How do fees differ between ING and Targobank?
ING: €4.90 base fee + 0.25% of order value (max. €69.90). Targobank: Custody fee €0 (online), order fee from €8.90 (up to €10,000). Compare total costs for the specific market, product, currency and order size in the current fee schedule.
Which broker offers more products: ING or Targobank?
ING offers Stocks, ETFs, Funds, Bonds, Derivatives. Targobank offers Stocks, ETFs, Bonds, Funds.
How are ING and Targobank regulated?
The broker profiles list BaFin for ING and BaFin for Targobank. Your account's contracting entity determines the applicable oversight and protection rules; check its current disclosures.
Is ING or Targobank better for beginners?
ING lists a 0 € minimum deposit and offers ING Banking App, ING Web Depot. Targobank lists 0 € and offers Targobank Web, Targobank App. Compare usability, available products and costs for your intended use.
ING vs Targobank: Which broker is better overall?
The choice between ING (4.3/5, 2100 reviews) and Targobank (3.5/5, 850 reviews) depends on your needs. ING: Germany's largest direct bank with integrated brokerage. Targobank: Securities trading and asset management at Targobank.
Your next step
Your next step
INGGermany's largest direct bank with integrated brokerage
Open accountRead reviewTargobankSecurities trading and asset management at Targobank
Open accountRead reviewKeep learning
Before you pick a broker
The guides worth reading before your first trade, whichever of the two you choose.