ING
BaFin
Targobank
BaFin
ING vs Targobank
Head-to-Head Comparison 2026
Our Verdict
ING has a higher rating of 4.3/5 compared to Targobank (3.5/5). ING offers 5 instrument types, while Targobank offers 4. Targobank has been in the market since 1926, making it the more experienced provider.
Comparison Table
| Criteria | ING | Targobank |
|---|---|---|
| Rating | 4.3/5 (2100 reviews)✓ | 3.5/5 (850 reviews) |
| Regulation | BaFin | BaFin |
| Fees | €4.90 base fee + 0.25% of order value (max. €69.90) | Custody fee €0 (online), order fee from €8.90 (up to €10,000) |
| Min. Deposit | 0 € | 0 € |
| Instruments | Stocks, ETFs, Funds, Bonds, Derivatives | Stocks, ETFs, Bonds, Funds |
| Platforms | ING Banking App, ING Web Depot | Targobank Web, Targobank App |
| Options Trading | No, no options trading | No |
| Founded | 1965 | 1926 |
| Headquarters | Frankfurt | Düsseldorf |
Detailed Comparison
Fee Comparison
ING: €4.90 base fee + 0.25% of order value (max. €69.90). Minimum deposit: 0 €.
Targobank: Custody fee €0 (online), order fee from €8.90 (up to €10,000). Minimum deposit: 0 €.
Product Range
ING (5 categories)
Targobank (4 categories)
Trading Platforms
ING
- ING Banking App
- ING Web Depot
Targobank
- Targobank Web
- Targobank App
Regulation & Security
ING is regulated by BaFin (HQ: Frankfurt).
Targobank is regulated by BaFin (HQ: Düsseldorf).
Who Is It For?
ING
Germany's largest direct bank with integrated brokerage
✓ Full bank with checking account and brokerage
✓ Over 800 free ETF savings plans
✓ Excellent customer service
✗ Higher order fees than neobrokers
✗ No options trading
Targobank
Securities trading and asset management at Targobank
✓ BaFin-regulated bank with long history
✓ Free online custody account
✓ Personal advice in branches available
✗ Higher order fees than discount brokers
✗ Limited selection of trading venues